How Much Does Huntsville, AL Home Insurance Cost?
Huntsville, AL Average Homeowners Insurance Cost
$1,315
Homeowners Insurance Cost - Huntsville, AL
$164,300
Median Home Value - Huntsville, AL
Huntsville, AL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.78 | $1,299.22 |
| $1000 Deductible | -$139.65 | $1,175.35 |
| $1500 Deductible | -$208.56 | $1,106.44 |
| $2000 Deductible | -$310.6 | $1,004.4 |
| $2500 Deductible | -$370.83 | $944.17 |
Huntsville, AL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$355 | $960 |
| 30 year old | +$20 | $1,335 |
| 40 year old | +$34 | $1,349 |
| 50 year old | +$50 | $1,365 |
| Above 50 year old | +$63 | $1,378 |
Huntsville, AL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$145 | $1,170 |
| Superior | -$118 | $1,197 |
| Masonry | -$66 | $1,249 |
| Brick | -$66 | $1,249 |
| Hail Resistant Roof | -$26 | $1,289 |
Huntsville, AL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$26 | $1,341 |
| Swimming Pool With A Diving Board | +$66 | $1,381 |
| Swimming Pool With Slide | +$79 | $1,394 |
Huntsville, AL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $39 | $1,276 |
| Police Department | $13 | $1,302 |
Huntsville, AL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$552.3 | $1,867 |
| Filing a Second Liability Claim | +$499.7 | $1,815 |
| Filing a Second Theft Claim | +$499.7 | $1,815 |
| Filing a Second Water Claim | +$433.95 | $1,749 |
| Filing a Fire Claim | +$263.0 | $1,578 |
| Filing a Liability Claim | +$249.85 | $1,565 |
| Filing a Theft Claim | +$249.85 | $1,565 |
| Filing a Water Claim | +$210.4 | $1,525 |
| Filing a Weather Claim | +$210.4 | $1,525 |