Hopkinton Insurance Rates:

Hopkinton, NH homeowners insurance is approximately $608 to $833, about $50-$69/month. Our thorough analysis shows customers can save as much as $288 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hopkinton, NH Homeowners Insurance By Home Value

Hopkinton, NH Home Value Total Homes % of Total Average Hopkinton, NH Homeowners Insurance
Less than $50,000 44 2.0% $57
$60,000 to $69,999 59 3.0% $158
$100,000 to $124,999 103 6.0% $273
$125,000 to $149,999 62 3.0% $338
$150,000 to $174,999 54 3.0% $403
$175,000 to $199,999 154 9.0% $460
$200,000 to $249,999 218 13.0% $554
$250,000 to $299,999 338 21.0% $684
$300,000 to $399,999 528 33.0% $871

Top Home Insurance Agents Near Hopkinton, NH

Home Insurance Company Near Hopkinton, NH Homeowners Insurance Agency Near Hopkinton, NH Address
NA Cloutier Insurance Agency 1996 Lakeview Avenue , Dracut, MA, 1826
NA Blossom Ins. Agency, Inc. 58 South Street, Concord, NH, 3301
State Farm Denise Mccarthy 142 Lowell Rd Unit 11, Hudson, NH, 03051-4938
Travelers Masiello Insurance Agency Inc 234 LAFAYETTE RD, HAMPTON, NH, 3842
Travelers Stewart Ltd Insurance Management 10 FREETOWN RD, RAYMOND, NH, 3077

Cost Of Homeowners Insurance By Street Near Hopkinton, NH

Streets in Hopkinton Area Homeowners Insurance Cost
Tyler Rd, Cottage St, Edgewood Dr, Jewett Rd, College Hill Rd, Beech Hill Rd, Hooksett Tpke, Watchtower Rd, Old Putney Hill Rd, Burrage Rd$719
Hawthorne Hill Rd, Turnberry Ln, Pinewood Dr, Robin Ln, Bailey Rd, Buzwell Corner Rd, Old Stagecoach Rd, Clarke Ln, Flintlock Rd, Garrison Ln$721
Fire Pond Rd, River Grant Dr, Dustin Rd, Bassett Mill Rd, Putney Hill Rd, Autumn Ridge Rd, Ridge Ln, Old Henniker Rd, George Rd, Hutchins Hill Rd$722
Tebrok Rd, Irish Hill Rd, Elizabeth Ln, Well House Rd, Stumpfield Rd, Blaze Hill Rd, Clement Hill Rd, High Pond Rd, Kimball Lake Rd, Dolly Rd$723
Moran Rd, W Ridge Cir, Ridgewood Rd, Moss Rd, Pet Dow Rd, Chase Farm Rd, Rollins Rd, Knollwood Cir, Hopkinton Rd, Gould Hill Rd$718

Hopkinton, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hopkinton$107 to $110
Contoocook$107
Merrimack County$105
Boscawen$103

Hopkinton, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Contoocook CDP, New Hampshire $90 $119 $179
Merrimack County, New Hampshire $88 $117 $176
Henniker town, Merrimack County, New Hampshire $88 $117 $176

Hopkinton, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hopkinton, NH3.0%6.0%
Contoocook3.06%5.98%
Merrimack County3.05%8.04%
Henniker3.05%9.12%

Hopkinton Renters Insurance as a Percentage of Rent

Hopkinton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 57 25.0% $1898
$750 to $999 100 44.0% $2648
$1,000 to $1,499 56 24.0% $3773
$1,500 or more 14 6.0% $5423

Hopkinton, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Hopkinton Homeowner Insurance Premium Example $3,900$3,300
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $23,900$23,300
Net Savings to Hopkinton Home Owner from High Deductible Plan $600

Hopkinton, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hopkinton, NH Home Replacement Value MORE than Home Value Hopkinton, NH Home Replacement Value LESS than Home Value
Replacement Value $358,500 $205,000
Insurance Premium based on Replacement Value $2,000 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $84,000 Risk Exposure from Under Insuring Coverage is $69,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $475/year

Example Hopkinton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmLiberty Mutual
Monthly Premium 3991249
Year Built 198519442010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$400000-$500000$500000-$600000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Hopkinton, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 290,000 Composition Roof 1,950 3 $5000 to $10,000 Deductible 620 8 Wood siding yes
1973 310,000 Slate Shingles Roof 2,050 3 $2500-$5000 Deductible 860 8 Vinyl siding No
2011 495,000 Shingles Roof 3,310 4 $500 Deductible 180 1 Wood siding No
1986 555,000 Composition Roof 3,130 4 $500- $1000 Deductible 2030 9 Fiber-Cement Siding No
1982 350,000 Shingles Roof 2,300 3 $5000 to $10,000 Deductible 170 2 Fiber-Cement Siding yes
1999 305,000 Tile Roof 2,400 4 $2500-$5000 Deductible 110 1 Fiber-Cement Siding No
1980 370,000 Wood Shake Roof 2,130 3 $1000-$2500 Deductible 1670 12 Stone Siding No
1949 275,000 Wood Shake Roof 2,250 3 $2500-$5000 Deductible 350 4 Stone Siding yes
2013 265,000 Tile Roof 1,850 3 $2500-$5000 Deductible 70 1 Wood siding No
1995 430,000 Membrane Roof 2,710 4 $1000-$2500 Deductible 380 2 Brick siding No
1940 285,000 Tile Roof 1,900 5 $2500-$5000 Deductible 860 9 Stone Siding yes
1978 255,000 Asphalt Shingles Roof 1,760 4 $5000 to $10,000 Deductible 650 10 Vinyl siding No
1994 710,000 Shingles Roof 4,120 5 > $10,000 Deductible 1550 10 Brick siding yes
2013 325,000 Shingles Roof 2,270 3 $500- $1000 Deductible 440 3 Stone Siding yes
1985 290,000 Composition Roof 1,720 4 $500- $1000 Deductible 160 2 Fiber-Cement Siding yes
1974 510,000 Wood Shake Roof 3,210 5 $500- $1000 Deductible 2010 10 Wood siding yes
1988 400,000 Membrane Roof 2,230 3 $500- $1000 Deductible 1180 6 Stone Siding yes
1946 195,000 Membrane Roof 1,540 3 $5000 to $10,000 Deductible 300 5 Stone Siding No
1944 415,000 Composition Roof 3,380 5 $500- $1000 Deductible 180 1 Stucco siding No
1971 265,000 Shingles Roof 1,640 4 $2500-$5000 Deductible 580 7 Stucco siding yes
1982 525,000 Wood Shake Roof 2,940 4 $500- $1000 Deductible 530 3 Vinyl siding yes
1992 435,000 Wood Shake Roof 3,160 4 $1000-$2500 Deductible 730 5 Stone Siding yes
2011 215,000 Asphalt Shingles Roof 1,230 3 > $10,000 Deductible 520 12 Fiber-Cement Siding yes
1980 400,000 Membrane Roof 3,240 5 $500- $1000 Deductible 650 5 Vinyl siding yes
1989 465,000 Slate Shingles Roof 2,990 4 $500 Deductible 1910 10 Stucco siding yes
1998 520,000 Metal Roof 2,950 5 $500- $1000 Deductible 1880 9 Vinyl siding No
1996 430,000 Membrane Roof 2,610 4 $500- $1000 Deductible 1430 9 Stone Siding yes
1977 355,000 Wood Shake Roof 2,300 4 $5000 to $10,000 Deductible 950 12 Brick siding No
2013 560,000 Slate Shingles Roof 4,280 5 $5000 to $10,000 Deductible 820 5 Fiber-Cement Siding yes
2014 365,000 Tile Roof 2,280 4 $1000-$2500 Deductible 940 7 Stucco siding yes
1998 230,000 Composition Roof 1,730 3 $2500-$5000 Deductible 960 12 Fiber-Cement Siding No