Hopkinton, RI homeowners insurance is roughly $930 to $1,267, about $77-$105/month. Our all inclusive research indicates shoppers can save as much as $439 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hopkinton, RI | Homeowners Insurance Agency Near Hopkinton, RI | Address |
|---|---|---|
| Travelers | Alliance Insurance | 86 Faunce Corner Rd Ste 420 North , Dartmouth, MA, 2747 |
| Liberty Mutual Independent | Gaudette Insurance Agency | 1 PLUMMERS COR, Sullivan Insurance Group Inc., MA, 1588 |
| Travelers | Hughes Insurance Group Inc | 928 ASHLEY BLVD, NEW BEDFORD, MA, 2745 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hope Valley CDP, Rhode Island | $139 | $185 | $278 |
| Ashaway CDP, Rhode Island | $136 | $181 | $272 |
| Wyoming CDP, Rhode Island | $136 | $181 | $272 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hopkinton, RI | 4.9% | 14.7% |
| Hope Valley | 4.51% | 14.54% |
| Ashaway | 5.39% | 15.5% |
| Wyoming | 6.72% | 18.17% |
| Hopkinton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 18 | 2.0% | $340 |
| $200 to $299 | 12 | 1.0% | $790 |
| $300 to $499 | 113 | 18.0% | $1240 |
| $500 to $749 | 260 | 43.0% | $1915 |
| $750 to $999 | 21 | 3.0% | $2665 |
| $1,000 to $1,499 | 122 | 20.0% | $3790 |
| $1,500 or more | 57 | 9.0% | $5440 |
| Streets in Hopkinton Area | Homeowners Insurance Cost |
|---|---|
| Bank St, Rhodes Ln, Cemetery Ln, Maple Ct, Lynch Ln, Karen Dr, Grassy Pond Rd, Anna Dr, Smith Ln, Juniper Dr Exd | $1,097 |
| Arcadia Rd, Bridge St, Bradford Rd, Carol Dr, Belforest Ln, Cayer Trl, South Dr, Thurston Dr, Alton Bradford Rd, Champlin Dr | $1,103 |
| River Rd, Beech Hill Rd, Laurel St, Diamond Hill Rd, Sawmill Rd, Dye Hill Rd, Stubtown Rd, Gilman Rd, Locustville Rd, Canonchet Rd | $1,095 |
| Marshall Driftway, Sidehill Rd, Egypt St, Edwards Ave, Clarks Falls Rd, Wincheck Pond Rd, Wicasta Farm Rd, Dutch Island Rd, Maxson Hill Rd, Birchwood Ln | $1,095 |
| Vuono Pl, Cedarwood Ln, Robin Rd, Camp Yawgoog Rd, Wincheck Pond Rd Exd, Woody Hill Rd, Frontier Rd, Heather Ln, Lawton Foster Rd N, Lynn Ln | $1,097 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hopkinton | $163 to $165 |
| Hope Valley | $167 |
| Ashaway | $163 |
| Richmond | $166 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $4,900 |
| Yearly Hopkinton Homeowner Insurance Premium Example | $6,200 | $5,400 |
| Out of Pocket Expense During Claim | $900 | $4,900 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $38,100 | $37,300 |
| Net Savings to Hopkinton Home Owner from High Deductible Plan | $800 | |
| Scenario | Hopkinton, RI Home Replacement Value MORE than Home Value | Hopkinton, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $307,500 | $210,500 |
| Insurance Premium based on Replacement Value | $2,850 | $1,950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $52,500 | Risk Exposure from Under Insuring Coverage is $44,500 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $500/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | GEICO Insurance |
| Monthly Premium | 109 | 223 | 235 |
| Year Built | 2011 | 1944 | 1976 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $400000-$500000 | $250000-$300000 |
| Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |