Hudson Insurance Rates:

Hudson, NY homeowners insurance is nearly $510 to $696, about $42-$58/month. Our thorough analysis shows customers can save upto $241 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hudson, NY Homeowners Insurance By Home Value

Hudson, NY Home Value Total Homes % of Total Average Hudson, NY Homeowners Insurance
Less than $50,000 18 2.0% $78
$60,000 to $69,999 11 1.0% $217
$70,000 to $79,999 39 4.0% $247
$80,000 to $89,999 48 5.0% $283
$90,000 to $99,999 34 4.0% $313
$100,000 to $124,999 81 9.0% $367
$125,000 to $149,999 49 5.0% $458
$150,000 to $174,999 200 24.0% $542
$175,000 to $199,999 87 10.0% $627
$200,000 to $249,999 105 12.0% $753
$250,000 to $299,999 72 8.0% $922
$300,000 to $399,999 75 9.0% $1169

Top Home Insurance Agents Near Hudson, NY

Home Insurance Company Near Hudson, NY Homeowners Insurance Agency Near Hudson, NY Address
State Farm Thomas Rupert 308 Grooms Rd, Clifton Park, NY, 12065-6211
Travelers Aurora Inc 120 BROADWAY, MENANDS, NY, 12204
Travelers Brinckerhoff & Neuville Inc 1134 Main St, Fishkill, NY, 12524
Travelers Cap Com Financial Services Llc 4 WINNERS CIR, ALBANY, NY, 12205
State Farm Erik Lachance 18 Computer Dr E Ste 105, Albany, NY, 12205-1290

Cost Of Homeowners Insurance By Street Near Hudson, NY

Streets in Hudson Area Homeowners Insurance Cost
S 1st St, Prospect Ave, Haviland Pl, Glenwood Blvd, N 6th St, Columbia St, Clinton St, Washington St, W Court St, Hoysradt Ln$607
Deer Ln, Montgomery St, Park Pl, N 2nd St, Aitken Ave, N Front St, Graham Ave, 8th St, Allen St, Warren St$611
N Front St, Franklin St, Riverledge Rd, Green St, E Allen St, Paddock Pl, State St, Michael Ct, S 2nd St, Carroll St$600
N 7th St, Washington St, Partition St, Frederick St, Worth Aly, Front St, Rogers Ln, E Court St, Jolslen Pl, Prospect St$603
S 7th St, Parkwood Blvd, Columbia Tpke, Edmonds Ln, Rossman Ave, S 5th St, N 6th St, Deer Aly, Warren St, Columbia St$610

Hudson, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hudson$89 to $91
Lorenz Park$89
Greenport$90
Jefferson Heights$91

Hudson, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lorenz Park CDP, New York $75 $99 $149
Greenport town, Columbia County, New York $75 $100 $150
Stottville CDP, New York $75 $100 $150

Hudson, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hudson, NY3.0%7.8%
Lorenz Park2.72%9.28%
Greenport2.81%9.45%
Stottville3.87%7.93%

Hudson Renters Insurance as a Percentage of Rent

Hudson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 87 5.0% $792
$300 to $499 178 11.0% $1242
$500 to $749 426 27.0% $1917
$750 to $999 545 35.0% $2667
$1,000 to $1,499 283 18.0% $3792

Hudson, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Hudson Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,200
Net Savings to Hudson Home Owner from High Deductible Plan $1,000

Hudson, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hudson, NY Home Replacement Value MORE than Home Value Hudson, NY Home Replacement Value LESS than Home Value
Replacement Value $190,000 $120,500
Insurance Premium based on Replacement Value $1,750 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $350/year

Example Hudson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualErie Insurance
Monthly Premium 106115233
Year Built 194519881948
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$200000-$250000$350000-$400000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Hudson, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 165,000 Tile Roof 1,480 2 $500 Deductible 440 3 Stone Siding yes
1986 215,000 Tile Roof 2,220 4 $500- $1000 Deductible 1360 9 Vinyl siding yes
1946 275,000 Slate Shingles Roof 2,280 3 $500 Deductible 2370 9 Wood siding No
1947 275,000 Slate Shingles Roof 2,980 4 $5000 to $10,000 Deductible 1240 8 Fiber-Cement Siding No
1945 120,000 Wood Shake Roof 1,430 3 $2500-$5000 Deductible 280 4 Stone Siding yes
1942 140,000 Asphalt Shingles Roof 1,370 2 $2500-$5000 Deductible 590 8 Brick siding No
1984 110,000 Composition Roof 1,140 2 $500- $1000 Deductible 620 8 Stucco siding No
1943 115,000 Membrane Roof 1,350 2 $2500-$5000 Deductible 320 4 Stone Siding yes
1945 410,000 Slate Shingles Roof 3,350 4 $1000-$2500 Deductible 1660 8 Fiber-Cement Siding No
1989 205,000 Asphalt Shingles Roof 1,730 4 $500 Deductible 880 4 Stucco siding yes
1948 160,000 Metal Roof 1,370 2 $1000-$2500 Deductible 530 6 Vinyl siding No
1945 135,000 Wood Shake Roof 1,210 2 $500 Deductible 420 4 Vinyl siding No
1982 260,000 Composition Roof 3,080 4 $2500-$5000 Deductible 830 7 Wood siding No
1988 220,000 Composition Roof 2,350 3 > $10,000 Deductible 950 8 Stucco siding No
1984 170,000 Tile Roof 1,680 2 $2500-$5000 Deductible 1180 10 Fiber-Cement Siding No
1983 145,000 Membrane Roof 1,250 2 $2500-$5000 Deductible 210 3 Wood siding yes
1981 235,000 Metal Roof 2,250 4 > $10,000 Deductible 1100 12 Brick siding yes
1981 135,000 Asphalt Shingles Roof 1,370 2 $500 Deductible 1090 12 Fiber-Cement Siding yes
1988 170,000 Wood Shake Roof 1,430 2 $500 Deductible 400 3 Wood siding yes
1984 115,000 Tile Roof 960 2 $500- $1000 Deductible 720 8 Stone Siding No
1942 110,000 Membrane Roof 1,130 2 $500- $1000 Deductible 750 10 Wood siding No
1940 150,000 Composition Roof 1,760 4 $500- $1000 Deductible 760 6 Brick siding No
1981 155,000 Membrane Roof 1,380 3 $2500-$5000 Deductible 360 3 Vinyl siding No
1947 175,000 Tile Roof 1,490 3 $500 Deductible 630 4 Fiber-Cement Siding yes
1946 110,000 Tile Roof 1,330 3 $1000-$2500 Deductible 140 2 Wood siding No
1988 210,000 Slate Shingles Roof 1,940 4 $500 Deductible 170 1 Vinyl siding yes
1985 160,000 Asphalt Shingles Roof 1,290 2 $2500-$5000 Deductible 800 8 Brick siding No
1949 130,000 Shingles Roof 1,250 2 $500 Deductible 620 6 Fiber-Cement Siding No