Hornell Insurance Rates:

Hornell, NY homeowners insurance is nearly $493 to $666, about $41-$55/month. Our extensive research indicates shoppers can save upto $232 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hornell, NY Homeowners Insurance By Home Value

Hornell, NY Home Value Total Homes % of Total Average Hornell, NY Homeowners Insurance
Less than $50,000 545 29.0% $226
$50,000 to $59,999 331 17.0% $481
$60,000 to $69,999 315 16.0% $597
$70,000 to $79,999 173 9.0% $690
$80,000 to $89,999 189 10.0% $783
$90,000 to $99,999 60 3.0% $875
$100,000 to $124,999 116 6.0% $1015
$125,000 to $149,999 34 1.0% $1270
$150,000 to $174,999 70 3.0% $1502
$200,000 to $249,999 46 2.0% $2082

Top Home Insurance Agents Near Hornell, NY

Home Insurance Company Near Hornell, NY Homeowners Insurance Agency Near Hornell, NY Address
Allstate Cali Agency Inc. 252 S Main St, Warsaw, NY, 14569
Travelers Iroquois Services Corp-Nh 35 W MAIN ST, ALLEGANY, NY, 14706
Travelers Iroquois Services Corp-Nh 35 W MAIN ST, ALLEGANY, NY, 14706
Erie Ryan-Manley Agency 3832 State Route 417, Jasper, NY, 14855
Allstate Tompkins Insurance Agencies, Inc. (Nunda) 25 State St PO Box 489, Nunda, NY, 14517

Hornell, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hornellsville town, Steuben County, New York $87 $116 $174
North Hornell village, New York $88 $117 $176
Arkport village, New York $87 $116 $174

Hornell, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hornell, NY5.3%11.0%
Hornellsville4.47%11.14%
North Hornell4.04%10.57%
Arkport5.25%11.49%

Hornell Renters Insurance as a Percentage of Rent

Hornell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 30 1.0% $803
$300 to $499 431 25.0% $1253
$500 to $749 828 48.0% $1928
$750 to $999 300 17.0% $2678
$1,000 to $1,499 47 2.0% $3803
$1,500 or more 43 2.0% $5453

Hornell, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Hornell Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Hornell Home Owner from High Deductible Plan $600

Hornell, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hornell, NY Home Replacement Value MORE than Home Value Hornell, NY Home Replacement Value LESS than Home Value
Replacement Value $78,000 $53,500
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,000 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Hornell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualState Farm
Monthly Premium 699590
Year Built 194819441946
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$100000-$125000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hornell, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 85,000 Composition Roof 1,320 2 $500- $1000 Deductible 120 3 Vinyl siding No
1941 180,000 Tile Roof 3,060 4 $2500-$5000 Deductible 830 7 Brick siding No
1945 100,000 Metal Roof 1,570 2 $1000-$2500 Deductible 260 5 Stucco siding yes
1948 170,000 Asphalt Shingles Roof 3,140 4 $500 Deductible 1580 12 Fiber-Cement Siding No
1948 75,000 Tile Roof 1,540 2 $1000-$2500 Deductible 260 5 Brick siding No
1940 130,000 Membrane Roof 2,130 4 $1000-$2500 Deductible 860 9 Brick siding No
1945 155,000 Wood Shake Roof 2,380 3 $2500-$5000 Deductible 80 1 Stone Siding No
1947 195,000 Shingles Roof 4,390 5 $2500-$5000 Deductible 820 8 Stucco siding No
1942 95,000 Membrane Roof 1,720 2 $500- $1000 Deductible 520 7 Wood siding yes
1942 105,000 Wood Shake Roof 2,210 3 $500 Deductible 690 7 Wood siding No
1941 70,000 Shingles Roof 1,310 2 $500- $1000 Deductible 250 6 Stone Siding No
1942 60,000 Metal Roof 1,200 3 $500- $1000 Deductible 390 10 Wood siding No
1944 60,000 Asphalt Shingles Roof 1,390 2 $1000-$2500 Deductible 80 2 Wood siding No
1947 95,000 Composition Roof 2,200 5 $1000-$2500 Deductible 460 7 Wood siding yes
1949 270,000 Tile Roof 4,890 5 $1000-$2500 Deductible 1200 7 Fiber-Cement Siding yes
1948 105,000 Asphalt Shingles Roof 2,300 4 $500- $1000 Deductible 250 3 Stucco siding No
1943 70,000 Shingles Roof 1,630 4 $500- $1000 Deductible 90 2 Fiber-Cement Siding No
1944 240,000 Asphalt Shingles Roof 4,600 5 > $10,000 Deductible 620 6 Vinyl siding No
1941 220,000 Tile Roof 4,040 5 $500 Deductible 440 2 Fiber-Cement Siding yes
1947 110,000 Metal Roof 1,760 2 $500 Deductible 520 6 Stone Siding No
1945 125,000 Slate Shingles Roof 2,270 3 $1000-$2500 Deductible 670 8 Wood siding yes
1945 105,000 Tile Roof 2,460 4 $500- $1000 Deductible 730 9 Fiber-Cement Siding No
1948 85,000 Metal Roof 1,580 2 $500- $1000 Deductible 290 5 Stucco siding No
1946 90,000 Tile Roof 1,760 5 $1000-$2500 Deductible 250 6 Vinyl siding yes
1940 140,000 Composition Roof 2,200 3 $1000-$2500 Deductible 930 8 Wood siding No
1945 135,000 Metal Roof 2,220 4 $500 Deductible 430 3 Brick siding No
1947 90,000 Slate Shingles Roof 1,610 4 $500- $1000 Deductible 610 6 Fiber-Cement Siding No
1941 105,000 Membrane Roof 2,010 5 $2500-$5000 Deductible 320 7 Stucco siding yes
1946 185,000 Metal Roof 3,700 5 $5000 to $10,000 Deductible 430 4 Stone Siding No
1940 195,000 Shingles Roof 4,430 5 $2500-$5000 Deductible 240 3 Fiber-Cement Siding No
1948 265,000 Membrane Roof 4,330 5 > $10,000 Deductible 460 4 Fiber-Cement Siding yes
1943 120,000 Membrane Roof 2,230 4 $2500-$5000 Deductible 600 7 Vinyl siding No