Hopatcong, NJ homeowners insurance is roughly $710 to $966, about $59-$80/month. Our comprehensive research reveals consumers can save upto $335 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Hopatcong, NJ | Homeowners Insurance Agency Near Hopatcong, NJ | Address |
|---|---|---|
| Nationwide | William Huck Agency Inc | 825 E 4th St, Bethlehem, PA, 18015-1901 |
| Allstate | Alfred Dally | 1369 Pocono Blvd, Mount Pocono, PA, 18344 |
| Travelers | Cambridge Brokerage Group | 55 Old Turnpike Rd Ste 111, Nanuet, NY, 10954 |
| State Farm | Erin Misurelli | 296 Route 10, Randolph, NJ, 07869-2206 |
| Allstate | Ron Bansky | 519 South Ave W, Westfield, NJ, 7090 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Mount Arlington borough, New Jersey | $107 | $143 | $214 |
| Byram township, Sussex County, New Jersey | $106 | $141 | $212 |
| Stanhope borough, New Jersey | $105 | $139 | $209 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Hopatcong, NJ | 3.2% | 7.9% |
| Mount Arlington | 2.91% | 7.13% |
| Byram | 2.71% | 7.62% |
| Stanhope | 3.05% | 6.98% |
| Hopatcong Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $750 to $999 | 58 | 14.0% | $2663 |
| $1,000 to $1,499 | 140 | 34.0% | $3788 |
| $1,500 or more | 204 | 50.0% | $5438 |
| Streets in Hopatcong Area | Homeowners Insurance Cost |
|---|---|
| Geneva Trl, Dupont Rd, Bass Rock Rd, Bishop Rock Rd, Oakdale Ave, Santa Fe Trl, W Shore Ave, Teri Ln, Ruth St, Richard Rd | $827 |
| Jefferson Trl, Bonaparte Point Rd, Iowa Trl, Mohawk Rd, Jenkins St, Maple Pl, Lawrie Ave, Brant Rd, Laurel Trl, Leland Trl | $842 |
| Nariticong Ave, The Ways, Helen St, Colby Trl, Shawnee Rd, Eugene Rd, Lincoln Way, Shawnee Rd, Dibert Rd, Alfred Way | $850 |
| Toledo Ct, Zeek Way, Maxim Dr, Ogden Rd, Russell Rd, Maine Trl, Reim Rd, Esther St, Vermont Trl, Corsica Rd | $842 |
| Rhone Rd, Rollins Trl, Charles St, Stone Ave, Stonypoint Rd, Roosevelt Trl, Warren Ln, Bates Trl, Larson Trl, Amherst Way | $824 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Hopatcong | $125 to $128 |
| Mount Arlington | $128 |
| Byram | $127 |
| Byram Center | $113 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $2,400 |
| Yearly Hopatcong Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,400 | $2,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,800 | $7,200 |
| Net Savings to Hopatcong Home Owner from High Deductible Plan | $600 | |
| Scenario | Hopatcong, NJ Home Replacement Value MORE than Home Value | Hopatcong, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $330,000 | $233,000 |
| Insurance Premium based on Replacement Value | $1,375 | $975 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $44,500 | Risk Exposure from Under Insuring Coverage is $52,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $200/year |
| Insurance Company | Liberty Mutual | Travelers | Allstate |
| Monthly Premium | 53 | 151 | 241 |
| Year Built | 1963 | 1986 | 1946 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $500000-$600000 | $500000-$600000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |