How To Make Your Huntington Beach, CA Home Insurance Cheaper
Huntington Beach, CA, homeowners insurance is about $1454. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Huntington Beach, CA Home Insurance Rates with the Orange County Average
| Place | Orange County Average: $1,695.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Huntington Beach, CA | $1,454.25 | -240.75 | -0.14 | 191,403 | 688,700 |
Cost of Huntington Beach, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Seal Beach | 338,100 | 21,143 | $891 |
| West Carson | 416,800 | 14,415 | $1,163 |
| Gardena | 407,000 | 10,294 | $1,121 |
| Silverado | 562,500 | 97,011 | $1,654 |
Homeowners Insurance Comparison for the Cheapest Premiums in Huntington Beach, CA
| State Farm | Travelers | Stillwater insurance Group | |
| Median Home Value ($) | 688,700 | 688,700 | 688,700 |
| Age of Home | Year 30 Old | Year 50 Old | Above Year 50 |
| Home Coverage ($) | $400,000 -$499,999 | $400,000 -$499,999 | $750,000 -$999,999 |
| Total Premium ($) | $1,119.8 | $1,223.5 | $1,964.2 |
Cost of Huntington Beach, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Stillwater insurance Group | 2500 | $1000,000-$1499,999 | 1,216.9 |
| MAPFRE Insurance | 1500 | $200,000-$249,999 | 349.7 |
| Liberty Mutual | 1500 | $400,000-$499,999 | 912.4 |
| Esurance | 500 | $750,000-$999,999 | 1,488.5 |
| Century National | 2000 | $300,000-$399,999 | 660.5 |
| MetLife | 2500 | $150,000-$174,999 | 203.5 |
| State Farm | 500 | $400,000-$499,999 | 1,005.8 |
| Allstate | 500 | $250,000-$299,999 | 605.2 |
| Farmer's Insurance | 2000 | $200,000-$249,999 | 325.9 |
| GEICO | 2500 | $500,000-$749,999 | 955.6 |