Hurricane Insurance Rates:

Hurricane, UT homeowners insurance is roughly $417 to $568, about $34-$47/month. Our extensive guide indicates shoppers can save upto $197 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Safeco Insurance
When we had hail damage to our house, safeco sent out a claim inspector right away. they were in contact through e-mail and phone calls throughout the process and i did not feel they were trying to deny my claim at all.
Geico
I don't like that i don't have an actual agent that i would be able to meet with in person if need be.
Farm Bureau
One of my favorite things about utilizing farm bureau as my home insurance company is that i know the people who work there very well and they are active in the community.
State Farm
It is easily interactive. Both the web and the mobile version. Most of my questions can be answered using both of them. The mobile works pretty well even in the low reception area, which makes me assume it does not require a lot of bandwidth.
Allstate
I love allstate, they have the cheapest rates for me as a first time home buyer.
State Farm
Good customer service and really great offices. I like the fact that since there are local branches and agencies, you can walk in and get one on one service, unlike many other companies.
Liberty Mutual
I like that I can access my policies and claims 24 hours a day and 7 days a week and pay online if needed.

Hurricane, UT Homeowners Insurance By Home Value

Hurricane, UT Home Value Total Homes % of Total Average Hurricane, UT Homeowners Insurance
Less than $50,000 308 5.0% $59
$50,000 to $59,999 69 1.0% $128
$60,000 to $69,999 63 1.0% $157
$80,000 to $89,999 108 2.0% $207
$90,000 to $99,999 141 2.0% $236
$100,000 to $124,999 545 10.0% $271
$125,000 to $149,999 355 6.0% $340
$150,000 to $174,999 904 17.0% $404
$175,000 to $199,999 501 9.0% $463
$200,000 to $249,999 1,037 19.0% $562
$250,000 to $299,999 487 9.0% $685
$300,000 to $399,999 715 13.0% $867

Top Home Insurance Agents Near Hurricane, UT

Home Insurance Company Near Hurricane, UT Homeowners Insurance Agency Near Hurricane, UT Address
Liberty Mutual Independent Certified Ins Services Inc 239 S MAIN ST STE 300, CEDAR CITY, UT, 84720
Farmers Curtis Terry 1805 W Sunset Blvd Ste B, St George, T, 84770
Farmers Kristin Anderson 334 W TABERNACLE ST STE C, St George, T, 84770
Allstate Lgaa Llc 216 S 200 W, Cedar City, UT, 84720
Travelers Universal Business Insurance Inc 1453 S DIXIE DR STE 150, ST GEORGE, UT, 84770

Cost Of Homeowners Insurance By Street Near Hurricane, UT

Streets in Hurricane Area Homeowners Insurance Cost
N 160 W, Back 2200 E, 180 Worth, Jeffs Dr, Steamboat Ln, Stone Mountain Dr, Pasture Ln, S Old Farm Rf, W 1080 S, S Shinob Kibe Dr$495
Hidden Valley Rd, W Park, N Village Way, Staheli Dr, W Temple Dr, Pecon Rd, Ridgeview Ter, S Red Rock W, Saw Grass Dr, S Kolob Dr$503
S 2250 W, Alveo Dr, W 3180 S, Stratus Cir, W 570 N, Thoroughbred Rd, S 770 W, 3900 E, W 70 N, Wanda St$490
N 360 W, E Indian Springs Dr, S 2200 St W, Pectol Ave, S Mullberry Dr, N 125 W, Meadow Ln, 2070 S, Canyon St, Ridge Ct$497
N West Temple Dr, N 1580 W, N Oak Ridge Ct, E Canyon Crest Ave, 454 W, Canaan Way, S 1775 E, S 4090 Cir W, E Clearwater Dr S, W Palomar$498
S 105 W, Elm St, S 2500 S, W Cimarron Dr, S 2300 E, W 4390 S, N 3850 W, E Urie West Dr, S Aspen Way, Quail Creek Dr$497
W 920 St N, S Desert Hollow Ln, N 3420 W, S 120 W, N Torey Ln, Shinarump Cir, Hilltop Ledge Dr, N Cottonmill Cir, S Mill St, S Angell Heights Dr W$492
S 950 W, N 2680 W, S Coyote Rd, Grafton Rd, W 225 N, N 2670 W, E 370 N, N Dover Dr, E 1525 St S, N Apple Valley Dr$488
Field Ave, S 240 St W, S Turf Sod Rd, Black Brush Dr, N 2610 W, Clover Ln, Cindy Cir, W 600 N, N Territory Canyon Dr, Creek Dr$497
White Horse Dr, N Juniper Dr, Martha Way, N 360 E, S 920 W, E 1630 S, N 325 E, E Stanley Cir, River Willow Ln, W 2300 S$498

Hurricane, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hurricane$73 to $76
Virgin$74
La Verkin$72
Rockville$78

Hurricane, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Virgin town, Utah $62 $83 $124
La Verkin city, Utah $60 $80 $120
Rockville town, Utah $66 $87 $131

Hurricane, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hurricane, UT2.9%12.5%
Virgin2.96%14.14%
La Verkin3.58%13.42%
Rockville2.42%10.96%

Hurricane Renters Insurance as a Percentage of Rent

Hurricane Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 1.0% $337
$300 to $499 118 6.0% $1237
$500 to $749 276 14.0% $1912
$750 to $999 603 31.0% $2662
$1,000 to $1,499 748 39.0% $3787
$1,500 or more 115 6.0% $5437

Hurricane, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Hurricane Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Hurricane Home Owner from High Deductible Plan $600

Hurricane, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hurricane, UT Home Replacement Value MORE than Home Value Hurricane, UT Home Replacement Value LESS than Home Value
Replacement Value $311,000 $207,000
Insurance Premium based on Replacement Value $1,100 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,000 Risk Exposure from Under Insuring Coverage is $52,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Hurricane Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 256081
Year Built 201120081990
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$250000-$300000$600000-$700000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Hurricane, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 305,000 Composition Roof 2,270 3 $1000-$2500 Deductible 540 10 Wood siding yes
2012 170,000 Slate Shingles Roof 1,330 3 $500- $1000 Deductible 190 6 Stone Siding No
1980 200,000 Membrane Roof 1,820 4 $5000 to $10,000 Deductible 380 10 Stone Siding No
1987 125,000 Membrane Roof 1,250 3 $500- $1000 Deductible 90 3 Stucco siding No
1986 460,000 Metal Roof 4,710 5 $500- $1000 Deductible 310 2 Stucco siding yes
2013 150,000 Composition Roof 1,310 3 $500 Deductible 50 1 Fiber-Cement Siding No
2008 200,000 Shingles Roof 1,940 3 $500 Deductible 100 2 Stucco siding yes
2000 280,000 Membrane Roof 2,120 4 $5000 to $10,000 Deductible 30 1 Fiber-Cement Siding No
1991 235,000 Asphalt Shingles Roof 2,370 4 $1000-$2500 Deductible 560 8 Wood siding No
1986 305,000 Tile Roof 2,360 4 $5000 to $10,000 Deductible 260 6 Stucco siding yes
2009 340,000 Composition Roof 2,560 5 $5000 to $10,000 Deductible 180 4 Vinyl siding No
1988 370,000 Composition Roof 3,320 4 > $10,000 Deductible 520 9 Brick siding No
2004 335,000 Shingles Roof 2,710 5 > $10,000 Deductible 260 6 Wood siding yes
1987 580,000 Wood Shake Roof 4,340 5 $2500-$5000 Deductible 1080 8 Stucco siding yes
1995 305,000 Composition Roof 2,300 4 $5000 to $10,000 Deductible 250 7 Stucco siding yes
2005 355,000 Composition Roof 2,640 4 $500 Deductible 290 3 Wood siding No
1983 235,000 Asphalt Shingles Roof 1,790 3 $500 Deductible 190 3 Vinyl siding No
2011 285,000 Wood Shake Roof 2,190 3 $1000-$2500 Deductible 370 9 Wood siding No
2014 215,000 Wood Shake Roof 2,300 3 $500- $1000 Deductible 180 3 Wood siding yes
1988 450,000 Wood Shake Roof 4,070 5 $5000 to $10,000 Deductible 500 7 Stone Siding yes
1990 165,000 Shingles Roof 1,380 3 $2500-$5000 Deductible 400 10 Wood siding yes
2011 245,000 Shingles Roof 2,040 4 $500- $1000 Deductible 350 7 Wood siding yes
1985 210,000 Metal Roof 1,980 4 $500 Deductible 180 4 Brick siding No
1991 210,000 Shingles Roof 2,380 5 $5000 to $10,000 Deductible 120 4 Stucco siding No
1988 510,000 Membrane Roof 4,580 5 $5000 to $10,000 Deductible 100 1 Stucco siding No
2005 140,000 Slate Shingles Roof 1,290 3 $500 Deductible 160 4 Fiber-Cement Siding No