Homewood, AL homeowners insurance is approximately $893 to $1,222, about $74-$101/month. Our in depth guide reveals consumers can save upto $422 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Homewood, AL | Homeowners Insurance Agency Near Homewood, AL | Address |
|---|---|---|
| Travelers | Cobb Allen & Hall Inc | 115 OFFICE PARK DR STE 200, BIRMINGHAM, AL, 35223 |
| Travelers | Pritchett-Moore Inc | 1120 Queen City Ave, Tuscaloosa, AL, 35401 |
| State Farm | Rene Burke | 4851 Cahaba River Road, Birmingham, AL, 35243-2359 |
| Travelers | The Edwards Agency Inc | 1125 MAIN STREET, SUMITON, AL, 35148 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Birmingham CCD, Jefferson County, Alabama | $120 | $159 | $239 |
| Vestavia Hills city, Alabama | $136 | $181 | $271 |
| Mountain Brook city, Alabama | $152 | $202 | $303 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Homewood, AL | 5.1% | 17.2% |
| Birmingham | 6.55% | 19.57% |
| Vestavia Hills | 4.4% | 14.05% |
| Mountain Brook | 3.73% | 10.53% |
| Homewood Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 101 | 2.0% | $1210 |
| $500 to $749 | 803 | 19.0% | $1885 |
| $750 to $999 | 1,874 | 46.0% | $2635 |
| $1,000 to $1,499 | 942 | 23.0% | $3760 |
| $1,500 or more | 309 | 7.0% | $5410 |
| Streets in Homewood Area | Homeowners Insurance Cost |
|---|---|
| Parkside Cir, Fair Harbor Rd, W Lakeshore Dr, Chapel Ln, Al Seier Cir, Pine Ridge Cir, Rue Maison, Rocky Brook Dr, Huntington Parc Rd, 16th Pl S | $1,088 |
| Huntington Rd, Malaga Ave, Hollywood Manor Cir, Frontier Dr, Office Park Dr, 22nd Ct S, Mountain Gap Dr, Whisper Wood Cir, White Stone Way, Atwillher Dr | $1,137 |
| S Pointe Dr, Bellview Cir, Yorkshire Dr, Michael Ln, Waverly Dr, Montevallo Ter, Clarendon Rd, Rockford Ln, Woodcrest Pl, Rockhurst Dr | $1,290 |
| Lancaster Rd, Mountain Ridge Dr, Anglewood Cir, Cable Car Ct, Vestavia Lake Dr, Yorkmont Cir, Cripple Creek Dr, 24th Ave S, Grace St, Northmoor Ln | $1,034 |
| Wild Forest Dr, Venetian Way, Odum Crest Ln, Deer Valley Ln, 22nd Ct S, Colony Cir, S Wellington Rd, Sleepy Hollow Cir, Canyon Rd, Ridgeway Dr | $1,041 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Homewood | $157 to $159 |
| Birmingham | $143 |
| Vestavia Hills | $162 |
| Mountain Brook | $182 |
| Deductible | Coverage | Company | Premium ($) |
|---|---|---|---|
| $500 | $150,000 | Alfa Mutual General Insurance Co | 5492 |
| $500 | $150,000 | Auto Owners Ins Company | 1795 |
| $500 | $150,000 | Coastal American Insurance Company | 1134 |
| $500 | $150,000 | Country Mutual | 1046 |
| $500 | $300,000 | Allstate Vehicle And Property Insurance Company | 1648 |
| $500 | $300,000 | American National Property & Casualty Company | 1097 |
| $500 | $300,000 | Fire Insurance Exchange | 3337 |
| $500 | $300,000 | Garrison Property And Casualty Insurance Company | 2165 |
| $500 | $300,000 | Guideone Specialty Mutual Insurance Co | 2113 |
| $500 | $300,000 | Usaa Casualty Insurance Company | 2267 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Homewood Homeowner Insurance Premium Example | $1,500 | $1,000 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $5,500 | $5,000 |
| Net Savings to Homewood Home Owner from High Deductible Plan | $500 | |
| Scenario | Homewood, AL Home Replacement Value MORE than Home Value | Homewood, AL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $877,000 | $597,000 |
| Insurance Premium based on Replacement Value | $3,600 | $2,450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $122,000 | Risk Exposure from Under Insuring Coverage is $158,000 |
| Premium Impact | Insurance cheaper by $650/year | Insurance costlier by $500/year |
| Insurance Company | Allstate | GEICO Insurance | Travelers |
| Monthly Premium | 71 | 124 | 127 |
| Year Built | 1973 | 1982 | 1942 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $400000-$500000 | $500000-$600000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |