Hopewell Insurance Rates:

Hopewell, NJ homeowners insurance is about $759 to $1,039, about $63-$86/month. Our in depth guide shows customers can save upto $359 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hopewell, NJ Homeowners Insurance By Home Value

Hopewell, NJ Home Value Total Homes % of Total Average Hopewell, NJ Homeowners Insurance
$200,000 to $249,999 153 6.0% $431
$250,000 to $299,999 364 16.0% $530
$300,000 to $399,999 1,679 75.0% $674

Top Home Insurance Agents Near Hopewell, NJ

Home Insurance Company Near Hopewell, NJ Homeowners Insurance Agency Near Hopewell, NJ Address
NA James B. Kirby Insurance Agency 45 N Main St , Mullica Hill, NJ, 8062
Travelers Biddle & Company Insurance Brokers 993 OLD EAGLE SCHOOL RD STE 406, WAYNE, PA, 19087
Travelers Delaurier Insurance Agency 878 MAIN ST, ATLANTIC HIGHLANDS, NJ, 7718
State Farm Mary Dicredico 282 W State St, Doylestown, PA, 18901-3533
Allstate Neil Greco 12 Eisenhower Pkwy Ste 11, Roseland, NJ, 7068

Cost Of Homeowners Insurance By Street Near Hopewell, NJ

Streets in Hopewell Area Homeowners Insurance Cost
Foster Rd, Shara Ln, Grange Rd, Bonner Ct, Old Washington Crossing Rd, Cheyenne Dr, Stockton Rd, Roosevelt Ave, Vannoy Ave, Watkins Rd$922
Temple Ct, Pine Tavern Ct, Valley Rd, Howe Ct, Wrick Ave, Blake Dr, Timkak Ln, Rumson Ct, Grace Hill Ct, Goat Hill Rd$903
Foster Rd, Pleasant Valley Harbourton Rd, Blue Ridge Rd, Hope St, Ingleside Ave, Navesink Dr, Kentsdale Dr, Lupine Ln, Shrewsbury Ct, Oak St$951
Knox Ct, Sioux Rd, E Delaware Ave, Ingleside Ave, Madaket Ln, Morgan Ave, Penn Titusville Rd, Nedsland Ave, Denow Rd, Haver St$885
Creek Rim Dr, Washington Crossing Pennington Rd, Search Ave, Harbourton Rd, Chase Hollow Rd, Haver St, Valmore Ct, Old Scotch Rd, Pennington - Rocky Hill Rd, Brandon Rd$892

Hopewell, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hopewell$133 to $135
Pennington$137
West Amwell$130
Lawrenceville$126

Hopewell, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pennington borough, New Jersey $137 $183 $275
West Amwell township, Hunterdon County, New Jersey $131 $174 $261
Lawrenceville CDP, New Jersey $126 $168 $252

Hopewell, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hopewell, NJ2.4%7.5%
Pennington2.23%7.64%
West Amwell2.55%8.29%
Lawrenceville3.67%7.02%

Hopewell Renters Insurance as a Percentage of Rent

Hopewell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 106 32.0% $2636
$1,000 to $1,499 27 8.0% $3761
$1,500 or more 189 58.0% $5411

Hopewell, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Hopewell Homeowner Insurance Premium Example $2,600$2,000
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $21,400$19,600
Net Savings to Hopewell Home Owner from High Deductible Plan $1,800

Hopewell, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hopewell, NJ Home Replacement Value MORE than Home Value Hopewell, NJ Home Replacement Value LESS than Home Value
Replacement Value $662,500 $420,000
Insurance Premium based on Replacement Value $3,900 $2,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $171,500 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $1,025/year

Example Hopewell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceAllstate
Monthly Premium 104202203
Year Built 199320052014
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$800000-$900000$600000-$700000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Hopewell, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 290,000 Slate Shingles Roof 1,250 3 $1000-$2500 Deductible 580 6 Fiber-Cement Siding yes
2005 290,000 Slate Shingles Roof 1,580 3 $2500-$5000 Deductible 1030 9 Wood siding yes
1969 590,000 Metal Roof 3,200 5 $5000 to $10,000 Deductible 260 2 Wood siding yes
1948 335,000 Composition Roof 1,780 5 $500- $1000 Deductible 400 3 Fiber-Cement Siding yes
2004 740,000 Wood Shake Roof 2,790 4 $1000-$2500 Deductible 3200 10 Brick siding No
1960 780,000 Metal Roof 3,700 5 $5000 to $10,000 Deductible 990 5 Brick siding yes
1996 955,000 Slate Shingles Roof 4,370 5 $500- $1000 Deductible 840 2 Brick siding yes
2004 585,000 Shingles Roof 2,360 3 $2500-$5000 Deductible 480 2 Stucco siding No
2004 425,000 Tile Roof 1,620 4 $1000-$2500 Deductible 330 3 Stone Siding No
2008 880,000 Membrane Roof 3,340 5 $500- $1000 Deductible 3160 7 Stone Siding No
1961 265,000 Wood Shake Roof 1,240 3 $2500-$5000 Deductible 920 12 Brick siding yes
2014 310,000 Metal Roof 1,350 3 $5000 to $10,000 Deductible 590 7 Stone Siding No
2011 395,000 Composition Roof 1,640 5 $1000-$2500 Deductible 1150 7 Stone Siding No