How To Make Your Houma, LA Home Insurance Cheaper
Houma, LA, homeowners insurance is about $1666. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Houma, LA Home Insurance Rates with the Terrebonne Average
| Place | Terrebonne Average: $1,603.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Houma, LA | $1,666.0 | 63.0 | 0.04 | 33,719 | 153,000 |
Cost of Houma, LA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Bayou Country Club | 243,900 | 26,829 | $1,024.6 |
| Kraemer | 107,400 | 34,856 | $1,298 |
| Des Allemands | 115,300 | 41,175 | $1,372 |
| Siracusaville | 39,200 | 15,834 | $1,169.5 |
Homeowners Insurance Comparison for the Cheapest Premiums in Houma, LA
| Safeco Insurance | American National Property and Casualty Company | GEICO | |
| Median Home Value ($) | 153,000 | 153,000 | 153,000 |
| Age of Home | Year 40 Old | Newly Constructed Home | Newly Constructed Home |
| Home Coverage ($) | $500,000 -$749,999 | $500,000 -$749,999 | $300,000 -$399,999 |
| Total Premium ($) | $8,101.5 | $5,423.9 | $3,548.8 |
Cost of Houma, LA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Progressive | 1000 | $750,000-$999,999 | 7,382.7 |
| American National Property and Casualty Company | 500 | $200,000-$249,999 | 2,088.6 |
| Nationwide | 500 | $500,000-$749,999 | 6,659.7 |
| MAPFRE Insurance | 2500 | $750,000-$999,999 | 5,715.7 |
| AAA | 500 | $250,000-$299,999 | 2,981.9 |
| Travelers | 500 | $400,000-$499,999 | 5,202.9 |
| The Hartford | 1500 | $150,000-$174,999 | 1,428.7 |
| Allstate | 2000 | $250,000-$299,999 | 2,520.8 |
| American Family | 1000 | $300,000-$399,999 | 4,177.8 |
| GEICO | 1500 | $750,000-$999,999 | 6,985.8 |