How To Make Your Huntsville, AL Home Insurance Cheaper
Huntsville, AL, homeowners insurance is about $1315. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Huntsville, AL Home Insurance Rates with the Madison County Average
| Place | Madison County Average: $1,534.5 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Huntsville, AL | $1,315.0 | -219.5 | -0.14 | 216,499 | 164,300 |
Cost of Huntsville, AL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Moores Mill | 159,000 | 14,663 | $1,293 |
| Gurley | 278,200 | 10,473 | $1,674 |
| Park City | 100,600 | 12,880 | $873 |
| Priceville | 180,100 | 12,830 | $1,377 |
Homeowners Insurance Comparison for the Cheapest Premiums in Huntsville, AL
| MAPFRE Insurance | Nationwide | American National Property and Casualty Company | |
| Median Home Value ($) | 164,300 | 164,300 | 164,300 |
| Age of Home | Year 50 Old | Year 40 Old | Year 30 Old |
| Home Coverage ($) | $250,000 -$299,999 | $750,000 -$999,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $3,045.9 | $6,762.9 | $7,069.6 |
Cost of Huntsville, AL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| American National Property and Casualty Company | 1000 | $750,000-$999,999 | 5,330.1 |
| Progressive | 1000 | $1500,000-$2000,000 | 6,302.5 |
| State Farm | 500 | $175,000-$199,999 | 1,351.7 |
| GEICO | 2500 | $200,000-$249,999 | 1,263.0 |
| Travelers | 2000 | $400,000-$499,999 | 3,175.4 |
| Farmer's Insurance | 1000 | $500,000-$749,999 | 4,609.8 |
| Amica Mutual Insurance | 2000 | $300,000-$399,999 | 2,729.5 |
| Universal Property & Casualty Insurance Company | 500 | $1500,000-$2000,000 | 6,573.6 |
| MAPFRE Insurance | 500 | $750,000-$999,999 | 5,559.4 |
| Nationwide | 500 | $100,000-$124,999 | 647.4 |