Renters Insurance Ohio

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In 2013, the average estimated cost of renters insurance in Ohio was $197 a year. Compared to that the average homeowners insurance is $700 a year in Ohio, thus renters insurance is cheaper than most people realize.

Comparing Renters and Owners Insurance in 2013 in Ohio

There were 103421 burglaries reported in Ohio in 2012. The landlord's policy does not cover renter's damages like burglary. Thus to get protection from events like fire, burglary and other disasters renters insurance is essential.

Renters Insurance Coverage Types:

Actual cash value policy:
The depreciated value of the loss is covered by the actual cash value policy. For instance, the Camera you bought for $1680 may be only worth $840 six months later and that is the value you will get for it.

Replacement Coverage Policy in Ohio:

Estimated Renters Insurance for Different House Types in Ohio

House Type Median Rent Estimated Renters Insurance

Deductibles in Ohio:

Choosing a $500 deductible over a $250 deductible in Ohio can save average of $21.67 on insurance premium.