Huntington Insurance Rates:

Huntington, WV homeowners insurance is approximately $760 to $1,030, about $63-$85/month. Our exhaustive guide indicates shoppers can save as much as $358 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm offers a lot of different insurance and this is their downfall. we actually got a plan that was explained to us it worked similar to a savings account, offering a certain amount of insurance when there is an accident, and money for when you need to take money out. so, if the plan cost one hundred a month you are covered at an eighty dollar amount and that twenty is placed into an expense fund. sounds great when it's explained, and we got it for a year; however soon after they stopped offering it, and when we needed our extra money the equivalent of approx. one thousand dollars, we were told we had to close the account to get the money, and could only receive around two hundred. this type of thing made me realize that they're not trained fast enough, fully enough, or have too much to offer that we as customers need to be diligent in our insurance choices. point 1: made us feel lied to point 2: made us lose trust and confidence in them point 3: too many choices can often make you feel like you have no choices at all"
Erie Insurance
When I first bought my own, I was clueless about what I needed or what I should have my broker was amazing
Erie Insurance
The company's website is very easy to navigate. There is not much clutter, and it is rather simple. Everything you need to know is mostly presented on the first screen, with everything else only being a single click away. Information can be viewed or downloaded.
Travelers
They only contact me when documents are ready or a bill is due, which is exactly what I want, I don't need tips or solicitations.
Progressive
They are very friendly, have easy to use website and are quick to update new information. They remind you when things are ready to be changed or printed.

Huntington, WV Homeowners Insurance By Home Value

Huntington, WV Home Value Total Homes % of Total Average Huntington, WV Homeowners Insurance
Less than $50,000 2,181 19.0% $259
$50,000 to $59,999 861 7.0% $545
$60,000 to $69,999 977 8.0% $671
$70,000 to $79,999 1,088 9.0% $778
$80,000 to $89,999 842 7.0% $886
$90,000 to $99,999 887 8.0% $984
$100,000 to $124,999 1,135 10.0% $1145
$125,000 to $149,999 812 7.0% $1432
$150,000 to $174,999 634 5.0% $1691
$175,000 to $199,999 383 3.0% $1951
$200,000 to $249,999 565 5.0% $2344
$250,000 to $299,999 247 2.0% $2872
$300,000 to $399,999 369 3.0% $3642

Top Home Insurance Agents Near Huntington, WV

Home Insurance Company Near Huntington, WV Homeowners Insurance Agency Near Huntington, WV Address
NA Kinder's Insurance Agency 215 S 4Th St, Ironton, OH, 45638
Liberty Mutual Independent Assured Partners Of West Virginia Dba Commercial Insurance. 340 Maccorkle Ave Se #200, CHARLESTON, WV, 25314
Travelers Mountain State Agency Alliance Llc 888 OAKWOOD RD STE 100, CHARLESTON, WV, 25314
Allstate Tresa L. Davis-Weir 4848 Maccorkle Ave SW, South Charleston, WV, 25309
Liberty Mutual Independent Wesbanco Insurance Services Inc 14621 State Route 93, JACKSON, OH, 45640

Cost Of Homeowners Insurance By Street Near Huntington, WV

Streets in Huntington Area Homeowners Insurance Cost
Old State Hwy 75, Vinson Rd, Buena Vista Dr, Trailside Acres, Skyview Rd, Coal Branch Rd, Handley Rd, Co Hwy 52/1, Devon Rd, Big Sandy River Rd$908
Valley Ct, Skyview Dr, Hubbards Hts, Ray Rd, Florence St, Co Hwy 11, Camden Rd, Pine Grove Ln, Madison Ln, 46 1/2 St W$906
Crescent Dr, Indiana St, Docks Creek Rd, Augusta Dr, Co Hwy 60/1, Hubbards Branch Rd, Park Ave, Co Hwy 7/15, James River Rd, Co Hwy 7/13$904
Auburn Rd, Brittany Dr, Right Fork Hutchinson Branch, Dundale Ave, Waverly Rd, Oak Ln, Warren Rd, Left Fork Bobs Branch, Old Spring Valley Rd, Chase St$912
Hearth Pl, Jo-Lin Dr, US Rte 60, US Rte 60, Michigan St, Co Hwy 7/16, 33rd St W, Hubbards Branch Rd, Plymale Branch Rd, Smith Branch Rd$904

Huntington, WV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Huntington$133 to $136
Chesapeake$102
Westmoreland$134
Fayette$103

Huntington, WV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chesapeake village, Ohio $85 $113 $170
Proctorville village, Ohio $85 $113 $170
Westmoreland district, Wayne County, West Virginia $112 $149 $224

Huntington, WV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Huntington, WV8.3%23.4%
Chesapeake5.77%18.27%
Proctorville5.94%18.85%
Westmoreland7.68%26.89%

Huntington Renters Insurance as a Percentage of Rent

Huntington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 431 4.0% $376
$200 to $299 725 7.0% $826
$300 to $499 2,155 22.0% $1276
$500 to $749 3,507 36.0% $1951
$750 to $999 1,814 18.0% $2701
$1,000 to $1,499 869 8.0% $3826
$1,500 or more 183 1.0% $5476

Huntington, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Huntington Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,100$3,500
Net Savings to Huntington Home Owner from High Deductible Plan $600

Huntington, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntington, WV Home Replacement Value MORE than Home Value Huntington, WV Home Replacement Value LESS than Home Value
Replacement Value $87,500 $57,000
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Huntington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmica Mutual Insurance Company
Monthly Premium 414643
Year Built 195119481961
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$125000-$150000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Huntington, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1950 320,000 Shingles Roof 4,850 5 > $10,000 Deductible 160 2 Vinyl siding No
1972 130,000 Composition Roof 1,680 2 $500 Deductible 520 8 Brick siding yes
1959 65,000 Slate Shingles Roof 1,290 3 $1000-$2500 Deductible 190 10 Stone Siding yes
1971 125,000 Shingles Roof 2,120 4 $1000-$2500 Deductible 40 1 Brick siding yes
1977 295,000 Asphalt Shingles Roof 4,930 5 > $10,000 Deductible 370 6 Stone Siding yes
1947 100,000 Tile Roof 1,700 2 $2500-$5000 Deductible 350 12 Brick siding yes
1946 105,000 Composition Roof 1,330 2 $1000-$2500 Deductible 160 4 Brick siding yes
1971 90,000 Tile Roof 1,480 3 $1000-$2500 Deductible 30 1 Stone Siding No
1970 275,000 Composition Roof 4,860 5 > $10,000 Deductible 340 6 Brick siding yes
1977 50,000 Shingles Roof 970 2 $500- $1000 Deductible 30 2 Vinyl siding yes
1945 150,000 Tile Roof 2,070 5 $500- $1000 Deductible 290 6 Vinyl siding yes
1976 95,000 Asphalt Shingles Roof 1,850 3 $500- $1000 Deductible 150 3 Fiber-Cement Siding No
1953 195,000 Tile Roof 3,080 4 $2500-$5000 Deductible 660 8 Stucco siding No
1950 110,000 Metal Roof 1,650 4 $500- $1000 Deductible 260 4 Fiber-Cement Siding yes
1966 135,000 Asphalt Shingles Roof 2,210 5 $500 Deductible 180 4 Stucco siding No
1968 70,000 Composition Roof 930 2 $2500-$5000 Deductible 160 8 Fiber-Cement Siding yes
1943 125,000 Metal Roof 1,690 2 $500- $1000 Deductible 740 12 Fiber-Cement Siding yes
1970 125,000 Asphalt Shingles Roof 2,040 3 $500- $1000 Deductible 190 5 Stucco siding yes
1950 165,000 Wood Shake Roof 2,160 3 $2500-$5000 Deductible 440 12 Vinyl siding yes
1952 185,000 Membrane Roof 2,780 4 $5000 to $10,000 Deductible 320 6 Brick siding yes
1954 90,000 Composition Roof 1,680 2 $1000-$2500 Deductible 90 3 Stone Siding No
1976 300,000 Composition Roof 4,220 5 $2500-$5000 Deductible 430 3 Fiber-Cement Siding No
1956 90,000 Wood Shake Roof 1,470 3 $500- $1000 Deductible 100 3 Stucco siding No
1959 120,000 Composition Roof 1,670 3 $2500-$5000 Deductible 270 7 Vinyl siding yes
1956 315,000 Wood Shake Roof 4,110 5 $2500-$5000 Deductible 420 5 Stucco siding yes
1948 100,000 Tile Roof 1,960 4 $500 Deductible 110 2 Fiber-Cement Siding No
1951 50,000 Wood Shake Roof 1,000 2 $500 Deductible 50 2 Wood siding yes
1942 70,000 Tile Roof 1,130 2 $2500-$5000 Deductible 150 10 Vinyl siding No