Hood River Insurance Rates:

Hood River, OR homeowners insurance is nearly $395 to $540, about $32-$45/month. Our exhaustive analysis indicates shoppers can save as much as $187 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Hood River, OR Homeowners Insurance By Home Value

Hood River, OR Home Value Total Homes % of Total Average Hood River, OR Homeowners Insurance
Less than $50,000 91 4.0% $32
$70,000 to $79,999 63 2.0% $98
$100,000 to $124,999 107 4.0% $145
$125,000 to $149,999 72 3.0% $182
$150,000 to $174,999 119 5.0% $215
$175,000 to $199,999 83 3.0% $252
$200,000 to $249,999 269 12.0% $304
$250,000 to $299,999 510 23.0% $369
$300,000 to $399,999 870 39.0% $468

Top Home Insurance Agents Near Hood River, OR

Home Insurance Company Near Hood River, OR Homeowners Insurance Agency Near Hood River, OR Address
Liberty Mutual Independent C U Insurance Agency Llc 1866 NE 162ND AVE, PORTLAND, OR, 97230
State Farm John Jackson 322 SE 192nd Ave Ste 105, Vancouver, WA, 98683-9679
Farmers Judith Lanz 25 SW Russell Ave, Stevenson, WA, 98648
Allstate Simcoe Insurance 400 S COLUMBUS AVE, GOLDENDALE, WA, 98620
Allstate Tarek Elkawlak 11700 NE 95th St Ste 172, Vancouver, WA, 98682

Cost Of Homeowners Insurance By Street Near Hood River, OR

Streets in Hood River Area Homeowners Insurance Cost
W Prospect, Stonegate Dr, Taylor Ave, Level Dr, N 20th St, Fairview Dr, 7th Ct, 9th Ct, Toms Dr, Sieverkropp Dr$472
Flying Trout Rd, Sherman Ave, Industrial St, E Eugene St, Reed Rd, 25th St, 15th St, Riordan Hill Dr, Avalon Dr, 12th St$459
Hayworth Rd, Talon Ave, Phelps Creek Rd, 25th St, Indian Cliff Dr, Bell Ct, 4th St, Belmont Dr, 13th St, 14th St$477
Hazel Ave, Eugene St, Pear Blossom Rd, Sterling Pl, Winston Rd, Maxs Pl, Redtail Loop, Post Canyon Dr, Foxley Rd, Park St$476
Sunset Rd, Markham Rd, 21st St, Eliot Dr, Arrowhead Way, Orchard Rd, Peters Dr, Multnomah Rd, N 2nd St, State St$478

Hood River, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Hood River$69 to $72
Odell$68
Bingen$87
Mosier$62

Hood River, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Odell CCD, Hood River County, Oregon $57 $75 $113
Bingen city, Washington $73 $97 $145
Mosier city, Oregon $52 $69 $103

Hood River, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Hood River, OR2.0%8.1%
Odell2.48%8.28%
Bingen4.25%13.22%
Mosier3.32%9.86%

Hood River Renters Insurance as a Percentage of Rent

Hood River Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 2.0% $320
$200 to $299 69 4.0% $770
$300 to $499 186 12.0% $1220
$500 to $749 534 34.0% $1895
$750 to $999 191 12.0% $2645
$1,000 to $1,499 379 24.0% $3770
$1,500 or more 139 9.0% $5420

Hood River, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$5,000
Yearly Hood River Homeowner Insurance Premium Example $2,300$1,500
Out of Pocket Expense During Claim$1,000$5,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,800$14,000
Net Savings to Hood River Home Owner from High Deductible Plan $800

Hood River, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hood River, OR Home Replacement Value MORE than Home Value Hood River, OR Home Replacement Value LESS than Home Value
Replacement Value $322,500 $256,500
Insurance Premium based on Replacement Value $875 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Hood River Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 52110195
Year Built 201119461961
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$500000-$600000$600000-$700000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Hood River, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 460,000 Wood Shake Roof 3,160 5 $5000 to $10,000 Deductible 560 10 Stucco siding No
1964 300,000 Composition Roof 1,800 3 $5000 to $10,000 Deductible 610 12 Stucco siding yes
1997 355,000 Tile Roof 2,070 4 $1000-$2500 Deductible 850 9 Vinyl siding yes
1960 485,000 Shingles Roof 2,550 4 $2500-$5000 Deductible 90 1 Vinyl siding No
1994 320,000 Metal Roof 2,250 4 $500- $1000 Deductible 50 1 Stucco siding No
2013 475,000 Shingles Roof 2,390 5 $500- $1000 Deductible 220 2 Stucco siding No
1995 290,000 Slate Shingles Roof 1,560 3 $2500-$5000 Deductible 390 8 Wood siding yes
1995 460,000 Slate Shingles Roof 2,270 4 > $10,000 Deductible 80 1 Wood siding yes
2006 440,000 Slate Shingles Roof 3,040 5 $5000 to $10,000 Deductible 910 10 Vinyl siding No
2010 375,000 Tile Roof 1,960 4 $2500-$5000 Deductible 440 6 Stone Siding yes
2013 210,000 Asphalt Shingles Roof 1,290 3 > $10,000 Deductible 20 1 Stone Siding No
1991 620,000 Wood Shake Roof 3,340 4 $500- $1000 Deductible 420 4 Fiber-Cement Siding No
1943 320,000 Tile Roof 1,650 3 $5000 to $10,000 Deductible 340 5 Stone Siding yes
2012 485,000 Shingles Roof 2,700 4 > $10,000 Deductible 280 5 Fiber-Cement Siding No
1991 775,000 Shingles Roof 3,820 5 $5000 to $10,000 Deductible 1400 9 Stone Siding No
1968 795,000 Tile Roof 4,340 5 $500 Deductible 540 3 Brick siding yes
1992 410,000 Wood Shake Roof 2,100 4 $5000 to $10,000 Deductible 50 1 Wood siding yes
1993 390,000 Tile Roof 1,910 4 > $10,000 Deductible 120 3 Fiber-Cement Siding yes
1941 405,000 Slate Shingles Roof 2,030 3 $2500-$5000 Deductible 600 9 Wood siding yes
2011 555,000 Shingles Roof 2,730 4 $500 Deductible 710 5 Vinyl siding No
1961 425,000 Wood Shake Roof 2,690 4 $5000 to $10,000 Deductible 720 12 Stucco siding yes
1962 795,000 Metal Roof 4,750 5 $500 Deductible 690 3 Stucco siding yes
1966 470,000 Membrane Roof 2,400 4 $1000-$2500 Deductible 1120 9 Brick siding yes
1968 490,000 Shingles Roof 3,010 5 $1000-$2500 Deductible 880 10 Brick siding yes
1998 345,000 Membrane Roof 1,670 4 $1000-$2500 Deductible 140 2 Fiber-Cement Siding No
2011 460,000 Asphalt Shingles Roof 2,600 5 $500- $1000 Deductible 860 8 Vinyl siding No
2014 305,000 Membrane Roof 2,160 4 $1000-$2500 Deductible 210 3 Stucco siding No
1996 320,000 Shingles Roof 1,680 3 $1000-$2500 Deductible 510 7 Stone Siding yes
2010 300,000 Shingles Roof 1,920 4 $5000 to $10,000 Deductible 70 2 Vinyl siding yes
1995 385,000 Wood Shake Roof 2,090 5 $2500-$5000 Deductible 200 3 Stone Siding No
2003 295,000 Tile Roof 1,760 4 $1000-$2500 Deductible 60 1 Stone Siding No
2013 345,000 Metal Roof 2,250 3 $1000-$2500 Deductible 1380 12 Vinyl siding yes
2000 665,000 Wood Shake Roof 3,250 5 $500- $1000 Deductible 570 3 Stucco siding No
1994 520,000 Membrane Roof 3,160 4 $500 Deductible 670 6 Stone Siding No