How Much Does Houma, LA Home Insurance Cost?
Houma, LA Average Homeowners Insurance Cost
$1,666
Homeowners Insurance Cost - Houma, LA
$153,000
Median Home Value - Houma, LA
Houma, LA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.99 | $1,646.01 |
| $1000 Deductible | -$176.93 | $1,489.07 |
| $1500 Deductible | -$264.23 | $1,401.77 |
| $2000 Deductible | -$393.51 | $1,272.49 |
| $2500 Deductible | -$469.81 | $1,196.19 |
Houma, LA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$450 | $1,216 |
| 30 year old | +$25 | $1,691 |
| 40 year old | +$43 | $1,709 |
| 50 year old | +$63 | $1,729 |
| Above 50 year old | +$80 | $1,746 |
Houma, LA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$200 | $1,466 |
| Superior | -$150 | $1,516 |
| Masonry | -$83 | $1,583 |
| Brick | -$83 | $1,583 |
| Hail Resistant Roof | -$50 | $1,616 |
Houma, LA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$33 | $1,699 |
| Swimming Pool With A Diving Board | +$67 | $1,733 |
| Swimming Pool With Slide | +$100 | $1,766 |
Houma, LA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $50 | $1,616 |
| Police Department | $17 | $1,649 |
Houma, LA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$699.72 | $2,366 |
| Filing a Second Liability Claim | +$633.08 | $2,299 |
| Filing a Second Theft Claim | +$633.08 | $2,299 |
| Filing a Second Water Claim | +$549.78 | $2,216 |
| Filing a Fire Claim | +$333.2 | $1,999 |
| Filing a Liability Claim | +$316.54 | $1,983 |
| Filing a Theft Claim | +$316.54 | $1,983 |
| Filing a Water Claim | +$266.56 | $1,933 |
| Filing a Weather Claim | +$266.56 | $1,933 |