Homewood Insurance Rates:

Homewood, AL homeowners insurance is approximately $893 to $1,222, about $74-$101/month. Our in depth guide reveals consumers can save upto $422 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Home Insurance Companies in Homewood, AL: Customer-Reviewed Options

Top Home Insurance Agents Near Homewood, AL

Home Insurance Company Near Homewood, AL Homeowners Insurance Agency Near Homewood, AL Address
Travelers Cobb Allen & Hall Inc 115 OFFICE PARK DR STE 200, BIRMINGHAM, AL, 35223
Travelers Pritchett-Moore Inc 1120 Queen City Ave, Tuscaloosa, AL, 35401
State Farm Rene Burke 4851 Cahaba River Road, Birmingham, AL, 35243-2359
Travelers The Edwards Agency Inc 1125 MAIN STREET, SUMITON, AL, 35148


Homewood, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Birmingham CCD, Jefferson County, Alabama $120 $159 $239
Vestavia Hills city, Alabama $136 $181 $271
Mountain Brook city, Alabama $152 $202 $303


Homewood, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Homewood, AL5.1%17.2%
Vestavia Hills4.4%14.05%
Mountain Brook3.73%10.53%

Homewood Renters Insurance as a Percentage of Rent

Homewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 101 2.0% $1210
$500 to $749 803 19.0% $1885
$750 to $999 1,874 46.0% $2635
$1,000 to $1,499 942 23.0% $3760
$1,500 or more 309 7.0% $5410

Cost Of Homeowners Insurance By Street Near Homewood, AL

Streets in Homewood Area Homeowners Insurance Cost
Parkside Cir, Fair Harbor Rd, W Lakeshore Dr, Chapel Ln, Al Seier Cir, Pine Ridge Cir, Rue Maison, Rocky Brook Dr, Huntington Parc Rd, 16th Pl S$1,088
Huntington Rd, Malaga Ave, Hollywood Manor Cir, Frontier Dr, Office Park Dr, 22nd Ct S, Mountain Gap Dr, Whisper Wood Cir, White Stone Way, Atwillher Dr$1,137
S Pointe Dr, Bellview Cir, Yorkshire Dr, Michael Ln, Waverly Dr, Montevallo Ter, Clarendon Rd, Rockford Ln, Woodcrest Pl, Rockhurst Dr$1,290
Lancaster Rd, Mountain Ridge Dr, Anglewood Cir, Cable Car Ct, Vestavia Lake Dr, Yorkmont Cir, Cripple Creek Dr, 24th Ave S, Grace St, Northmoor Ln$1,034
Wild Forest Dr, Venetian Way, Odum Crest Ln, Deer Valley Ln, 22nd Ct S, Colony Cir, S Wellington Rd, Sleepy Hollow Cir, Canyon Rd, Ridgeway Dr$1,041

Homewood, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Homewood$157 to $159
Vestavia Hills$162
Mountain Brook$182

Average Cost Of Home Insurance By Company In Areas Nearby Homewood For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 5492
$500 $150,000 Auto Owners Ins Company 1795
$500 $150,000 Coastal American Insurance Company 1134
$500 $150,000 Country Mutual 1046
$500 $300,000 Allstate Vehicle And Property Insurance Company 1648
$500 $300,000 American National Property & Casualty Company 1097
$500 $300,000 Fire Insurance Exchange 3337
$500 $300,000 Garrison Property And Casualty Insurance Company 2165
$500 $300,000 Guideone Specialty Mutual Insurance Co 2113
$500 $300,000 Usaa Casualty Insurance Company 2267


Homewood, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Homewood Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $5,500$5,000
Net Savings to Homewood Home Owner from High Deductible Plan $500


Homewood, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Homewood, AL Home Replacement Value MORE than Home Value Homewood, AL Home Replacement Value LESS than Home Value
Replacement Value $877,000 $597,000
Insurance Premium based on Replacement Value $3,600 $2,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $122,000 Risk Exposure from Under Insuring Coverage is $158,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $500/year


Example Homewood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceTravelers
Monthly Premium 71124127
Year Built 197319821942
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$500000-$600000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible