Renters Insurance Kentucky
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Comparing Renters and Owners Insurance in 2013 in Kentucky
In 2012, there were 29587 burglaries reported in Kentucky. The landlord's policy does not cover renter's damages like burglary, and to protect oneself from events like burglary, fire and similar disasters renters insurance is critical.
Renters Insurance Coverage Types:
Actual cash value policy:
The Actual cash value policy covers the depreciated value of loss. An example of this is – a $2020 Desktop might be worth only $1010 in six months and that is the amount the insurance pays for.
Estimated Renters Insurance for Different House Types in Kentucky
| House Type |
Median Rent |
Estimated Renters Insurance |
|---|
| Single Fam |
$900 |
$171 |
| Condo |
$800 |
$152 |
| Duplex |
$680 |
$129 |
| Studio |
$530 |
$100 |
| One Bed |
$650 |
$123 |
| Two Bed |
$690 |
$131 |
| Three Bed |
$930 |
$176 |
| Four Bed |
$1,300 |
$247 |