Huntsville Insurance Rates:

Huntsville, TX homeowners insurance is approximately $874 to $1,198, about $72-$99/month. Our comprehensive guide shows customers can save as much as $414 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Geico gives me the best rates. i can combine it with my car insurance to get a discount. they have great customer service and are ready and willing to help.
State Farm
I do not like that i am unable to pay monthly for my car insurance policy at this time. they did not give me a reason as to why, even though all my other policies have that option.
Allstate
The insurance agents are very knowledgeable about the different products they offer and try to make certain you are getting all the discounts you can by having multiple policies such as car insurance and any other insurance needs all on the same account.
Nationwide
I like the agent because this person in in my city and easily reached.
Farmer's Insurance
I love this company and all that it represents. We have the best rate that we can get, it includes our house, car and 4 wheelers. I like the agency that we go through, they are very friendly and answer any question that my husband and I have had.
State Farm
This was the best premium cost we found after checking with several companies. One other company was very comparable but their auto insurance was higher.
Allstate
I like interacting with my local office. They know me by name and are always very helpful. They always answer all my questions.

Huntsville, TX Homeowners Insurance By Home Value

Huntsville, TX Home Value Total Homes % of Total Average Huntsville, TX Homeowners Insurance
Less than $50,000 1,145 19.0% $197
$50,000 to $59,999 245 4.0% $414
$60,000 to $69,999 356 6.0% $518
$70,000 to $79,999 121 2.0% $591
$80,000 to $89,999 203 3.0% $674
$90,000 to $99,999 251 4.0% $757
$100,000 to $124,999 703 12.0% $871
$125,000 to $149,999 508 8.0% $1099
$150,000 to $174,999 751 12.0% $1296
$175,000 to $199,999 319 5.0% $1493
$200,000 to $249,999 514 8.0% $1794
$250,000 to $299,999 411 7.0% $2198
$300,000 to $399,999 323 5.0% $2799

Top Home Insurance Agents Near Huntsville, TX

Home Insurance Company Near Huntsville, TX Homeowners Insurance Agency Near Huntsville, TX Address
NA Mainstreet Insurance Group/ Mainstreet Consulting Group 18425 Highway 105 W., Montgomery, TX, 77356
State Farm Bradley Welborn 800 W Church St, Livingston, TX, 77351-3011
State Farm Charlie Pierce 15210 Spring Cypress Rd Ste K, Cypress, TX, 77429-6448
State Farm Corey Lejeune 9595 Six Pines Dr Ste 1460, The Woodlands, TX, 77380-3125
Travelers Paul Dawson Insurance 612 E HOUSTON AVE, CROCKETT, TX, 75835

Cost Of Homeowners Insurance By Street Near Huntsville, TX

Streets in Huntsville Area Homeowners Insurance Cost
Iris Cir, Frizzel Rd, Red Bud Ln, Pleasant Valley Dr, Pine Grove Dr, State Hwy 75 N, Thurman Dr, Normal Park Dr, Murray Ln, FM 1374 Rd$1,053
18th St, Redbird Ln, Fullers Dairy Rd, FM 2989, Goree Cir, Rice Rd, St Andrews, Persimmon Dr, Lake View Ln, Deborah St$1,047
Hickory Hills Ln, Long Branch Dr, Brentwood Dr, Hostetter Rd, Scattered Oaks Dr, Flynt Rd, Carter Rd, Cyntolyn Rd, Long Point Rd, Gibbs Hightower Rd$1,046
Pine Hollow Ln, Knob Oaks Dr, FM 1791, Wren Dr, 20th St, Tanglewood Dr, Scott Rd, Loma Rd, Ave G, Lakeview Dr$1,053
Magnolia Way, Thornwood Way, Millwood Dr, Estill Ave, Pinedale Rd, Settlers Way, Sam Houston Ave, Garvey Rd, 6th St, Majestic Dr$1,050

Huntsville, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Huntsville$154 to $156
Walker County$153
Riverside$152
Bedias$150

Huntsville, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Walker County, Texas $154 $205 $308
New Waverly CCD, Walker County, Texas $153 $204 $306
Riverside CCD, Walker County, Texas $152 $203 $305

Huntsville, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Huntsville, TX7.0%17.7%
Walker County7.36%20.26%
New Waverly7.38%23.13%
Riverside7.9%22.98%

Huntsville Renters Insurance as a Percentage of Rent

Huntsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 208 3.0% $799
$300 to $499 623 9.0% $1249
$500 to $749 2,933 43.0% $1924
$750 to $999 1,821 26.0% $2674
$1,000 to $1,499 743 10.0% $3799
$1,500 or more 432 6.0% $5449

Huntsville, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Huntsville Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $6,700$6,200
Net Savings to Huntsville Home Owner from High Deductible Plan $500

Huntsville, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntsville, TX Home Replacement Value MORE than Home Value Huntsville, TX Home Replacement Value LESS than Home Value
Replacement Value $159,500 $115,000
Insurance Premium based on Replacement Value $1,350 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Huntsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualGEICO Insurance
Monthly Premium 1116742
Year Built 199520022010
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$100000-$125000$50000-$75000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Huntsville, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 170,000 Slate Shingles Roof 1,780 5 $1000-$2500 Deductible 120 1 Fiber-Cement Siding yes
2009 195,000 Composition Roof 2,570 4 $5000 to $10,000 Deductible 120 1 Brick siding yes
2003 160,000 Membrane Roof 1,890 3 $2500-$5000 Deductible 500 4 Brick siding No
1991 90,000 Composition Roof 970 2 $500 Deductible 1080 12 Fiber-Cement Siding No
2005 310,000 Asphalt Shingles Roof 3,290 4 $500 Deductible 1440 7 Stucco siding yes
1988 200,000 Slate Shingles Roof 2,230 5 > $10,000 Deductible 1100 12 Brick siding yes
2005 390,000 Metal Roof 4,560 5 $1000-$2500 Deductible 3260 10 Wood siding No
2013 365,000 Composition Roof 4,710 5 > $10,000 Deductible 1470 10 Stucco siding No
2009 150,000 Composition Roof 2,090 4 $2500-$5000 Deductible 120 2 Vinyl siding yes
1987 210,000 Membrane Roof 2,250 5 $1000-$2500 Deductible 890 6 Fiber-Cement Siding yes
1985 120,000 Tile Roof 1,800 5 $2500-$5000 Deductible 740 12 Wood siding yes
2004 140,000 Wood Shake Roof 1,790 3 $500- $1000 Deductible 560 5 Stone Siding No
1988 220,000 Shingles Roof 2,290 4 $5000 to $10,000 Deductible 970 6 Vinyl siding No
2000 150,000 Slate Shingles Roof 1,500 3 $500 Deductible 490 4 Brick siding yes
2011 250,000 Tile Roof 3,220 4 $500 Deductible 780 4 Brick siding yes
1985 180,000 Slate Shingles Roof 2,330 3 $2500-$5000 Deductible 930 10 Fiber-Cement Siding No
1993 135,000 Membrane Roof 1,820 3 $2500-$5000 Deductible 610 10 Brick siding yes
2002 155,000 Composition Roof 1,590 5 $500 Deductible 900 6 Vinyl siding No
2010 185,000 Asphalt Shingles Roof 1,920 3 $500 Deductible 1310 9 Vinyl siding No
1982 105,000 Shingles Roof 1,540 2 $2500-$5000 Deductible 50 1 Wood siding yes
2013 340,000 Shingles Roof 3,690 5 $500- $1000 Deductible 350 2 Vinyl siding yes
1989 140,000 Slate Shingles Roof 1,730 4 $500 Deductible 560 4 Stucco siding No
2011 270,000 Slate Shingles Roof 2,860 5 $2500-$5000 Deductible 1010 7 Brick siding yes
1980 120,000 Tile Roof 1,550 3 $2500-$5000 Deductible 580 8 Brick siding No
1993 95,000 Slate Shingles Roof 1,090 2 $1000-$2500 Deductible 600 12 Brick siding yes