Hot Springs Village, AR homeowners insurance is roughly $1,004 to $1,373, about $83-$114/month. Our comprehensive analysis reveals consumers can save as much as $475 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hot Springs Village, AR | Homeowners Insurance Agency Near Hot Springs Village, AR | Address |
|---|---|---|
| Farmers | Christopher Roberts | 250 Smokey Ln, North Little Rock, AR, 72117 |
| Travelers | Freeman Ins Agency Of Morrilton Inc | 500 E HARDING, MORRILTON, AR, 72110 |
| Farmers | Janet Clements | 301 Millwood Cir Ste 101a, Maumelle, AR, 72113 |
| Travelers | The Cashion Company Inc | 321 Scott St Little Rock, Little Rock, AR, 72201 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Fountain Lake town, Arkansas | $138 | $183 | $275 |
| Marble township, Saline County, Arkansas | $152 | $203 | $304 |
| Whittington township, Garland County, Arkansas | $137 | $183 | $274 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hot Springs Village, AR | 8.6% | 26.1% |
| Fountain Lake | 7.74% | 30.44% |
| Marble | 7.79% | 23.19% |
| Whittington | 9.73% | 30.33% |
| Hot Springs Village Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 19 | 3.0% | $778 |
| $300 to $499 | 14 | 2.0% | $1228 |
| $500 to $749 | 85 | 14.0% | $1903 |
| $750 to $999 | 231 | 39.0% | $2653 |
| $1,000 to $1,499 | 120 | 20.0% | $3778 |
| $1,500 or more | 114 | 19.0% | $5428 |
| Streets in Hot Springs Village Area | Homeowners Insurance Cost |
|---|---|
| Kings Ct, Humberto Way, US Hwy 70, Zafiro Ln, High Point Dr, Woodard Rd, Goose Pond Rd, Vimioso Ln, Nickel Bill James Rd, Cacto Pl | $1,139 |
| Fairplay Rd, Salvatierra Cir, Gabriela Way, Sosegado Pl, Narrows Rd, Calderon Way, Rodilo Ln, Vernillo Dr, Detherage Rd, Moore Ford Rd | $1,220 |
| Vance Rd, Insula Pl, Helada Way, Utrera Ln, Heritage Heights Dr, Colina Ln, Casa Ln, Gloria Dr, Lavanda Trce, Tunica Ln | $1,225 |
| Salvatierra Trce, Salvador Ln, Meta Ln, Faro Cir, Browning Rd, Ridge River Rd, Encantado Trce, Sarria Ln, Adoracion Pt, Charro Way | $1,228 |
| Nettie Ln, Lavanda Ln, Jardinaro Pl, Escocia Way, Salas Pl, Nieve Ln, Borbollon Cir, Hablar Ln, Rushwood Cove, Cash Mountain Rd | $1,234 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hot Springs Village | $177 to $179 |
| Fountain Lake | $165 |
| Marble | $182 |
| Whittington | $164 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $3,600 |
| Yearly Hot Springs Village Homeowner Insurance Premium Example | $1,800 | $1,400 |
| Out of Pocket Expense During Claim | $1,600 | $3,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $16,000 | $14,800 |
| Net Savings to Hot Springs Village Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Hot Springs Village, AR Home Replacement Value MORE than Home Value | Hot Springs Village, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $299,500 | $208,500 |
| Insurance Premium based on Replacement Value | $2,300 | $1,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $43,000 | Risk Exposure from Under Insuring Coverage is $48,000 |
| Premium Impact | Insurance cheaper by $375/year | Insurance costlier by $325/year |
| Insurance Company | Farmers Insurance | GEICO Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 102 | 179 | 103 |
| Year Built | 1994 | 1982 | 2014 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |