Houlton Insurance Rates:

Houlton, ME homeowners insurance is roughly $542 to $736, about $45-$61/month. Our in depth research shows customers can save upto $255 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Houlton, ME Homeowners Insurance By Home Value

Houlton, ME Home Value Total Homes % of Total Average Houlton, ME Homeowners Insurance
Less than $50,000 277 18.0% $185
$50,000 to $59,999 83 5.0% $389
$60,000 to $69,999 104 6.0% $479
$70,000 to $79,999 176 11.0% $555
$80,000 to $89,999 230 15.0% $626
$90,000 to $99,999 72 4.0% $702
$100,000 to $124,999 230 15.0% $811
$125,000 to $149,999 85 5.0% $1016
$150,000 to $174,999 105 6.0% $1201
$175,000 to $199,999 29 1.0% $1393
$200,000 to $249,999 42 2.0% $1674
$300,000 to $399,999 62 4.0% $2594

Top Home Insurance Agents Near Houlton, ME

Home Insurance Company Near Houlton, ME Homeowners Insurance Agency Near Houlton, ME Address
NA United Insurance Hayden Perry Agency 40 North St Ste 1 Presque Isle, Presque Isle, ME, 4769
Travelers F A Peabody & Company 63 Main St., Mars Hill, ME, 4758
Travelers F A Peabody Company 29 North St, Houlton, ME, 4730
Allstate Peabody F.A 29 North St, Houlton, ME, 4730
Allstate Peabody F.A 16 Station Rd, Sherman, ME, 4776

Cost Of Homeowners Insurance By Street Near Houlton, ME

Streets in Houlton Area Homeowners Insurance Cost
Hartford St, North Ct, Garrison Rd, Fowler Ln, Alfred Ct, Benn St, Alice Ave, Fourseasons Cir, Bangor St, Weeks Ave$641
US Hwy 2a, Madigan St, Evergreen Ln, Lee Ct, Pearce Ave, Marble St, Clover Ct, Slipp Rd, Foxcroft Ct, McIntyre Rd$638
Orchard St, Ridgeway Ct, Wesson Dr, South St, West St, Florence Ave, Drew Ave, Prospect St, B Rd, Brown Ln$637
Winter St, Sugarloaf Ct, Commonwealth Ave, Joseph St, Aviation Dr, Lawn St, Sterritt St, Kelleran St, Williams St, 4th St$636
Randall Ct, Customs Loop, Hand Ln, Avon St, Skijin Rd, Market Sq, Washburn St, Cooks Brook Rd, Kendall St, Knapp Ln$636

Houlton, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Houlton$95 to $98
Hodgdon$96
New Limerick$97
Littleton$95

Houlton, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hodgdon town, Aroostook County, Maine $96 $128 $192
New Limerick town, Aroostook County, Maine $97 $129 $194
Littleton town, Aroostook County, Maine $95 $127 $191

Houlton, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Houlton, ME5.3%12.6%
Hodgdon6.0%17.63%
New Limerick6.46%18.95%
Littleton6.73%18.9%

Houlton Renters Insurance as a Percentage of Rent

Houlton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 22 2.0% $354
$200 to $299 136 13.0% $804
$300 to $499 280 27.0% $1254
$500 to $749 413 41.0% $1929
$750 to $999 109 10.0% $2679
$1,000 to $1,499 27 2.0% $3804
$1,500 or more 20 1.0% $5454

Houlton, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Houlton Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,100$8,300
Net Savings to Houlton Home Owner from High Deductible Plan $800

Houlton, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Houlton, ME Home Replacement Value MORE than Home Value Houlton, ME Home Replacement Value LESS than Home Value
Replacement Value $104,500 $74,000
Insurance Premium based on Replacement Value $550 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Houlton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceLiberty Mutual
Monthly Premium 272693
Year Built 196219451967
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$50000-$75000$175000-$200000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Houlton, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 150,000 Metal Roof 2,400 4 $500- $1000 Deductible 370 9 Stucco siding yes
1960 55,000 Slate Shingles Roof 950 2 $1000-$2500 Deductible 20 1 Stucco siding No
1961 130,000 Shingles Roof 2,130 3 $1000-$2500 Deductible 230 6 Vinyl siding yes
1946 80,000 Membrane Roof 1,390 2 $2500-$5000 Deductible 280 10 Brick siding yes
1967 200,000 Metal Roof 3,030 4 > $10,000 Deductible 90 2 Brick siding yes
1961 225,000 Membrane Roof 3,140 4 $1000-$2500 Deductible 450 5 Fiber-Cement Siding No
1969 60,000 Metal Roof 1,040 2 $500 Deductible 320 12 Fiber-Cement Siding No
1967 85,000 Tile Roof 1,370 2 $2500-$5000 Deductible 370 12 Wood siding No
1969 135,000 Slate Shingles Roof 2,600 5 $500- $1000 Deductible 370 7 Stone Siding No
1945 120,000 Membrane Roof 1,910 3 $2500-$5000 Deductible 380 10 Vinyl siding yes
1961 100,000 Wood Shake Roof 1,690 2 $2500-$5000 Deductible 30 1 Wood siding yes
1941 150,000 Membrane Roof 2,000 3 $1000-$2500 Deductible 220 4 Wood siding No
1942 95,000 Metal Roof 1,810 5 $2500-$5000 Deductible 190 6 Stone Siding yes
1940 125,000 Composition Roof 2,300 3 $500 Deductible 410 6 Wood siding No
1943 60,000 Tile Roof 1,070 2 $1000-$2500 Deductible 50 3 Stone Siding No
1961 235,000 Asphalt Shingles Roof 3,140 5 $500- $1000 Deductible 1140 10 Fiber-Cement Siding No
1967 110,000 Slate Shingles Roof 1,450 3 $1000-$2500 Deductible 300 7 Wood siding yes
1968 100,000 Composition Roof 1,780 2 $1000-$2500 Deductible 90 2 Brick siding No
1944 155,000 Membrane Roof 2,120 3 $500 Deductible 230 4 Vinyl siding yes
1945 160,000 Tile Roof 2,200 4 $5000 to $10,000 Deductible 620 12 Stucco siding No
1965 105,000 Shingles Roof 1,490 2 $500- $1000 Deductible 350 9 Wood siding No
1965 100,000 Membrane Roof 1,360 2 $500- $1000 Deductible 150 3 Brick siding yes
1960 260,000 Tile Roof 3,690 5 $2500-$5000 Deductible 900 12 Fiber-Cement Siding yes
1947 325,000 Slate Shingles Roof 4,400 5 > $10,000 Deductible 160 2 Brick siding No
1940 80,000 Wood Shake Roof 1,070 2 $500- $1000 Deductible 230 9 Brick siding yes
1940 60,000 Membrane Roof 1,060 2 $2500-$5000 Deductible 30 2 Wood siding yes
1941 150,000 Wood Shake Roof 2,080 4 $500 Deductible 180 4 Wood siding No
1944 170,000 Shingles Roof 3,280 4 $1000-$2500 Deductible 670 12 Fiber-Cement Siding yes
1965 330,000 Wood Shake Roof 4,680 5 $500- $1000 Deductible 810 8 Vinyl siding yes
1965 200,000 Tile Roof 2,880 4 $2500-$5000 Deductible 260 5 Wood siding yes
1945 140,000 Wood Shake Roof 2,150 3 $1000-$2500 Deductible 110 2 Vinyl siding No
1963 70,000 Asphalt Shingles Roof 1,350 3 $500 Deductible 110 5 Vinyl siding No
1960 110,000 Wood Shake Roof 1,510 3 $2500-$5000 Deductible 140 3 Fiber-Cement Siding No
1962 70,000 Tile Roof 1,110 2 $500- $1000 Deductible 130 7 Fiber-Cement Siding No