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Homestead, FL Home Values & Insurance Rates

Homestead, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,353 9.0% $185
$50,000 to $59,999 601 4.0% $406
$60,000 to $69,999 915 6.0% $498
$70,000 to $79,999 677 4.0% $580
$80,000 to $89,999 782 5.0% $661
$90,000 to $99,999 749 5.0% $730
$100,000 to $124,999 1,637 11.0% $846
$125,000 to $149,999 957 6.0% $1067
$150,000 to $174,999 1,512 10.0% $1264
$175,000 to $199,999 1,135 7.0% $1450
$200,000 to $249,999 1,832 12.0% $1751
$250,000 to $299,999 1,423 9.0% $2146
$300,000 to $399,999 1,087 7.0% $2726

Top Home Insurance Agents Near Homestead, FL

Home Insurance Company Near Homestead, FL Homeowners Insurance Agency Near Homestead, FL Address
NA We Insure Florida, Inc. 1327 Ne 125Th St , North Miami, FL, 33161
State Farm Enette Henderson 152 NE 167th St Ste 405, Miami, FL, 33162-3400
State Farm Michele Belizaire 8600 NE 2nd Ave, El Portal, FL, 33138-3004
Allstate Monica Pavlova 273 NW 82nd Ave, Miami, FL, 33126
State Farm Ricardo Arbes 18173 Biscayne Blvd, Aventura, FL, 33160-2535

Estimated Home Insurance By Street Area Near Homestead, FL

Homestead Area Estimated House Insurance
Adams Ave, SW 381 Ter, SW 196th Ave, SW 380th St, N Audubon Dr, NE 27th Ter, SW 192nd Pl, SW 291st Ter, SE 30th Ter, SW 292nd Ter$1,139
SE 21st Ct, SE 18th Ter, SW 159th Dr, NE 36th Ter, SW 158th Rd, NE 3rd St, NE 41st Cir, S Independence Dr, SE 20th Rd, SW 318th Ter$1,124
NW 14th Ln, SE 11th Pl, SW 354th Ter, SW 350th St, S Audubon Dr, N Fieldlark Ln, Pelican Ct, SW 279th St, S Goldeneye Ln, NE 8th St$1,146
SW 300th Ter, SW 184th Ave, N Anhinga Ln, SE 23rd Dr, SW 3rd Ter, SE 19th St, SE 28th Ter, NE 5th Dr, Tennessee Rd, SW 313th St$1,128
SW 1st Ct, SW 195th Ct, NE 1st Rd, NE 27th Ave, SW 290th St, SE 28th Ave, NE 17th St, SE 16th St, SW 298th St, NW 8th Pl$1,234

Savings on home insurance for senior occupied homes

PlaceSavings
Homestead$173 to $176
North Key Largo$250
Florida City$175
Leisure City$170

Homestead, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Homestead, FL5.8%20.9%
North Key Largo4.98%13.88%
Florida City7.51%20.04%
Leisure City6.68%24.78%

Homestead Renters Insurance as a Percentage of Rent

Homestead Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 453 3.0% $340
$200 to $299 512 3.0% $790
$300 to $499 732 4.0% $1240
$500 to $749 1,842 12.0% $1915
$750 to $999 3,761 25.0% $2665
$1,000 to $1,499 5,504 37.0% $3790
$1,500 or more 2,051 13.0% $5440

Homestead, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Homestead Homeowner Insurance Premium Example $8,400$7,900
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $43,500$42,000
Net Savings to Homestead Home Owner from High Deductible Plan $1,500

Homestead, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Homestead, FL Home Replacement Value MORE than Home Value Homestead, FL Home Replacement Value LESS than Home Value
Replacement Value $74,000 $52,000
Insurance Premium based on Replacement Value $1,725 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $225/year

Example Homestead Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmChubb Group of Insurance
Monthly Premium 177142578
Year Built 200519651993
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$175000-$200000$400000-$500000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Homestead, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
North Key Largo CDP, Florida $250 $333 $500
Florida City city, Florida $175 $233 $350
Leisure City CDP, Florida $170 $227 $341

Sample Home Insurance Rates for Homestead, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 255,000 Metal Roof 3,040 5 $500 Deductible 1650 4 Stone Siding No
2012 260,000 Composition Roof 2,610 4 $2500-$5000 Deductible 3110 7 Fiber-Cement Siding yes
1967 140,000 Tile Roof 1,560 5 $1000-$2500 Deductible 1440 10 Brick siding yes
1969 175,000 Membrane Roof 2,340 4 $1000-$2500 Deductible 2280 9 Vinyl siding yes
2013 205,000 Composition Roof 1,920 4 $5000 to $10,000 Deductible 2460 10 Vinyl siding yes
2009 155,000 Asphalt Shingles Roof 2,140 5 $5000 to $10,000 Deductible 1220 7 Wood siding No
1988 160,000 Tile Roof 1,600 3 $500 Deductible 260 1 Wood siding No
1998 175,000 Wood Shake Roof 1,970 3 $2500-$5000 Deductible 1050 4 Wood siding yes
1990 115,000 Tile Roof 1,259 2 $500 Deductible 190 1 Stucco siding yes