Hot Springs, AR homeowners insurance is nearly $944 to $1,286, about $78-$107/month. Our all inclusive analysis reveals consumers can save upto $446 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hot Springs, AR | Homeowners Insurance Agency Near Hot Springs, AR | Address |
|---|---|---|
| Travelers | Mark V Williamson Co Inc | 1910 GRANT ST N, LITTLE ROCK, AR, 72207 |
| State Farm | Mike Hart | 2024 Ar Vy Dr Ste 102, Little Rock, AR, 72212-4139 |
| Farmers | Steven Phillips | 10515 W Markham St Ste J3, Little Rock, AR, 72205 |
| Farmers | Charles Crone | 1512 Macon Dr Ste 4, Little Rock, AR, 72211 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lake Hamilton township, Garland County, Arkansas | $143 | $191 | $286 |
| Rockwell CDP, Arkansas | $145 | $193 | $290 |
| Piney CDP, Arkansas | $134 | $179 | $268 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hot Springs, AR | 9.5% | 27.8% |
| Lake Hamilton | 8.05% | 30.15% |
| Rockwell | 7.85% | 25.48% |
| Piney | 10.67% | 31.46% |
| Hot Springs Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 285 | 3.0% | $367 |
| $200 to $299 | 450 | 6.0% | $817 |
| $300 to $499 | 1,203 | 16.0% | $1267 |
| $500 to $749 | 2,642 | 36.0% | $1942 |
| $750 to $999 | 1,575 | 21.0% | $2692 |
| $1,000 to $1,499 | 825 | 11.0% | $3817 |
| $1,500 or more | 299 | 4.0% | $5467 |
| Streets in Hot Springs Area | Homeowners Insurance Cost |
|---|---|
| Qualls Ln, Winwood Ln, Viewpoint Dr, Grimmett Loop, Dakota Dr, Pawnee Dr, Long Beach Ter, Sargo Trl, Easy Ter, Silver | $1,076 |
| Woodberry St, Argomaniz Way, Clark St, Magellan Dr, Rebecca St, Bryant Rd, Wade St, Meredith Pl, Ricky Too Ln, Elice Cir | $1,115 |
| Clingstone Way, Moonriver Bay, Promise Land Dr, E St Louis St, Molly Springs Rd, Flag St, Marquette Pl, Little Oak Trl, Beulah Land Dr, Garens St | $1,104 |
| Wisteria Pl, Pecan St, Landmark Trl, Dot Cir, Westinghouse Dr, Channelview St, Black St, Jmc Ln, Sherwood Cir, Snug Harbor Cir | $1,123 |
| State Hwy 253, Phoenix Dr, Breezehill Rd, Rosewall St, Lakeland Dr, Trabecca Cir, Old Church Rd, Bobby, Baxter St, A D Ln | $1,071 |
| Oakcliff St, Willman Sq, N Ferry Rd, Fleet St, Marwinette Pl, Whistler St, Mazarro Pl, Chattanooga St, Steeplechase Ct, Goodeaux Rd | $1,060 |
| Holy Spirit Loop, Mark St, Hazelnut Pl, McNeely Cir, Summertime Bay, Redbird Pl, Canaria Way, Coleman Pl, Social Pl, Scrivner Ln | $1,119 |
| Lakeshore Ter, Cedarwood St, Leach St, Tanglewood Ct, McLeod St, Stays Ln, Palos Verdes Dr, Shady Vista St, Parallel St, Dowell Ln | $1,127 |
| Runyan St, Highrise Cir, Coca Bay Pt, San Mateo Dr, Alex Ln, Elgin Dr, Edds Rd, Joyce St, Cedarglade Rd, Patriot St | $1,071 |
| Hunter Dr, Locket Mountain Rd, Setter Xing, Pyron St, Potter St, Chapel St, Rosemary Dr, Bluebell Pl, Haymaker St, Parkland Rd | $1,132 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hot Springs | $166 to $168 |
| Lake Hamilton | $172 |
| Rockwell | $174 |
| Piney | $160 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $5,800 |
| Yearly Hot Springs Homeowner Insurance Premium Example | $2,600 | $1,600 |
| Out of Pocket Expense During Claim | $1,800 | $5,800 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $14,800 | $13,800 |
| Net Savings to Hot Springs Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Hot Springs, AR Home Replacement Value MORE than Home Value | Hot Springs, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $80,500 | $62,000 |
| Insurance Premium based on Replacement Value | $775 | $600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $11,000 | Risk Exposure from Under Insuring Coverage is $7,500 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $100/year |
| Insurance Company | Farmers Insurance | Liberty Mutual | GEICO Insurance |
| Monthly Premium | 81 | 84 | 99 |
| Year Built | 2011 | 1988 | 1974 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $100000-$125000 | $175000-$200000 | $125000-$150000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |