Renters Insurance Louisiana

Compare Quotes from Top Providers and Save now!

The average estimated cost of a rental insurance policy in Louisiana was $183 a year in 2013. Renters insurance is cheaper than most people realize; average homeowners insurance is $1300 a year in Louisiana

Comparing Renters and Owners Insurance in 2013 in Louisiana

The landlord's policy does not cover renter's damages like burglary. There were 42140 burglaries reported in Louisiana in 2012. So, to protect one from events like fire, burglary or other disasters renters insurance is required.

Renters Insurance Coverage Types:

Actual cash value policy:
The Actual cash value policy covers the depreciated value of loss. An example of this is – a $4910 Camera might be worth only $2460 in six months and that is the amount the insurance pays for.

Replacement Coverage Policy in Louisiana:

Estimated Renters Insurance for Different House Types in Louisiana

House Type Median Rent Estimated Renters Insurance
Single Fam $1,200 $192
Duplex $950 $152
One Bed $780 $124
Two Bed $850 $136
Three Bed $1,200 $192
Four Bed $1,480 $236
Many Bed $1,900 $304

Deductibles in Louisiana:

An average of $20.13 can be saved on the insurance premium by choosing a $500 deductible over a $250 deductible.