How Much Does Houston, TX Home Insurance Cost?
Houston, TX Average Homeowners Insurance Cost
$1,697
Homeowners Insurance Cost - Houston, TX
$147,500
Median Home Value - Houston, TX
Houston, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$20.36 | $1,676.64 |
| $1000 Deductible | -$180.22 | $1,516.78 |
| $1500 Deductible | -$269.14 | $1,427.86 |
| $2000 Deductible | -$400.83 | $1,296.17 |
| $2500 Deductible | -$478.55 | $1,218.45 |
Houston, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$458 | $1,239 |
| 30 year old | +$25 | $1,722 |
| 40 year old | +$44 | $1,741 |
| 50 year old | +$64 | $1,761 |
| Above 50 year old | +$81 | $1,778 |
Houston, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$170 | $1,527 |
| Superior | -$153 | $1,544 |
| Masonry | -$85 | $1,612 |
| Brick | -$85 | $1,612 |
| Hail Resistant Roof | -$51 | $1,646 |
Houston, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$34 | $1,731 |
| Swimming Pool With A Diving Board | +$68 | $1,765 |
| Swimming Pool With Slide | +$102 | $1,799 |
Houston, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $51 | $1,646 |
| Police Department | $17 | $1,680 |
Houston, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$712.74 | $2,410 |
| Filing a Second Liability Claim | +$644.86 | $2,342 |
| Filing a Second Theft Claim | +$644.86 | $2,342 |
| Filing a Second Water Claim | +$560.01 | $2,257 |
| Filing a Fire Claim | +$339.4 | $2,036 |
| Filing a Liability Claim | +$322.43 | $2,019 |
| Filing a Theft Claim | +$322.43 | $2,019 |
| Filing a Water Claim | +$271.52 | $1,969 |
| Filing a Weather Claim | +$271.52 | $1,969 |