Huntingdon Insurance Rates:

Huntingdon, PA homeowners insurance is roughly $597 to $826, about $49-$68/month. Our comprehensive analysis indicates shoppers can save as much as $284 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Huntingdon, PA Homeowners Insurance By Home Value

Huntingdon, PA Home Value Total Homes % of Total Average Huntingdon, PA Homeowners Insurance
Less than $50,000 133 8.0% $135
$50,000 to $59,999 53 3.0% $291
$60,000 to $69,999 63 4.0% $362
$70,000 to $79,999 195 13.0% $419
$80,000 to $89,999 110 7.0% $476
$90,000 to $99,999 61 4.0% $533
$100,000 to $124,999 126 8.0% $618
$125,000 to $149,999 164 11.0% $774
$150,000 to $174,999 236 15.0% $917
$175,000 to $199,999 130 8.0% $1059
$200,000 to $249,999 141 9.0% $1272
$250,000 to $299,999 68 4.0% $1557

Top Home Insurance Agents Near Huntingdon, PA

Home Insurance Company Near Huntingdon, PA Homeowners Insurance Agency Near Huntingdon, PA Address
Travelers Charles A Jones Insurance Agency 20 S FRONT ST, PHILIPSBURG, PA, 16866
State Farm Dan Bennett 324 S Logan Blvd Ste A, Burnham, PA, 17009-1867
Allstate Joseph Cheddar 1380 N Atherton St, State College, PA, 16803
Travelers Mountain Top Ins Agency Inc 750 E BISHOP ST, BELLEFONTE, PA, 16823
Nationwide Pamela Stern & Associates Llc 12343 William Penn Hwy, Huntingdon, PA, 16652

Cost Of Homeowners Insurance By Street Near Huntingdon, PA

Streets in Huntingdon Area Homeowners Insurance Cost
Warm Springs Rd, Reynolds Ave, Oakwood Dr, 2nd St, Holland Ave, 31st St, Aspen Ln, Lions Back Dr, Miller Ave, S 4th St$717
Echo Glen Dr, State Rte 26, Acorn Cir, Ellis Ave, 10th St, Simpson St, College, Locust Ave, 15th St, Washington St$710
Maclay Ave, Penn St, Westminster Dr, 6th St, State Rte 1009, Quinter Ave, Agnes St, Chapel Hill Rd, Calvin Way, College Ave$710
Orbison Pl, W 28th St, Deanne St, 11th St, 16th St, 18th St, Allegheny St, 7th St, 17th St, Autumn Wood Dr$709
Warm Springs Acres, 14th St, 27th St, Morning Hills Rd, Taylor Ave, Emmet Ave, Bryan St, Oneida Hts, Portland Ave, Bearcat Aly$705

Huntingdon, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Huntingdon$105 to $108
Oneida$106
McConnellstown$107
Petersburg$103

Huntingdon, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oneida township, Huntingdon County, Pennsylvania $106 $141 $212
McConnellstown CDP, Pennsylvania $107 $143 $215
Petersburg borough, Pennsylvania $104 $138 $207

Huntingdon, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Huntingdon, PA5.7%12.8%
Oneida6.28%17.66%
McConnellstown4.96%14.9%
Petersburg6.57%15.61%

Huntingdon Renters Insurance as a Percentage of Rent

Huntingdon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 2.0% $347
$200 to $299 162 14.0% $797
$300 to $499 446 38.0% $1247
$500 to $749 324 28.0% $1922
$750 to $999 152 13.0% $2672
$1,000 to $1,499 44 3.0% $3797

Huntingdon, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Huntingdon Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Huntingdon Home Owner from High Deductible Plan $600

Huntingdon, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntingdon, PA Home Replacement Value MORE than Home Value Huntingdon, PA Home Replacement Value LESS than Home Value
Replacement Value $154,500 $101,500
Insurance Premium based on Replacement Value $650 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Huntingdon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateChubb Group of Insurance
Monthly Premium 595467
Year Built 196419461965
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$150000-$175000$175000-$200000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Huntingdon, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 140,000 Metal Roof 1,670 2 $500- $1000 Deductible 130 2 Stone Siding No
1941 245,000 Shingles Roof 2,750 4 $500- $1000 Deductible 580 6 Stone Siding No
1942 145,000 Metal Roof 1,710 3 $1000-$2500 Deductible 460 7 Fiber-Cement Siding No
1964 215,000 Metal Roof 2,840 4 > $10,000 Deductible 460 7 Wood siding yes
1960 340,000 Shingles Roof 4,310 5 > $10,000 Deductible 610 8 Brick siding No
1968 325,000 Shingles Roof 4,550 5 $500- $1000 Deductible 1110 10 Wood siding yes
1940 130,000 Asphalt Shingles Roof 1,670 4 $1000-$2500 Deductible 40 1 Vinyl siding yes
1944 120,000 Membrane Roof 1,600 2 $1000-$2500 Deductible 350 10 Brick siding No
1940 150,000 Wood Shake Roof 2,050 3 $500 Deductible 350 6 Stone Siding yes
1964 130,000 Composition Roof 1,430 2 $2500-$5000 Deductible 630 10 Stucco siding yes
1945 105,000 Metal Roof 1,340 2 $1000-$2500 Deductible 140 3 Stucco siding yes
1960 145,000 Composition Roof 1,740 2 $1000-$2500 Deductible 600 12 Stucco siding yes
1962 130,000 Composition Roof 1,740 4 $500 Deductible 340 6 Stucco siding yes
1961 100,000 Metal Roof 1,220 3 $2500-$5000 Deductible 520 12 Fiber-Cement Siding yes
1943 145,000 Membrane Roof 1,760 4 $2500-$5000 Deductible 680 12 Stucco siding No
1967 125,000 Asphalt Shingles Roof 1,700 2 $1000-$2500 Deductible 50 1 Vinyl siding yes
1940 190,000 Asphalt Shingles Roof 2,260 3 $5000 to $10,000 Deductible 360 6 Wood siding No
1944 90,000 Composition Roof 1,340 2 $2500-$5000 Deductible 60 2 Brick siding yes
1946 120,000 Slate Shingles Roof 1,510 3 $1000-$2500 Deductible 160 5 Brick siding yes
1964 110,000 Shingles Roof 1,210 3 $500- $1000 Deductible 300 8 Stone Siding No
1944 85,000 Asphalt Shingles Roof 990 2 $2500-$5000 Deductible 310 9 Fiber-Cement Siding yes
1943 120,000 Wood Shake Roof 1,680 3 $1000-$2500 Deductible 90 2 Fiber-Cement Siding yes
1965 210,000 Metal Roof 2,900 4 > $10,000 Deductible 470 9 Brick siding No
1968 80,000 Slate Shingles Roof 920 2 $500- $1000 Deductible 150 7 Vinyl siding No
1965 120,000 Membrane Roof 1,710 2 $500- $1000 Deductible 250 9 Stucco siding No
1940 235,000 Wood Shake Roof 3,350 4 $1000-$2500 Deductible 160 2 Vinyl siding No
1965 335,000 Shingles Roof 3,790 5 $500- $1000 Deductible 420 3 Wood siding yes
1966 295,000 Slate Shingles Roof 3,150 5 $1000-$2500 Deductible 340 4 Fiber-Cement Siding No