Renters Insurance Hawaii

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Comparing Renters and Owners Insurance in 2013 in Hawaii

In 2012, there were 7979 burglaries reported in Hawaii. The landlord's policy does not cover renter's damages like burglary, and to protect oneself from events like burglary, fire and similar disasters renters insurance is critical.

Renters Insurance Coverage Types:

Actual cash value policy:
This policy covers the depreciated value of the loss. For instance, that LCD TV you bought for $5800 might only be worth $2900 six months later – and that's all you're going to get for it.

Estimated Renters Insurance for Different House Types in Hawaii

House Type Median Rent Estimated Renters Insurance
Single Fam $2,000 $180
Condo $2,000 $180
Duplex $1,550 $139
Studio $1,100 $99
One Bed $1,550 $139
Two Bed $1,850 $166
Three Bed $2,100 $189
Four Bed $2,500 $225