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Houma, LA Home Values & Insurance Rates

Houma, LA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 721 8.0% $206
$50,000 to $59,999 178 2.0% $450
$60,000 to $69,999 307 3.0% $553
$70,000 to $79,999 281 3.0% $644
$80,000 to $89,999 367 4.0% $721
$90,000 to $99,999 313 3.0% $811
$100,000 to $124,999 1,062 13.0% $940
$125,000 to $149,999 1,010 12.0% $1172
$150,000 to $174,999 963 11.0% $1391
$175,000 to $199,999 730 9.0% $1610
$200,000 to $249,999 1,313 16.0% $1932
$250,000 to $299,999 497 6.0% $2369
$300,000 to $399,999 345 4.0% $3001

Top Home Insurance Agents Near Houma, LA

Home Insurance Company Near Houma, LA Homeowners Insurance Agency Near Houma, LA Address
NA Bubrig Insurance Agency, Ltd. 8748 Hwy 23 , Belle Chasse, LA, 70037
Allstate Alex Bellow 1801 Stumpf Blvd Ste 2B, Terrytown, LA, 70056
State Farm Bart Dornier 3008 20th St Ste E, Metairie, LA, 70002-4900
Travelers Hub International Gulf South Limited 3510 N CAUSEWAY BLVD STE 200, METAIRIE, LA, 70002
Allstate Steve Waters 2701 Manhattan Blvd Ste A-6, Harvey, LA, 70058

Estimated Home Insurance By Street Area Near Houma, LA

Houma Area Estimated House Insurance
Willsbrook Dr, Tara St, Billy St, Plum St, Roussell St, Windsong Way, Cheyenne Dr, Common Ct, Dunlap St, Mystic Blvd$1,395
Pecan St, Blacktop Side-B Grande Caillou, Elder St, Cougar Dr, Sunset Ave, Farmers Ct, Fahey St, Birch Ave, Mary Hughes Dr, Hacienda Dr$1,283
North St, Marmande St, Danos Ct, Rio Vista Ave, Acadian Dr, Valhi Blvd, Hill St, Gibb St, Boundary Rd, High St$1,249
Bobtown Bridge Rd, Hebert St, Sleepy Hollow Ct, South St, Brooke St, King St, Belanger St, Henderson St, Baker St, General Lee St$1,281
Zeringer St, Flounder Ct, Aycock St, Amarillo Dr, Goodman Ct, Springfield Dr, John St, Brinwood Dr, Sunshine E, Melrose Ave$1,268
Lake Darby Ct, American Blvd, Civic Center Blvd, S Point Dr, Church Ln, Aubrey Dr, Wolff Pkwy, Lirette St, Waco Ave, State Rte 3087$1,382
Clairmont Ln, Joaquin Dr, Bisland St, S Moss Dr, Tupelo St, State Rte 664, Country Club Dr, Frank St, Seminole Dr, Eustice St$1,375
Grand Villa Ct, Blimp Rd, Parish Rd 10, Calvin St, Ruby Dr, Maxine St, Rome Commercial Pl, Willa Dean, Cordell Rd, Glenhill Dr$1,226
Summerfield Dr, State Rte 661, Victoria Ct, Cypress St, Allen St, Buron St, Eunice St, Gum St, Sayre Rd, Arapaho Dr$1,385
Constance St, Savanne Rd, Lyles St, Arlington Ave, Odette St, One Oak Sq, Buquet St, Mc Kinley St, Hemphill Dr, Joshua Dr$1,336

Savings on home insurance for senior occupied homes

PlaceSavings
Houma$192 to $194
Bayou Cane$193
Presquille$200
Bayou Blue$189

Houma, LA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Houma, LA8.6%32.1%
Bayou Cane8.9%32.04%
Presquille8.77%23.39%
Bayou Blue9.03%43.53%

Houma Renters Insurance as a Percentage of Rent

Houma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 111 3.0% $349
$200 to $299 145 4.0% $799
$300 to $499 457 12.0% $1249
$500 to $749 1,155 32.0% $1924
$750 to $999 825 23.0% $2674
$1,000 to $1,499 768 21.0% $3799
$1,500 or more 57 1.0% $5449

Houma, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$5,700
Yearly Houma Homeowner Insurance Premium Example $2,000$1,200
Out of Pocket Expense During Claim$1,700$5,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,700$12,900
Net Savings to Houma Home Owner from High Deductible Plan $800

Houma, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Houma, LA Home Replacement Value MORE than Home Value Houma, LA Home Replacement Value LESS than Home Value
Replacement Value $226,500 $142,000
Insurance Premium based on Replacement Value $3,650 $2,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $900/year

Example Houma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceGEICO Insurance
Monthly Premium 317235538
Year Built 198720132002
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$400000-$500000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Houma, LA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Bayou Cane CDP, Louisiana $161 $215 $322
Presquille CDP, Louisiana $167 $223 $334
Bayou Blue CDP, Louisiana $158 $211 $316

Sample Home Insurance Rates for Houma, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 165,000 Slate Shingles Roof 2,090 4 $500 Deductible 1170 4 Stone Siding yes
1970 385,000 Wood Shake Roof 3,950 5 $2500-$5000 Deductible 980 2 Brick siding yes
1965 140,000 Shingles Roof 1,680 3 $1000-$2500 Deductible 800 7 Wood siding No
1960 145,000 Tile Roof 1,380 3 $1000-$2500 Deductible 760 5 Wood siding No
1972 105,000 Slate Shingles Roof 1,250 3 $1000-$2500 Deductible 880 7 Vinyl siding yes
1977 165,000 Shingles Roof 1,950 3 $500 Deductible 1520 6 Fiber-Cement Siding No
2013 310,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 280 1 Stone Siding No
2001 205,000 Composition Roof 2,190 3 $1000-$2500 Deductible 810 5 Fiber-Cement Siding No
2012 300,000 Metal Roof 3,750 5 $500- $1000 Deductible 1880 5 Vinyl siding yes
2011 270,000 Asphalt Shingles Roof 3,670 5 $2500-$5000 Deductible 2180 8 Brick siding No
2014 315,000 Tile Roof 3,810 5 > $10,000 Deductible 1950 10 Wood siding No
2007 165,000 Tile Roof 2,180 3 $5000 to $10,000 Deductible 1440 9 Vinyl siding No