Huntington Beach, CA Home Insurance - Analysis On Quotes, Rates & Agents
Huntington Beach Insurance Rates:
Huntington Beach, CA homeowners insurance is approximately $568 to $770, about $47-$64/month. Our exhaustive guide shows customers can save as much as $267 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
I really dislike the autopsy for my car insurance. This is the same company as my homeowners. It takes several days to process.
The ONLY thing that I feel could use a little bit of work is their website layout. Even if they didn't change it, I'd still be okay with that as I’ve learned how to navigate it. New users may find it a little bit difficult to use at first. If they made their website easier to navigate, I would literally have nothing negative to say about them whatsoever.
It was all done with the Allstate app and settlement of my claim was so fast. There were several follow up calls to make sure that we were happy with repairs and also updates along the way to make sure that we knew how long something was going to take and keep us informed.
I like about this company is the friendly people, the quick response and the caring nature that they put out there.
There is nothing which I dislike about this company, They asked for each and every document which are required to get the insurance.
I dislike having to pay when I am not in accidents very often, but this is the nature of the beast with any insurance company, not really anything else to dislike.
I like the efficiency of their online system. I like the amount of information and resources on their webpage. To the extent that I deal with humans they've been pleasant and professional.
I dislike how it seems unorganized, how sometimes they seem rude. I also dislike that when they come to do the adjustment they don't take into the full amount it takes to fix a roof so I'm not even breaking even.
I like the kind overall, they have been very helpful and after the long period of time, my insurance has become much cheaper than when I originally bought it. I think customer service is fantastic and easy to contact.
They offer what we need at a price that is competitive while benefiting the community that we live in. The payments we make go to someone here in town.
I like state farm because every time i call they are quick to support me and answer all the questions i have.
State farm is not up to my expectation. they deny us in many cases and we paid out of our pocket.
My insurance company has offices in my community. the community locations allow me to make face-to-face contact with my agent. i can also visit the office to make payments on my accounts or to have questions addressed.
They are always great about communication. Whether I call on the phone or ask questions, they are happy to help and offer tips and valuable information
My home warranty company has an online service request option. i can easily go online and describe my problem and they call within a day to schedule service.
Mostly it’s the yearly rate for service. I really wish it could come down a little since it has hiked around 20% in past few years. I know things are happening that they have to cover more but really, beyond a break in which was only around 1k stolen, I haven't really needed it. Maybe one day I’ll switch if it gets too high but right now I’ll stay.
I don't believe there's anything about Allstate that I dislike. I've only been with them for a short time but so far they have been super helpful to me and I haven't had any issues.
Not too much interaction. Mostly I get emails when my premiums are due and any policy changes or amendments.
Huntington Beach, CA Homeowners Insurance By Home Value
|Huntington Beach, CA Home Value||Total Homes||% of Total||Average Huntington Beach, CA Homeowners Insurance|
|Less than $50,000||939||11.0%||$20|
|$50,000 to $59,999||513||6.0%||$53|
|$60,000 to $69,999||263||3.0%||$66|
|$70,000 to $79,999||182||2.0%||$73|
|$80,000 to $89,999||170||2.0%||$86|
|$90,000 to $99,999||106||1.0%||$93|
|$100,000 to $124,999||401||4.0%||$113|
|$125,000 to $149,999||268||3.0%||$140|
|$150,000 to $174,999||278||3.0%||$167|
|$175,000 to $199,999||225||2.0%||$194|
|$200,000 to $249,999||1,000||12.0%||$234|
|$250,000 to $299,999||1,241||15.0%||$287|
|$300,000 to $399,999||2,632||32.0%||$361|
Top Home Insurance Agents Near Huntington Beach, CA
|Home Insurance Company Near Huntington Beach, CA||Homeowners Insurance Agency Near Huntington Beach, CA||Address|
|State Farm||John Diehl||835 E Mariposa St, Altadena, CA, 91001-2420|
|Farmers||John Portaro||3030 E Colorado Blvd Ste 203, Pasadena, CA, 91107|
|Allstate||Joilyn Hanley||5520 E 2Nd St Ste A, Long Beach, CA, 90803|
|State Farm||Mike Powers||10850 Hole Ave Ste A, Riverside, CA, 92505-2700|
|Farmers||Roger Thomas||19562 Ventura Blvd Ste 216, Tarzana, CA, 91356|
Cost Of Homeowners Insurance By Street Near Huntington Beach, CA
|Streets in Huntington Beach Area||Homeowners Insurance Cost|
|Saltwater Cir, Encino Cir, Venus Dr, Via Carona Dr, Vintage Ln, Villanova Cir, Industry Way, Vista Bahia Dr, Beachcomber Dr, Amalia Ln||$674|
|Fiji Ln, Sandra Ln, Poppy Hill Dr, Cape Coral Ln, Regency Dr, Oceanport Ln, Rushmoor Ln, Calle Parque Dr, Rebel Cir, Seine Dr||$None|
|Gold Cir, Maui Cir, Lockhaven Cir, Zamora Ln, Dellglen Cir, Libra Cir, Trout St, Enterprise Ln, Highland Ln, Toledo Ct||$673|
|Randi Ln, Kingswood Ln, Artista Dr, Tarpon Dr, Cieza Cir, Jean Dr, Utica Ave, Tidewater Cir, Cortside Cir, Eden St||$639|
|Bridgewater Dr, Meer Cir, Dollar Dr, Lemontree Ln, Tideland Ln, Calneva Ln, Berlark Cir, Five Harbors Dr, Kampen Ln, Oldglen Ln||$632|
|Canterbury Dr, Bass Dr, Seahorse Ln, Nile Cir, Oceanus Dr, Lotus Ln, Dovewood Dr, Quintana Ln, Oakgrove Cir, Bonnie Dr||$653|
|Autopark Dr, Tamarisk Cir, de Ville Cir, Steeplechase Cir, Charleyville Cir, Chance Cir, Barber St, Preakness Dr, San Doval Ln, Tyrone Cir||$683|
|Burnham Cir, Salmon Ln, Lurline Dr, Georgia St, Santa Irene St, Park Path Dr, Potter Cir, Lochlea Ln, Colonial Cir, Palo Alto Dr||$688|
|Triton Ln, Business Dr, Sinclair Ln, Zeider Ln, Rhine Cir, Trophy Dr, Halawa Dr, Sandalwood Cir, Flower Ln, Rumsey Ln||$654|
|Edgebrook Ln, Nordina Dr, Bay Crest Cir, Fox Cir, Breda Ln, Bell Cir, Mount Demeter Cir, Shadow Ln, Wenlock Cir, Stone Cir||$679|
Huntington Beach, CA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Huntington Beach||$100 to $102|
Huntington Beach, CA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|North Coast CCD, Orange County, California||$83||$110||$165|
|Fountain Valley city, California||$83||$111||$166|
|Midway City CDP, California||$78||$104||$156|
Huntington Beach, CA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Huntington Beach, CA||2.0%||10.7%|
Huntington Beach Renters Insurance as a Percentage of Rent
|Huntington Beach Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$200 to $299||319||1.0%||$762|
|$300 to $499||327||1.0%||$1212|
|$500 to $749||377||1.0%||$1887|
|$750 to $999||1,382||4.0%||$2637|
|$1,000 to $1,499||11,149||38.0%||$3762|
|$1,500 or more||15,432||53.0%||$5412|
Average Cost Of Home Insurance By Company In Areas Nearby Huntington Beach For Different Scenarios
|Coverage ($)||Deductible ($)||Age of home||Company||Average homeowners insurance premium ($)|
|300000||500||New||Stillwater Prop & Cas Co||540|
|750000||2500||New||Liberty Ins Corp||1016|
|200000||500||1-3 Years||Foremost Insurance||734|
|500000||1000||1-3 Years||Pacific Specialty||1156|
|500000||2500||1-3 Years||Stillwater Ins Co||598|
|500000||2500||1-3 Years||Western Mutual/Residence||691|
|150000||250||4-6 Years||Tokio Marine America||324|
|200000||500||4-6 Years||MAPFRE Group||548|
|250000||1000||4-6 Years||Amica Mutual||697|
|250000||1000||4-6 Years||Hartford (Sentinel)||703|
|250000||1000||4-6 Years||Stillwater Ins Co||550|
|150000||250||7-15 Years||Tokio Marine America||395|
|250000||500||7-15 Years||IDS Property Casualty||930|
Huntington Beach, CA Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Huntington Beach Homeowner Insurance Premium Example||$900||$700|
|Out of Pocket Expense During Claim||$1,200||$2,200|
|Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim||$8,400||$7,800|
|Net Savings to Huntington Beach Home Owner from High Deductible Plan||$600|
Huntington Beach, CA Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Huntington Beach, CA Home Replacement Value MORE than Home Value||Huntington Beach, CA Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$2,025||$1,225|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $156,500||Risk Exposure from Under Insuring Coverage is $91,500|
|Premium Impact||Insurance cheaper by $300/year||Insurance costlier by $500/year|
Example Huntington Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||Amica Mutual Insurance Company||Farmers Insurance||Nationwide Insurance|
|Home Details||4 Beds, 2 Baths||5 Beds, 3 Baths||3 Beds, 2 Baths|
|Deductible||$1000-$2500 Deductible||$2500-$5000 Deductible||$500- $1000 Deductible|
Sample Home Insurance Rates for Huntington Beach, CA from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1998||620,000||Membrane Roof||2,470||5||$500- $1000 Deductible||160||1||Stone Siding||No|
|1981||355,000||Slate Shingles Roof||1,210||3||$500- $1000 Deductible||360||7||Stucco siding||yes|
|1971||555,000||Composition Roof||1,620||5||> $10,000 Deductible||960||12||Wood siding||No|
|1998||715,000||Membrane Roof||2,360||5||$2500-$5000 Deductible||450||5||Wood siding||No|
|1979||425,000||Composition Roof||1,680||3||$500 Deductible||1080||9||Brick siding||No|
|1990||935,000||Composition Roof||3,290||4||$2500-$5000 Deductible||940||5||Stucco siding||yes|
|1982||850,000||Membrane Roof||3,210||4||$1000-$2500 Deductible||1640||10||Fiber-Cement Siding||No|
|1992||885,000||Asphalt Shingles Roof||2,490||5||$500 Deductible||1140||6||Fiber-Cement Siding||No|
|1981||425,000||Membrane Roof||1,370||3||$5000 to $10,000 Deductible||540||9||Stone Siding||yes|
|1986||585,000||Wood Shake Roof||2,280||5||$1000-$2500 Deductible||940||9||Stucco siding||No|
|1977||1,620,000||Wood Shake Roof||4,690||5||$5000 to $10,000 Deductible||1310||7||Stucco siding||No|
|1981||465,000||Membrane Roof||1,660||2||$5000 to $10,000 Deductible||230||3||Wood siding||No|
|1985||785,000||Shingles Roof||3,070||4||$2500-$5000 Deductible||1130||9||Stucco siding||yes|
|1973||700,000||Composition Roof||2,240||3||$500- $1000 Deductible||1160||9||Wood siding||No|
|1981||805,000||Tile Roof||2,810||4||$2500-$5000 Deductible||1420||8||Wood siding||No|
|1980||490,000||Wood Shake Roof||1,600||2||$2500-$5000 Deductible||310||3||Brick siding||No|
|1979||260,000||Tile Roof||1,080||2||$500- $1000 Deductible||60||1||Stone Siding||yes|
|1977||575,000||Membrane Roof||2,320||3||$500- $1000 Deductible||1170||10||Stone Siding||No|
|1978||1,365,000||Asphalt Shingles Roof||3,840||5||$500 Deductible||1160||4||Wood siding||No|
|1972||595,000||Metal Roof||2,290||4||> $10,000 Deductible||520||7||Brick siding||yes|
|1975||480,000||Tile Roof||1,850||3||$5000 to $10,000 Deductible||580||9||Vinyl siding||yes|
|1981||560,000||Composition Roof||1,690||4||> $10,000 Deductible||780||7||Fiber-Cement Siding||yes|
|1990||670,000||Tile Roof||2,400||4||$1000-$2500 Deductible||620||6||Stucco siding||yes|
|1971||715,000||Metal Roof||1,680||4||> $10,000 Deductible||310||1||Wood siding||yes|