Houston County Insurance Rates:

Houston County, AL homeowners insurance is about $813 to $1,101, about $67-$91/month. Our in depth analysis indicates shoppers can save upto $382 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Our insurance agent has been with us for most of the time my household has had insurance with this company. he is friendly, has a good sense of humor, and is professional in his work ethic.
Farmer's Insurance
Lower than average customer service levels: the company has a smaller amount of employees/networks, and cannot provide the amount of support to their customers as others can.
State Farm
State farm has several discount options for multi-policy such as car and home. they also give good driver discounts for accident-free driving.
State Farm
I have shopped other companies for homeowners insurance and have found State Farm to be the cheapest. This makes me incredibly happy to know I am getting a good deal.
Nationwide
THERE IS NOTHING I DISLIKE ABOUT THE COMPANY. IF I DISLIKED THE COMPANY I WOULD CHANGE INSURANCE COMPANIES THEY ALWAYS HAVE BEEN MORE THAN FAIR
Allstate
Their customer service is the best that I have had out of all the insurance companies that I have ever had. Their agents are friendly and they explain things in a way that anyone can understand. I also feel like they are focused on getting me the correct level of insurance that I need and not just looking to sell me insurance to bring in more money. They want to create a relationship with me and I feel that I am seen as more than just a customer.
State Farm
The app is so easy. And the website is so simple and attractive
State Farm
No complaints really. The website thing is a little confusing but not even close to being a deal breaker for me. I see no reason to change insurance companies.
Allstate
The interaction/communication of my insurance company is quick and accurate. They send out notices in the mail to update me on my policy, I never wonder what is going on. If there is an increase they let me know by phone and mail.
State Farm
I dislike the premiums but that's not just because of my insurance company. Most premium with most companies is going to be the same. It still stands that I dislike that premium though.
State Farm
I have been with this company for over forty years for both homeowners and automobile insurance. I have had one home claim for about $1500 and zero auto claims. My satisfaction with State Farm was good for many years, and I viewed them as reliable, consistent, and reasonably priced. I do not have that same view any longer.
State Farm
I wish I could have dealt with just one person instead of three or four and I wish I could have talked to the agent himself.
State Farm
This company is great because the people care so much about me and they want me to succeed. I am glad to be a part of them.
State Farm
overall I am very happy. insurance companies aren't the easiest to deal with and its always a bad thing when you have to file a claim. but they are good
Farmer's Insurance
This is one of the best insurance companies I've ever used for insurance, but you have to be living in a rural farming community to really appreciate it for what it is.
Nationwide
They seem upfront and honest when you are on the phone with them. The prices are the best in the area and they have excellent customer service.
Geico
I like how easy it was to get set up or to transfer services. Moving, in general, is such a hassle and thankfully this company makes this one aspect of the move easier.

Houston County, AL Homeowners Insurance By Home Value

Houston County, AL Home Value Total Homes % of Total Average Houston County, AL Homeowners Insurance
Less than $50,000 3,753 15.0% $191
$50,000 to $59,999 1,039 4.0% $411
$60,000 to $69,999 1,178 4.0% $507
$70,000 to $79,999 1,580 6.0% $583
$80,000 to $89,999 1,497 6.0% $660
$90,000 to $99,999 1,397 5.0% $736
$100,000 to $124,999 2,588 10.0% $861
$125,000 to $149,999 2,444 10.0% $1071
$150,000 to $174,999 2,611 10.0% $1272
$175,000 to $199,999 1,635 6.0% $1464
$200,000 to $249,999 2,163 8.0% $1760
$250,000 to $299,999 1,431 5.0% $2153
$300,000 to $399,999 1,098 4.0% $2737

Top Home Insurance Agents Near Houston County, AL

Home Insurance Company Near Houston County, AL Homeowners Insurance Agency Near Houston County, AL Address
State Farm Eric Taylor 35 E Washington St, Chattahoochee, FL, 32324-1540
Travelers Flowers Eufaula Llc 2501 W MAIN ST SUITE 500, DOTHAN, AL, 36301
State Farm Rod Grimmer 3124 W Main St Ste 2, Dothan, AL, 36305-1181
Travelers Swanner Insurance Agency Inc 227 S Wiley Ave, Donalsonville, GA, 39845
NA Boswell Ins Agcy 707 W Simmons St, Elba, AL, 36323

Cost Of Homeowners Insurance By Street Near Houston County, AL

Streets in Houston County Area Homeowners Insurance Cost
Ridgedale Dr, Clover Cir, Eastridge Dr, Sweetbay Trce, Whiffletree Ln, E Washington St, S Saint Andrews St, Bodiford Rd, Serendipity Ln, Windham Ct$905
Academy St, Edwin Dr, Shell Ct, Bradberry Dr, Whitfield Ave, Irwin St, W Spring St, Vining Dr, Laura Ln, Wise Dr$943
Debbie Dr, Nomberg Rd, Miles Ln, Mc Neil Dr, Sycamore St, Berlin Rd, Antenna Ave, Cherryhill Ct, Wilder Ave, Buford Dr$945
Woodham Rd, Co Rd 57, W Smithville Rd, Persimmon St, Peach Farm Rd, Mayo St, Raley Ln, Drew Rd, N Co Rd 33, Bristol Rd$943
Barbara Ct, Harden Rd, Raspberry Ln, Shawnee Ct, Buena Vista Dr, Old US Hwy 84, Gulledge Rd, Bruner Rd, Day Rd, W G Bond Rd$1,010
Jester St, Recovery Dr, Glennwood Ests, Lizzy Ln, Searcy Rd, Radcliff Rd, Granada Dr, Meadowview Dr, N Cherry St, Silver Maple Ln$1,015
Cade Ct, Eastwood Dr, Park West Cir, Elba St, Dogwood Ave, Crabapple Ct, Sunrise Dr, Stillwater Ct, Winthrop Ct, E Troy St$942
Messer Rd, Hewbo Cir, Sylvania Rd, Treetop Ct, Palm Jean St, Fern Ridge Ct, Foxchase Dr, Sonesta St, Powder Horn Ln, Richland Rd$968
el Camino Dr, Tarboro St, Provincial St, Depot St, Kornegay St, Girard Ave, Brookline Dr, W Pearl St, Kelso Ln, Roosevelt Dr$939
Azalea Ter, O'Neal Dr, Mohican Ave, Petty St, Crooked Creek Dr, Brannon Ridge Rd, Maple Dr, Porch Ct, Plantation Dr, Sawyer Dr$940

Houston County, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Houston County$143 to $145
Avon$140
Ashford$143
Cottonwood$139

Houston County, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Avon town, Alabama $117 $156 $234
Cowarts town, Alabama $117 $156 $234
Ashford town, Alabama $120 $159 $239

Houston County, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Houston County, AL7.5%27.0%
Avon6.73%27.89%
Cowarts8.95%28.66%
Ashford6.89%27.41%

Houston County Renters Insurance as a Percentage of Rent

Houston County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 250 2.0% $359
$200 to $299 626 5.0% $809
$300 to $499 2,258 18.0% $1259
$500 to $749 4,895 40.0% $1934
$750 to $999 2,805 23.0% $2684
$1,000 to $1,499 1,056 8.0% $3809
$1,500 or more 194 1.0% $5459

Average Cost Of Home Insurance By Company In Areas Nearby Houston County For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Country Mutual 939
$500 $150,000 Mid Century Ins Co 1376
$500 $150,000 Travelers Home And Marine Insurance Company 615
$500 $150,000 Usaa Casualty Insurance Company 1166
$500 $300,000 Alfa Mutual General Insurance Co 3842
$500 $300,000 American National Property & Casualty Company 1107
$500 $300,000 Amica Mutual Ins Company 3125
$500 $300,000 Armed Forces Insurance Exchange 1246
$500 $300,000 Country Casualty Insurance Company 2173