Renters Insurance Utah

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In 2013, the average estimated cost of renters insurance in Utah was $129 a year. Compared to that the average homeowners insurance is $500 a year in Utah, thus renters insurance is cheaper than most people realize.

Comparing Renters and Owners Insurance in 2013 in Utah

The landlord's policy is not going to cover renter's damages like burglary of renters possessions. There were 12943 burglaries are reported in Utah in 2012. So, to make sure you're protected from these events like fire, burglary or other disaster, you may need renters insurance.

Renters Insurance Coverage Types:

Actual cash value policy:
The depreciated value of the loss is covered by the actual cash value policy. For instance, the Personal Computers you bought for $920 may be only worth $460 six months later and that is the value you will get for it.

Replacement Coverage Policy in Utah:

Estimated Renters Insurance for Different House Types in Utah

House Type Median Rent Estimated Renters Insurance
Single Fam $1,250 $150
Duplex $750 $90
One Bed $680 $81
Two Bed $780 $93
Three Bed $1,150 $138
Four Bed $1,300 $156
Many Bed $1,450 $174

Deductibles in Utah:

By opting for a $500 deductible over a $250 deductible, an average of $14.19 can be saved on the insurance premium.