How To Make Your Houston, TX Home Insurance Cheaper
Houston, TX, homeowners insurance is about $1697. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Houston, TX Home Insurance Rates with the Harris County Average
| Place | Harris County Average: $1,545.3 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Houston, TX | $1,697.0 | 151.7 | 0.10 | 3,081,338 | 147,500 |
Cost of Houston, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| West University Place | 987,400 | 44,983 | $1,057.2 |
| Meadows Place | 163,600 | 6,471 | $1,046.4 |
| Sienna Plantation | 324,800 | 24,824 | $1,046.9 |
| Webster | 153,900 | 12,279 | $1,029.6 |
Homeowners Insurance Comparison for the Cheapest Premiums in Houston, TX
| Horace Mann Educators Corporation | Safeco Insurance | The Hartford | |
| Median Home Value ($) | 147,500 | 147,500 | 147,500 |
| Age of Home | Newly Constructed Home | Year 30 Old | Year 40 Old |
| Home Coverage ($) | $500,000 -$749,999 | $750,000 -$999,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $5,818.2 | $9,537.4 | $11,478.7 |
Cost of Houston, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safeco Insurance | 500 | $200,000-$249,999 | 2,114.3 |
| Westfield Insurance | 2000 | $175,000-$199,999 | 1,582.8 |
| Blue Cross Blue Shield | 500 | $175,000-$199,999 | 1,872.3 |
| Encompass Insurance | 500 | $150,000-$174,999 | 1,665.7 |
| Travelers | 2500 | $175,000-$199,999 | 1,389.7 |
| American National Property and Casualty Company | 500 | $250,000-$299,999 | 3,488.6 |
| MetLife | 2000 | $1500,000-$2000,000 | 8,256.6 |
| Nationwide | 1500 | $300,000-$399,999 | 3,962.4 |
| Progressive | 2500 | $500,000-$749,999 | 5,302.6 |
| GEICO | 500 | $300,000-$399,999 | 4,367.7 |