Huber Heights Insurance Rates:

Huber Heights, OH homeowners insurance is roughly $590 to $801, about $49-$66/month. Our thorough analysis shows customers can save upto $278 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I also like that they provide comprehensive coverage, meaning that they also provide renter's insurance for when i rented a house separate from my primary home and also car insurance. they appear to pass reduced costs to me. they also provide other services. they have a mortgage service and they also have financial services.
Progressive Home Advantage
I don't like that progressive does not lower the cost of my home insurance policy at renewal times. my auto insurance always seems to decrease (unless i reported an accident the previous period), but nothing bad has ever happened to my home and yet the cost of the policy never decreases.
Farmers Insurance
Overall, farmers is a good company. they are more reasonable than other home insurance companies i've looked into. however, i do wish they'd reconsider their hurricane deductible. i'd also like more disclosure as to why rates went up.

Huber Heights, OH Homeowners Insurance By Home Value

Huber Heights, OH Home Value Total Homes % of Total Average Huber Heights, OH Homeowners Insurance
Less than $50,000 199 1.0% $152
$50,000 to $59,999 192 1.0% $326
$60,000 to $69,999 292 2.0% $403
$70,000 to $79,999 681 6.0% $465
$80,000 to $89,999 1,303 12.0% $528
$90,000 to $99,999 1,294 12.0% $590
$100,000 to $124,999 2,691 26.0% $681
$125,000 to $149,999 1,552 15.0% $854
$150,000 to $174,999 903 8.0% $1014
$175,000 to $199,999 428 4.0% $1167
$200,000 to $249,999 438 4.0% $1403
$250,000 to $299,999 201 1.0% $1716
$300,000 to $399,999 111 1.0% $2182

Top Home Insurance Agents Near Huber Heights, OH

Home Insurance Company Near Huber Heights, OH Homeowners Insurance Agency Near Huber Heights, OH Address
NA Hollanshead-Kinsey Insurance Agency Po Box 1488 , Russells Point, OH, 43348
NA Leugers Insurance Agency 315 W. Spring St. St. Mary'S, St. Marys, OH, 45885
NA Brands Ins Agcy Inc P O Box 62267 Cincinnati, Sharonville, OH, 45262
State Farm Gregg Glaser 1413 Plaza Dr, Hamilton, OH, 45013-2141
Allstate Michael Steinke 3735 S Dixie Hwy, Middletown, OH, 45005

Cost Of Homeowners Insurance By Street Near Huber Heights, OH

Streets in Huber Heights Area Homeowners Insurance Cost
Deergate Dr, Westland Dr, Ross Rd, S Rudy Rd, S Palmer Rd, Julie Ct, Summerset Dr, Bellefontaine Rd, Dinsmore Dr, S Mann Rd$744
Hollow Tree Dr, W Hasket Ln, Gibson Dr, US Hwy 40, Scarff Rd, Buttercup Dr, Futura Pkwy, Windham Rd, W National Rd, Winterhill Ct$744
W Charleston Rd, Elizabeth Bethel Rd, Co Hwy 168, Co Hwy 7a, New Carlisle Rd, Co Hwy 180, Cobaugh Rd, Windbrooke Dr, E Hasket Ln, Co Hwy 236$739
Jasmine Dr, Flick Rd, Co Hwy 241, Newbury Rd, Studebaker Rd, Eastland Dr, Whispering Pine Dr, State Rte 202, Sullivan Rd, Co Hwy 177$741
Lisa Dr, Church Ct, Agenbroad Rd, Staley Rd, Pisgah Rd, Ginghamsburg West Charleston Rd, Wildcat Rd, Bethelville Dr, Shroyer Dr, Co Hwy 167$745

Huber Heights, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Huber Heights$104 to $106
Park Layne$102
Vandalia$106
Crystal Lakes$101

Huber Heights, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Park Layne CDP, Ohio $102 $136 $204
Vandalia city, Ohio $107 $142 $213
Crystal Lakes CDP, Ohio $101 $134 $201

Huber Heights, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Huber Heights, OH4.7%12.3%
Park Layne5.6%15.81%
Vandalia4.56%14.7%
Crystal Lakes5.59%16.42%

Huber Heights Renters Insurance as a Percentage of Rent

Huber Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 79 1.0% $802
$300 to $499 198 4.0% $1252
$500 to $749 1,297 31.0% $1927
$750 to $999 1,455 34.0% $2677
$1,000 to $1,499 959 23.0% $3802
$1,500 or more 152 3.0% $5452

Huber Heights, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Huber Heights Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Huber Heights Home Owner from High Deductible Plan $600

Huber Heights, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huber Heights, OH Home Replacement Value MORE than Home Value Huber Heights, OH Home Replacement Value LESS than Home Value
Replacement Value $223,000 $154,500
Insurance Premium based on Replacement Value $900 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Huber Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceErie Insurance
Monthly Premium 524060
Year Built 197119601992
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$150000-$175000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Huber Heights, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 195,000 Wood Shake Roof 2,410 4 $2500-$5000 Deductible 580 10 Stucco siding yes
1984 120,000 Asphalt Shingles Roof 1,490 3 $500- $1000 Deductible 130 6 Fiber-Cement Siding No
1972 175,000 Metal Roof 2,090 3 $2500-$5000 Deductible 180 4 Stucco siding yes
1963 185,000 Tile Roof 2,370 4 $500- $1000 Deductible 350 6 Stone Siding No
1983 200,000 Shingles Roof 2,250 3 $2500-$5000 Deductible 200 3 Brick siding No
1960 165,000 Slate Shingles Roof 2,260 5 $1000-$2500 Deductible 290 7 Stone Siding yes
1990 225,000 Slate Shingles Roof 3,090 4 $1000-$2500 Deductible 160 3 Stone Siding No
1983 200,000 Slate Shingles Roof 2,500 4 $5000 to $10,000 Deductible 120 4 Brick siding yes
1994 175,000 Shingles Roof 2,290 4 $5000 to $10,000 Deductible 440 12 Stone Siding yes
1994 145,000 Membrane Roof 2,300 3 $500 Deductible 360 10 Vinyl siding No
1976 150,000 Composition Roof 2,320 4 $5000 to $10,000 Deductible 140 3 Brick siding yes
1996 135,000 Tile Roof 1,560 5 $2500-$5000 Deductible 380 12 Stone Siding yes
1987 245,000 Tile Roof 4,040 5 $500 Deductible 600 9 Wood siding yes