$1,488
Homeowners Insurance Cost - Homestead, FL
$161,100
Median Home Value - Homestead, FL
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.86 | $1,470.14 |
| $1000 Deductible | -$158.03 | $1,329.97 |
| $1500 Deductible | -$236.0 | $1,252.0 |
| $2000 Deductible | -$351.47 | $1,136.53 |
| $2500 Deductible | -$419.62 | $1,068.38 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$327 | $1,161 |
| 30 year old | +$22 | $1,510 |
| 40 year old | +$39 | $1,527 |
| 50 year old | +$57 | $1,545 |
| Above 50 year old | +$71 | $1,559 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$149 | $1,339 |
| Superior | -$149 | $1,339 |
| Masonry | -$74 | $1,414 |
| Brick | -$74 | $1,414 |
| Hail Resistant Roof | -$30 | $1,458 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,518 |
| Swimming Pool With A Diving Board | +$60 | $1,548 |
| Swimming Pool With Slide | +$89 | $1,577 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $45 | $1,443 |
| Police Department | $15 | $1,473 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$624.96 | $2,113 |
| Filing a Second Liability Claim | +$565.44 | $2,053 |
| Filing a Second Theft Claim | +$565.44 | $2,053 |
| Filing a Second Water Claim | +$491.04 | $1,979 |
| Filing a Fire Claim | +$297.6 | $1,786 |
| Filing a Liability Claim | +$282.72 | $1,771 |
| Filing a Theft Claim | +$282.72 | $1,771 |
| Filing a Water Claim | +$238.08 | $1,726 |
| Filing a Weather Claim | +$238.08 | $1,726 |