Hudson Falls Insurance Rates:

Hudson Falls, NY homeowners insurance is roughly $504 to $683, about $42-$56/month. Our all inclusive analysis indicates shoppers can save as much as $237 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hudson Falls, NY Homeowners Insurance By Home Value

Hudson Falls, NY Home Value Total Homes % of Total Average Hudson Falls, NY Homeowners Insurance
Less than $50,000 36 1.0% $106
$50,000 to $59,999 25 1.0% $231
$60,000 to $69,999 31 1.0% $285
$70,000 to $79,999 26 1.0% $326
$80,000 to $89,999 162 8.0% $374
$90,000 to $99,999 205 10.0% $415
$100,000 to $124,999 367 18.0% $487
$125,000 to $149,999 399 20.0% $605
$150,000 to $174,999 406 20.0% $718
$175,000 to $199,999 150 7.0% $825
$200,000 to $249,999 84 4.0% $997
$250,000 to $299,999 38 1.0% $1217
$300,000 to $399,999 28 1.0% $1550

Top Home Insurance Agents Near Hudson Falls, NY

Home Insurance Company Near Hudson Falls, NY Homeowners Insurance Agency Near Hudson Falls, NY Address
NA R.J. O'Brien Insurance Agency, Inc. 83 Bay Street Glens Falls, Glens Falls, NY, 12801
Travelers G Doakmajian Agency Inc 88 MAIN AVE, WYNANTSKILL, NY, 12198
Travelers Jardine Group Services Corp 13 CORNELL RD, LATHAM, NY, 12110
Travelers Mega Personal Lines Inc 747 PIERCE RD, CLIFTON PARK, NY, 12065
Allstate William Treacy 892 Troy Schenectady Rd, Latham, NY, 12110

Cost Of Homeowners Insurance By Street Near Hudson Falls, NY

Streets in Hudson Falls Area Homeowners Insurance Cost
4th St, Linden Dr, Warren St, Spruce St, Paris Ave, N Oak St, 2nd St, Circular St, Court St, School St$593
3rd Ave, Brenda Dr, Delaware Ave, McDowell St, Broad St, Walnut St, Mosher Hill St, Wright St, Preston St, Catherine St$593
Sarver St, Baker St, Union St, Weston St, Notre Dame St, Boulevard, Cherry St, Alma Ave, 7th St, Poplar St$595
Melbourne St, Ferris St, John St, Mechanic St, Sumpter St, Mohican Ter, Warren St, Tidmarsh St, Beech St, Chelsea Sq$592
5th St, Brook Rd, Minor St, Pender St, Labarge St, Chestnut St, Mercy St, Locust St, Hudson Pl, Martindale Ave$594

Hudson Falls, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hudson Falls$88 to $91
Kingsbury$89
Fort Edward$88
Glens Falls North$91

Hudson Falls, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kingsbury town, Washington County, New York $89 $119 $179
South Glens Falls village, New York $89 $119 $179
Glens Falls city, New York $89 $119 $179

Hudson Falls, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hudson Falls, NY4.0%9.1%
Kingsbury3.91%9.85%
South Glens Falls4.11%11.62%
Glens Falls3.69%10.05%

Hudson Falls Renters Insurance as a Percentage of Rent

Hudson Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 2.0% $346
$200 to $299 49 4.0% $796
$300 to $499 44 4.0% $1246
$500 to $749 550 55.0% $1921
$750 to $999 202 20.0% $2671
$1,000 to $1,499 100 10.0% $3796
$1,500 or more 24 2.0% $5446

Hudson Falls, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Hudson Falls Homeowner Insurance Premium Example $2,200$2,000
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,200$17,600
Net Savings to Hudson Falls Home Owner from High Deductible Plan $600

Hudson Falls, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hudson Falls, NY Home Replacement Value MORE than Home Value Hudson Falls, NY Home Replacement Value LESS than Home Value
Replacement Value $155,500 $111,500
Insurance Premium based on Replacement Value $1,750 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year

Example Hudson Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceNationwide Insurance
Monthly Premium 34870135
Year Built 196719461946
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$75000-$100000$175000-$200000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Hudson Falls, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 130,000 Shingles Roof 1,670 2 $500- $1000 Deductible 620 5 Fiber-Cement Siding No
1947 165,000 Slate Shingles Roof 2,090 3 $500 Deductible 970 6 Fiber-Cement Siding yes
1946 95,000 Asphalt Shingles Roof 1,240 3 $2500-$5000 Deductible 80 1 Wood siding yes
1963 205,000 Metal Roof 2,150 4 $1000-$2500 Deductible 650 4 Wood siding No
1969 175,000 Shingles Roof 2,520 4 $1000-$2500 Deductible 730 5 Wood siding No
1966 95,000 Wood Shake Roof 1,050 2 $500- $1000 Deductible 820 12 Stucco siding yes
1948 235,000 Wood Shake Roof 2,350 3 $500- $1000 Deductible 550 3 Fiber-Cement Siding yes
1968 120,000 Shingles Roof 1,680 3 $500 Deductible 940 12 Stone Siding No
1969 270,000 Composition Roof 3,620 5 $5000 to $10,000 Deductible 990 8 Brick siding No
1963 330,000 Membrane Roof 4,750 5 $1000-$2500 Deductible 890 4 Fiber-Cement Siding yes
1947 310,000 Shingles Roof 3,310 5 $500- $1000 Deductible 810 3 Stucco siding yes
1949 165,000 Membrane Roof 1,670 5 $2500-$5000 Deductible 1040 10 Stucco siding yes
1948 155,000 Asphalt Shingles Roof 2,080 3 $2500-$5000 Deductible 260 3 Stucco siding No