Renters Insurance Oklahoma

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The average estimated cost of a rental insurance policy in Oklahoma was $251 a year in 2013. Renters insurance is cheaper than most people realize; average homeowners insurance is $1490 a year in Oklahoma

Comparing Renters and Owners Insurance in 2013 in Oklahoma

The landlord's policy does not cover renter's damages like burglary. There were 35731 burglaries reported in Oklahoma in 2012. So, to protect one from events like fire, burglary or other disasters renters insurance is required.

Renters Insurance Coverage Types:

Actual cash value policy:
The depreciated value of the loss is covered by the actual cash value policy. For instance, the Laptop you bought for $1500 may be only worth $750 six months later and that is the value you will get for it.

Replacement Coverage Policy in Oklahoma:

Estimated Renters Insurance for Different House Types in Oklahoma

House Type Median Rent Estimated Renters Insurance
Single Fam $1,000 $280
Duplex $650 $182
One Bed $500 $140
Two Bed $690 $193
Three Bed $1,050 $294
Four Bed $1,500 $420

Deductibles in Oklahoma:

In Oklahoma, by choosing a $500 deductible over a $250 deductible, an average of $27.61 can be saved on the insurance premium.