Huntington Insurance Rates:

Huntington, IN homeowners insurance is about $674 to $913, about $56-$76/month. Our thorough analysis indicates shoppers can save as much as $317 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
I really like the fact that i was able to improve my insurance by a little work. i do feel cheated by my old insurance though. this is substantial savings and better coverage. was i being taken advantage of?
Progressive
I don't like the long hold time which usually consists of thirty minutes or more during the evening and nighttime hours on the telephone line.
Aaa
When my son had an accident, they were very prompt to add points to my history. it resulted in a significant increase in three years.
Allstate
I have never had any problems with them they have always been very helpful and cordial
American Family
We have never had a problem with communication. However, it is easier to work with the local office to get things done than the corporate office.
Geico
There really isn't anything that I dislike about it. I guess everybody would always like to pay less than they're currently paying, but other than that, I don't have any complaints.
Allstate
There was nothing that I did not like Everything up to this point has been smooth. No long wait times, no speaking with people who speak a foreign language, not long wait times to get documents emailed to us. We just haven't had a problem yet.
Allstate
Never filed a claim but one time a car crashed in my fence and was taken care of within 5 days!

Huntington, IN Homeowners Insurance By Home Value

Huntington, IN Home Value Total Homes % of Total Average Huntington, IN Homeowners Insurance
Less than $50,000 724 12.0% $230
$50,000 to $59,999 630 11.0% $492
$60,000 to $69,999 455 8.0% $611
$70,000 to $79,999 751 13.0% $706
$80,000 to $89,999 602 10.0% $794
$90,000 to $99,999 457 8.0% $889
$100,000 to $124,999 581 10.0% $1032
$125,000 to $149,999 483 8.0% $1294
$150,000 to $174,999 489 8.0% $1524
$175,000 to $199,999 103 1.0% $1762
$200,000 to $249,999 141 2.0% $2119
$250,000 to $299,999 91 1.0% $2596
$300,000 to $399,999 86 1.0% $3295

Top Home Insurance Agents Near Huntington, IN

Home Insurance Company Near Huntington, IN Homeowners Insurance Agency Near Huntington, IN Address
NA Saine-Summers Insurance Agency 118 E Main St, Peru, IN, 46970
NA Rhodes Insurance Agency 133 S East St , North Webster, IN, 46555
NA United Insurance Agencies 220 S. Walnut Plaza, Muncie, IN, 47305
Erie Leland Smith Insurance Service Inc. 1175 Westwood Dr #200 Van Wert, Van Wert, OH, 45891
State Farm W.C. Starks 3818 S Calhoun St, Fort Wayne, IN, 46807-2011

Cost Of Homeowners Insurance By Street Near Huntington, IN

Streets in Huntington Area Homeowners Insurance Cost
Pius Dr, Woodlawn Ave, Campus St, S Broadway St, N Jefferson St, W Market St, Duncan Dr, Alston Ct, S Pearl St, W McKeever St$794
N Mishler Rd, Willow Bend, Studebaker Dr, Vine St, E 800 N, W 494 N, S Main St, Grayston Ave, N 043 W, London St$795
Oak St, Camden Ct, High St, Little River Ct, Lindley St, Archangel, Etna Ave, Co Rd 494 W, N 900 W, Palace Ln$793
W 500 S, N 800 W, W Markle Rd, N 894 W, Himes St, N 300 E, N Etna Rd, Edith Blvd, S 200 W, Avon Pl$797
Pennsylvania St, E 1200 N, W 853 N, William St, W John St, N 380 W, Walmart Dr, W Maple Grove Rd, Aspen Ave, Gardendale Ave$800

Huntington, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Huntington$118 to $121
Huntington County$120
Andrews$116
Dallas$119

Huntington, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Huntington County, Indiana $100 $133 $200
Andrews town, Indiana $97 $129 $194
Dallas township, Huntington County, Indiana $99 $132 $198

Huntington, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Huntington, IN7.1%22.2%
Huntington County6.47%20.03%
Andrews7.52%18.21%
Dallas6.61%18.15%

Huntington Renters Insurance as a Percentage of Rent

Huntington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 40 1.0% $361
$200 to $299 113 5.0% $811
$300 to $499 425 19.0% $1261
$500 to $749 951 43.0% $1936
$750 to $999 502 23.0% $2686
$1,000 to $1,499 125 5.0% $3811
$1,500 or more 22 1.0% $5461

Huntington, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Huntington Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Huntington Home Owner from High Deductible Plan $600

Huntington, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntington, IN Home Replacement Value MORE than Home Value Huntington, IN Home Replacement Value LESS than Home Value
Replacement Value $114,000 $74,500
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Huntington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 314749
Year Built 197719451980
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$100000-$125000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Huntington, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 130,000 Membrane Roof 1,910 3 $1000-$2500 Deductible 340 7 Brick siding No
1946 115,000 Composition Roof 1,820 3 $1000-$2500 Deductible 430 10 Wood siding No
1941 125,000 Metal Roof 1,800 4 $500- $1000 Deductible 50 1 Brick siding No
1985 150,000 Shingles Roof 1,990 3 $1000-$2500 Deductible 120 3 Wood siding yes
1985 210,000 Slate Shingles Roof 3,810 5 $5000 to $10,000 Deductible 480 8 Wood siding No
1947 125,000 Asphalt Shingles Roof 1,630 4 $1000-$2500 Deductible 250 6 Stucco siding No
1970 215,000 Composition Roof 3,220 4 $1000-$2500 Deductible 580 7 Vinyl siding yes
1971 135,000 Membrane Roof 1,950 5 $500 Deductible 500 9 Wood siding yes
1942 160,000 Slate Shingles Roof 2,720 4 $5000 to $10,000 Deductible 40 1 Wood siding No
1978 75,000 Composition Roof 1,410 3 $2500-$5000 Deductible 130 4 Fiber-Cement Siding yes
1945 125,000 Wood Shake Roof 2,270 3 $2500-$5000 Deductible 90 2 Brick siding No
1947 130,000 Tile Roof 1,700 4 $2500-$5000 Deductible 120 3 Fiber-Cement Siding yes
1988 210,000 Membrane Roof 2,840 4 $500- $1000 Deductible 700 12 Vinyl siding No
1985 130,000 Shingles Roof 1,820 4 $500- $1000 Deductible 430 10 Brick siding No
1943 205,000 Asphalt Shingles Roof 2,770 5 $5000 to $10,000 Deductible 790 12 Stucco siding yes
1972 120,000 Tile Roof 1,620 5 $500- $1000 Deductible 80 2 Fiber-Cement Siding yes
1981 90,000 Tile Roof 1,330 3 $2500-$5000 Deductible 80 2 Wood siding yes
1980 130,000 Tile Roof 2,080 4 $500 Deductible 530 9 Stucco siding No
1974 115,000 Tile Roof 1,780 4 $2500-$5000 Deductible 360 7 Vinyl siding yes
1970 95,000 Slate Shingles Roof 1,420 3 $1000-$2500 Deductible 210 8 Stone Siding No
1971 165,000 Slate Shingles Roof 2,940 4 $2500-$5000 Deductible 600 10 Fiber-Cement Siding No
1970 120,000 Metal Roof 2,120 5 $2500-$5000 Deductible 370 8 Fiber-Cement Siding No
1974 195,000 Slate Shingles Roof 2,620 4 $2500-$5000 Deductible 500 9 Brick siding yes