Huntington Woods Insurance Rates:

Huntington Woods, MI homeowners insurance is nearly $702 to $972, about $58-$81/month. Our comprehensive analysis reveals consumers can save upto $334 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Huntington Woods, MI Homeowners Insurance By Home Value

Huntington Woods, MI Home Value Total Homes % of Total Average Huntington Woods, MI Homeowners Insurance
Less than $50,000 34 1.0% $75
$100,000 to $124,999 55 3.0% $334
$125,000 to $149,999 50 2.0% $418
$150,000 to $174,999 139 7.0% $502
$175,000 to $199,999 174 9.0% $577
$200,000 to $249,999 502 27.0% $694
$250,000 to $299,999 322 17.0% $853
$300,000 to $399,999 498 27.0% $1079

Top Home Insurance Agents Near Huntington Woods, MI

Home Insurance Company Near Huntington Woods, MI Homeowners Insurance Agency Near Huntington Woods, MI Address
State Farm Kirsten Wood 29610 Southfield Road, Southfield, MI, 48076-2000
State Farm Larry Brandon 1350 E West Maple Rd, Walled Lake, MI, 48390-3727
NA Macomb Underwriters, Inc. 52131 Powderhorn Dr , Macomb, MI, 48042
NA Lake Agency, Inc. 1537 E Hill Rd , Grand Blanc, MI, 48439
State Farm George Pomey Jr 2460 E Stadum Blvd, Ann Arbor, MI, 48104-4813

Cost Of Homeowners Insurance By Street Near Huntington Woods, MI

Streets in Huntington Woods Area Homeowners Insurance Cost
Kingston Ave, York Rd, Balfour Ave, Salem Rd, Dundee St, Lasalle Blvd, Dundee Rd, Elgin Ave, Hart Ave, Huntington Rd$841
Ludlow Ave, Nadine Ave, Lasalle Ln, E Roycourt, Lasalle Blvd, Vernon Ave, Winchester Ave, Parkwood Dr, Talbot Ln, W Roycourt$829
Meadowcrest Blvd, Wales Ave, York St, Balfour St, Henley Ave, Victoria Ave, Hendrie Blvd, Concord Rd, Ludlow Ave, Morton St$836
W Lincoln Ave, Ludlow Pl, Vernon Ave, Kingston Ave, Nadine Ave, Brickley, Hart Ave, Allor Ave, Edward St, Robert O Knapp Dr$838
Borgman Ave, Borgman Ave, Wareham Dr, Pembroke Rd, Hereford Rd, Talbot Ave, Newport Blvd, Elgin Ave, Parkwood Rd, Talbot Ave$849

Huntington Woods, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Huntington Woods$123 to $127
Oak Park$109
Pleasant Ridge$123
Berkley$114

Huntington Woods, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oak Park city, Michigan $91 $121 $182
Pleasant Ridge city, Michigan $103 $137 $205
Berkley city, Michigan $95 $127 $190

Huntington Woods, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Huntington Woods, MI3.0%10.4%
Oak Park4.28%10.81%
Pleasant Ridge3.61%10.52%
Berkley4.29%13.19%

Huntington Woods Renters Insurance as a Percentage of Rent

Huntington Woods Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 13 12.0% $1862
$1,000 to $1,499 40 39.0% $3737
$1,500 or more 49 48.0% $5387

Huntington Woods, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Huntington Woods Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $8,600$8,100
Net Savings to Huntington Woods Home Owner from High Deductible Plan $500

Huntington Woods, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntington Woods, MI Home Replacement Value MORE than Home Value Huntington Woods, MI Home Replacement Value LESS than Home Value
Replacement Value $330,500 $256,500
Insurance Premium based on Replacement Value $1,325 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Huntington Woods Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 9674104
Year Built 195619661948
Home Details 4 Beds, 3 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Huntington Woods, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 340,000 Wood Shake Roof 2,100 5 $500 Deductible 920 6 Fiber-Cement Siding yes
1966 410,000 Slate Shingles Roof 3,260 5 $500- $1000 Deductible 1230 7 Stone Siding No
1952 320,000 Asphalt Shingles Roof 2,160 4 $5000 to $10,000 Deductible 660 10 Fiber-Cement Siding yes
1961 375,000 Wood Shake Roof 2,520 5 > $10,000 Deductible 850 8 Fiber-Cement Siding No
1956 450,000 Membrane Roof 3,220 4 $2500-$5000 Deductible 700 5 Stucco siding yes
1953 455,000 Membrane Roof 3,120 4 $500- $1000 Deductible 1650 7 Vinyl siding No
1964 550,000 Tile Roof 4,640 5 $500 Deductible 2720 12 Vinyl siding No
1944 505,000 Composition Roof 3,210 4 $500- $1000 Deductible 970 5 Brick siding yes
1967 390,000 Tile Roof 2,370 4 $500- $1000 Deductible 170 1 Fiber-Cement Siding yes
1951 550,000 Shingles Roof 3,280 4 $1000-$2500 Deductible 1710 10 Brick siding yes
1951 470,000 Tile Roof 3,490 5 $5000 to $10,000 Deductible 870 7 Stone Siding yes
1957 350,000 Asphalt Shingles Roof 2,690 4 $500- $1000 Deductible 150 1 Fiber-Cement Siding No
1948 315,000 Slate Shingles Roof 2,580 4 $500 Deductible 1100 8 Brick siding No
1950 485,000 Asphalt Shingles Roof 3,130 4 $1000-$2500 Deductible 660 6 Vinyl siding yes
1943 490,000 Slate Shingles Roof 4,070 5 $2500-$5000 Deductible 320 2 Vinyl siding No
1947 515,000 Slate Shingles Roof 3,330 4 $5000 to $10,000 Deductible 1020 7 Vinyl siding yes
1948 480,000 Wood Shake Roof 3,340 4 $2500-$5000 Deductible 660 5 Stucco siding No
1957 430,000 Tile Roof 2,770 4 $500- $1000 Deductible 1100 6 Stucco siding No
1959 680,000 Composition Roof 4,750 5 $500 Deductible 1150 4 Vinyl siding yes
1956 300,000 Membrane Roof 2,380 4 $500 Deductible 910 7 Wood siding No
1944 285,000 Composition Roof 2,280 5 $500- $1000 Deductible 170 2 Brick siding No
1968 325,000 Metal Roof 2,780 4 $500 Deductible 1570 10 Vinyl siding No
1950 235,000 Metal Roof 1,980 4 > $10,000 Deductible 680 12 Brick siding No
1952 400,000 Metal Roof 3,370 4 $2500-$5000 Deductible 430 4 Wood siding No
1961 365,000 Tile Roof 2,880 4 $500- $1000 Deductible 200 2 Fiber-Cement Siding yes
1958 510,000 Tile Roof 4,340 5 $1000-$2500 Deductible 2360 12 Brick siding yes
1940 345,000 Membrane Roof 2,440 4 $500 Deductible 1080 8 Brick siding yes
1957 310,000 Slate Shingles Roof 2,540 4 $5000 to $10,000 Deductible 360 3 Stone Siding No
1953 405,000 Tile Roof 3,390 4 $500 Deductible 940 6 Brick siding yes
1966 455,000 Shingles Roof 3,080 5 $1000-$2500 Deductible 1340 9 Brick siding No
1963 410,000 Wood Shake Roof 3,050 4 $500 Deductible 700 6 Brick siding No
1959 325,000 Membrane Roof 2,080 4 $5000 to $10,000 Deductible 230 2 Stone Siding yes