Huntington Insurance Rates:

Huntington, WV homeowners insurance is approximately $760 to $1,030, about $63-$85/month. Our exhaustive guide indicates shoppers can save as much as $358 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Huntington, WV: Customer-Reviewed Options


Top Home Insurance Agents Near Huntington, WV

Home Insurance Company Near Huntington, WV Homeowners Insurance Agency Near Huntington, WV Address
Allstate Tresa L. Davis-Weir 4848 Maccorkle Ave SW, South Charleston, WV, 25309
Liberty Mutual Independent Wesbanco Insurance Services Inc 14621 State Route 93, JACKSON, OH, 45640
Liberty Mutual Independent Assured Partners Of West Virginia Dba Commercial Insurance. 340 Maccorkle Ave Se #200, CHARLESTON, WV, 25314
Travelers Mountain State Agency Alliance Llc 888 OAKWOOD RD STE 100, CHARLESTON, WV, 25314

Huntington, WV Home Insurance Agents for Top Companies

 

Huntington, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chesapeake village, Ohio $85 $113 $170
Proctorville village, Ohio $85 $113 $170
Westmoreland district, Wayne County, West Virginia $112 $149 $224

 


Huntington, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Huntington, WV8.3%23.4%
Chesapeake5.77%18.27%
Proctorville5.94%18.85%
Westmoreland7.68%26.89%

Huntington Renters Insurance as a Percentage of Rent

Huntington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 431 4.0% $376
$200 to $299 725 7.0% $826
$300 to $499 2,155 22.0% $1276
$500 to $749 3,507 36.0% $1951
$750 to $999 1,814 18.0% $2701
$1,000 to $1,499 869 8.0% $3826
$1,500 or more 183 1.0% $5476

Cost Of Homeowners Insurance By Street Near Huntington, WV

Streets in Huntington Area Homeowners Insurance Cost
Old State Hwy 75, Vinson Rd, Buena Vista Dr, Trailside Acres, Skyview Rd, Coal Branch Rd, Handley Rd, Co Hwy 52/1, Devon Rd, Big Sandy River Rd$908
Valley Ct, Skyview Dr, Hubbards Hts, Ray Rd, Florence St, Co Hwy 11, Camden Rd, Pine Grove Ln, Madison Ln, 46 1/2 St W$906
Crescent Dr, Indiana St, Docks Creek Rd, Augusta Dr, Co Hwy 60/1, Hubbards Branch Rd, Park Ave, Co Hwy 7/15, James River Rd, Co Hwy 7/13$904
Auburn Rd, Brittany Dr, Right Fork Hutchinson Branch, Dundale Ave, Waverly Rd, Oak Ln, Warren Rd, Left Fork Bobs Branch, Old Spring Valley Rd, Chase St$912
Hearth Pl, Jo-Lin Dr, US Rte 60, US Rte 60, Michigan St, Co Hwy 7/16, 33rd St W, Hubbards Branch Rd, Plymale Branch Rd, Smith Branch Rd$904

Huntington, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Huntington$133 to $136
Chesapeake$102
Westmoreland$134
Fayette$103

Huntington, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Huntington Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,100$3,500
Net Savings to Huntington Home Owner from High Deductible Plan $600

 


Huntington, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntington, WV Home Replacement Value MORE than Home Value Huntington, WV Home Replacement Value LESS than Home Value
Replacement Value $87,500 $57,000
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

 


Example Huntington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmica Mutual Insurance Company
Monthly Premium 414643
Year Built 195119481961
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$125000-$150000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible