How To Make Your Homestead, FL Home Insurance Cheaper
Homestead, FL, homeowners insurance is about $1488. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Homestead, FL Home Insurance Rates with the Miami-Dade County Average
| Place | Miami-Dade County Average: $1,515.75 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Homestead, FL | $1,488.0 | -27.75 | -0.02 | 114,304 | 161,100 |
Cost of Homestead, FL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Goulds | 209,000 | 5,593 | $1,082.4 |
| Miami Heights | 179,500 | 5,697 | $1,610 |
| Pinecrest | 887,700 | 26,219 | $1,656.4 |
| Tamiami | 251,900 | 8,060 | $1,649.9 |
Homeowners Insurance Comparison for the Cheapest Premiums in Homestead, FL
| Liberty Mutual | Westfield Insurance | Florida Farm Bureau Insurance | |
| Median Home Value ($) | 161,100 | 161,100 | 161,100 |
| Age of Home | Newly Constructed Home | Year 50 Old | Year 50 Old |
| Home Coverage ($) | $400,000 -$499,999 | $1500,000 -$2000,000 | $300,000 -$399,999 |
| Total Premium ($) | $3,709.3 | $9,695.8 | $4,360.5 |
Cost of Homestead, FL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Allstate | 2000 | $300,000-$399,999 | 3,030.2 |
| Tower Hill Insurance | 1000 | $300,000-$399,999 | 3,436.7 |
| MetLife | 1500 | $200,000-$249,999 | 1,511.6 |
| Security First Home Insurance | 500 | $300,000-$399,999 | 3,584.5 |
| Amica Mutual Insurance | 1000 | $400,000-$499,999 | 4,366.6 |
| GEICO | 1500 | $175,000-$199,999 | 1,377.8 |
| USAA | 500 | $150,000-$174,999 | 1,192.4 |
| Olympus Insurance | 2000 | $100,000-$124,999 | 729.2 |
| Westfield Insurance | 1000 | $175,000-$199,999 | 1,456.1 |
| Assurant Specialty Property | 2000 | $250,000-$299,999 | 2,417.8 |