How Much Does Huntington Beach, CA Home Insurance Cost?
Huntington Beach, CA Average Homeowners Insurance Cost
$1,454.25
Homeowners Insurance Cost - Huntington Beach, CA
$688,700
Median Home Value - Huntington Beach, CA
Huntington Beach, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.45 | $1,436.8 |
| $1000 Deductible | -$154.44 | $1,299.81 |
| $1500 Deductible | -$230.64 | $1,223.61 |
| $2000 Deductible | -$343.49 | $1,110.76 |
| $2500 Deductible | -$410.1 | $1,044.15 |
Huntington Beach, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$393 | $1,062 |
| 30 year old | +$22 | $1,476 |
| 40 year old | +$38 | $1,492 |
| 50 year old | +$55 | $1,510 |
| Above 50 year old | +$70 | $1,524 |
Huntington Beach, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$145 | $1,309 |
| Superior | -$131 | $1,323 |
| Masonry | -$73 | $1,382 |
| Brick | -$73 | $1,382 |
| Hail Resistant Roof | -$29 | $1,425 |
Huntington Beach, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,483 |
| Swimming Pool With A Diving Board | +$73 | $1,527 |
| Swimming Pool With Slide | +$87 | $1,542 |
Huntington Beach, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $44 | $1,411 |
| Police Department | $15 | $1,440 |
Huntington Beach, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$610.785 | $2,065 |
| Filing a Second Liability Claim | +$552.615 | $2,007 |
| Filing a Second Theft Claim | +$552.615 | $2,007 |
| Filing a Second Water Claim | +$479.9025 | $1,934 |
| Filing a Fire Claim | +$290.85 | $1,745 |
| Filing a Liability Claim | +$276.3075 | $1,731 |
| Filing a Theft Claim | +$276.3075 | $1,731 |
| Filing a Water Claim | +$232.68 | $1,687 |
| Filing a Weather Claim | +$232.68 | $1,687 |