Renters Insurance South Carolina

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The average estimated cost of a rental insurance policy in South Carolina was $151 a year in 2013. Renters insurance is less expensive than many people realize: average homeowners insurance is $830 a year in South Carolina.

Comparing Renters and Owners Insurance in 2013 in South Carolina

In 2012, there were 45086 burglaries reported in South Carolina. The landlord's policy does not cover renter's damages like burglary, and to protect oneself from events like burglary, fire and similar disasters renters insurance is critical.

Renters Insurance Coverage Types:

Actual cash value policy:
The depreciated value of the loss is covered by the actual cash value policy. For instance, the Personal Computers you bought for $2000 may be only worth $1000 six months later and that is the value you will get for it.

Replacement Coverage Policy in South Carolina:

Estimated Renters Insurance for Different House Types in South Carolina

House Type Median Rent Estimated Renters Insurance
Single Fam $1,150 $149
Condo $950 $123
Two Bed $830 $107
Three Bed $1,100 $143
Four Bed $1,500 $195
Many Bed $1,850 $240

Deductibles in South Carolina:

By opting for a $500 deductible over a $250 deductible, an average of $16.61 can be saved on the insurance premium.