Renters Insurance Alaska
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Comparing Renters and Owners Insurance in 2013 in Alaska
In 2012, there were 2950 burglaries reported in Alaska. The landlord's policy does not cover renter's damages like burglary, and to protect oneself from events like burglary, fire and similar disasters renters insurance is critical.
Renters Insurance Coverage Types:
Actual cash value policy:
The depreciated value of the loss is covered by the actual cash value policy. For instance, the LCD TV you bought for $4490 may be only worth $2250 six months later and that is the value you will get for it.
Estimated Renters Insurance for Different House Types in Alaska
| House Type |
Median Rent |
Estimated Renters Insurance |
|---|
| Single Fam |
$1,500 |
$180 |
| Condo |
$1,400 |
$168 |
| Duplex |
$1,100 |
$132 |
| Studio |
$830 |
$99 |
| One Bed |
$900 |
$108 |
| Four Bed |
$1,900 |
$228 |
| Many Bed |
$1,700 |
$204 |