Hurricane, UT homeowners insurance is roughly $417 to $568, about $34-$47/month. Our extensive guide indicates shoppers can save upto $197 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hurricane, UT | Homeowners Insurance Agency Near Hurricane, UT | Address |
|---|---|---|
| Liberty Mutual Independent | Certified Ins Services Inc | 239 S MAIN ST STE 300, CEDAR CITY, UT, 84720 |
| Farmers | Curtis Terry | 1805 W Sunset Blvd Ste B, St George, T, 84770 |
| Farmers | Kristin Anderson | 334 W TABERNACLE ST STE C, St George, T, 84770 |
| Allstate | Lgaa Llc | 216 S 200 W, Cedar City, UT, 84720 |
| Travelers | Universal Business Insurance Inc | 1453 S DIXIE DR STE 150, ST GEORGE, UT, 84770 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Virgin town, Utah | $62 | $83 | $124 |
| La Verkin city, Utah | $60 | $80 | $120 |
| Rockville town, Utah | $66 | $87 | $131 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hurricane, UT | 2.9% | 12.5% |
| Virgin | 2.96% | 14.14% |
| La Verkin | 3.58% | 13.42% |
| Rockville | 2.42% | 10.96% |
| Hurricane Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 23 | 1.0% | $337 |
| $300 to $499 | 118 | 6.0% | $1237 |
| $500 to $749 | 276 | 14.0% | $1912 |
| $750 to $999 | 603 | 31.0% | $2662 |
| $1,000 to $1,499 | 748 | 39.0% | $3787 |
| $1,500 or more | 115 | 6.0% | $5437 |
| Streets in Hurricane Area | Homeowners Insurance Cost |
|---|---|
| N 160 W, Back 2200 E, 180 Worth, Jeffs Dr, Steamboat Ln, Stone Mountain Dr, Pasture Ln, S Old Farm Rf, W 1080 S, S Shinob Kibe Dr | $495 |
| Hidden Valley Rd, W Park, N Village Way, Staheli Dr, W Temple Dr, Pecon Rd, Ridgeview Ter, S Red Rock W, Saw Grass Dr, S Kolob Dr | $503 |
| S 2250 W, Alveo Dr, W 3180 S, Stratus Cir, W 570 N, Thoroughbred Rd, S 770 W, 3900 E, W 70 N, Wanda St | $490 |
| N 360 W, E Indian Springs Dr, S 2200 St W, Pectol Ave, S Mullberry Dr, N 125 W, Meadow Ln, 2070 S, Canyon St, Ridge Ct | $497 |
| N West Temple Dr, N 1580 W, N Oak Ridge Ct, E Canyon Crest Ave, 454 W, Canaan Way, S 1775 E, S 4090 Cir W, E Clearwater Dr S, W Palomar | $498 |
| S 105 W, Elm St, S 2500 S, W Cimarron Dr, S 2300 E, W 4390 S, N 3850 W, E Urie West Dr, S Aspen Way, Quail Creek Dr | $497 |
| W 920 St N, S Desert Hollow Ln, N 3420 W, S 120 W, N Torey Ln, Shinarump Cir, Hilltop Ledge Dr, N Cottonmill Cir, S Mill St, S Angell Heights Dr W | $492 |
| S 950 W, N 2680 W, S Coyote Rd, Grafton Rd, W 225 N, N 2670 W, E 370 N, N Dover Dr, E 1525 St S, N Apple Valley Dr | $488 |
| Field Ave, S 240 St W, S Turf Sod Rd, Black Brush Dr, N 2610 W, Clover Ln, Cindy Cir, W 600 N, N Territory Canyon Dr, Creek Dr | $497 |
| White Horse Dr, N Juniper Dr, Martha Way, N 360 E, S 920 W, E 1630 S, N 325 E, E Stanley Cir, River Willow Ln, W 2300 S | $498 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hurricane | $73 to $76 |
| Virgin | $74 |
| La Verkin | $72 |
| Rockville | $78 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $2,300 |
| Yearly Hurricane Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,300 | $2,300 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,100 | $5,500 |
| Net Savings to Hurricane Home Owner from High Deductible Plan | $600 | |
| Scenario | Hurricane, UT Home Replacement Value MORE than Home Value | Hurricane, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $311,000 | $207,000 |
| Insurance Premium based on Replacement Value | $1,100 | $725 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $52,000 | Risk Exposure from Under Insuring Coverage is $52,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $175/year |
| Insurance Company | Travelers | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 25 | 60 | 81 |
| Year Built | 2011 | 2008 | 1990 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $250000-$300000 | $600000-$700000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |