Renters Insurance Hawaii
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Comparing Renters and Owners Insurance in 2013 in Hawaii
In 2012, there were 7979 burglaries reported in Hawaii. The landlord's policy does not cover renter's damages like burglary, and to protect oneself from events like burglary, fire and similar disasters renters insurance is critical.
Renters Insurance Coverage Types:
Actual cash value policy:
This policy covers the depreciated value of the loss. For instance, that LCD TV you bought for $5800 might only be worth $2900 six months later – and that's all you're going to get for it.
Estimated Renters Insurance for Different House Types in Hawaii
| House Type |
Median Rent |
Estimated Renters Insurance |
| Single Fam |
$2,000 |
$180 |
| Condo |
$2,000 |
$180 |
| Duplex |
$1,550 |
$139 |
| Studio |
$1,100 |
$99 |
| One Bed |
$1,550 |
$139 |
| Two Bed |
$1,850 |
$166 |
| Three Bed |
$2,100 |
$189 |
| Four Bed |
$2,500 |
$225 |