Homerville Insurance Rates:

Homerville, GA homeowners insurance is roughly $716 to $980, about $59-$81/month. Our all inclusive analysis indicates shoppers can save upto $339 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Homerville, GA Homeowners Insurance By Home Value

Homerville, GA Home Value Total Homes % of Total Average Homerville, GA Homeowners Insurance
Less than $50,000 509 35.0% $305
$50,000 to $59,999 135 9.0% $644
$60,000 to $69,999 94 6.0% $797
$70,000 to $79,999 139 9.0% $924
$80,000 to $89,999 38 2.0% $1043
$90,000 to $99,999 30 2.0% $1170
$100,000 to $124,999 118 8.0% $1356
$125,000 to $149,999 82 5.0% $1696
$150,000 to $174,999 106 7.0% $2001
$175,000 to $199,999 43 2.0% $2306
$200,000 to $249,999 34 2.0% $2781
$250,000 to $299,999 94 6.0% $3400
$300,000 to $399,999 30 2.0% $4316

Top Home Insurance Agents Near Homerville, GA

Home Insurance Company Near Homerville, GA Homeowners Insurance Agency Near Homerville, GA Address
NA Atwater & Houston Insurance 307 Dogwood Dr, Nashville, GA, 31639
Travelers Greene Insurance 100 W 5TH STREET, ADEL, GA, 31620
Travelers Management South Agency PO BOX 747, ALMA, GA, 31510
Allstate Robert Wallace 707 Knight Ave, Waycross, GA, 31501
Travelers Valdosta Ins Servs Inc 812 NORTHWOOD PARK DR, VALDOSTA, GA, 31602

Cost Of Homeowners Insurance By Street Near Homerville, GA

Streets in Homerville Area Homeowners Insurance Cost
Main St, Harper St, Lexie Ln, Pinestraw Trl, N King St, Kight St, Lakeland Hwy, Happyville Ln, Tupelo Dr, Co Rd 93$850
Pace St, Averitt Farm Rd, Nichols St, McGlashin Dr, Blue Berry Rd, Caney Branch Dr, Washington Cir, Co Rd 224, N Gibbs St, Mexico Rd$852
Berry Patch Rd, McCain Ln, Unknown Name, Cresent Dr, Wingate Rd, Whispering Pines, Co Rd 86, Frank Sessoms Memorial Hwy, Wheeler St, Hunter St$847
Old Ford Ln, Smith Ln, Birch Ln, Register Rd, Holly Dr, Johnny St, Annie Rd, McQueens Dr, Courtland Ave, Tomlinson St$844
Gibbs St, Nelson St, Marvin Smith, Minson Ln, M Hill Rd, Marvin Stalvey Rd, Mobley Rd, Green St, White St, Barney Rd$850

Homerville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Homerville$126 to $128
Argyle$126
Du Pont$124
Clinch County$127

Homerville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Argyle town, Georgia $105 $140 $210
Du Pont town, Georgia $104 $138 $207
Clinch County, Georgia $106 $141 $212

Homerville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Homerville, GA6.6%22.7%
Du Pont8.45%25.56%
Clinch County6.58%21.57%
East Lanier5.69%25.4%

Homerville Renters Insurance as a Percentage of Rent

Homerville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 95 18.0% $389
$200 to $299 114 22.0% $839
$300 to $499 59 11.0% $1289
$500 to $749 191 38.0% $1964
$750 to $999 25 4.0% $2714
$1,000 to $1,499 18 3.0% $3839

Homerville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Homerville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Homerville Home Owner from High Deductible Plan $600

Homerville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Homerville, GA Home Replacement Value MORE than Home Value Homerville, GA Home Replacement Value LESS than Home Value
Replacement Value $82,000 $48,500
Insurance Premium based on Replacement Value $400 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Homerville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceAmerican Family Insurance
Monthly Premium 355145
Year Built 197319802010
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$175000-$200000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Homerville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 255,000 Slate Shingles Roof 3,830 5 $500- $1000 Deductible 110 1 Stucco siding No
1975 85,000 Asphalt Shingles Roof 1,880 4 $2500-$5000 Deductible 60 3 Fiber-Cement Siding yes
2008 150,000 Wood Shake Roof 2,580 5 $5000 to $10,000 Deductible 350 7 Stone Siding No
2009 105,000 Membrane Roof 1,830 3 $500- $1000 Deductible 290 8 Fiber-Cement Siding No
1986 170,000 Composition Roof 2,570 4 $500 Deductible 160 3 Stone Siding yes
2007 125,000 Asphalt Shingles Roof 1,930 4 $1000-$2500 Deductible 330 10 Brick siding yes
2011 185,000 Membrane Roof 3,580 5 $5000 to $10,000 Deductible 170 5 Wood siding yes
2009 90,000 Composition Roof 1,700 4 $2500-$5000 Deductible 50 2 Fiber-Cement Siding yes
2005 95,000 Slate Shingles Roof 1,780 4 $500 Deductible 70 3 Brick siding No
2011 175,000 Asphalt Shingles Roof 3,450 5 $500- $1000 Deductible 340 5 Fiber-Cement Siding yes
2002 130,000 Membrane Roof 2,090 3 $2500-$5000 Deductible 140 3 Fiber-Cement Siding No
2014 160,000 Metal Roof 2,740 5 $500- $1000 Deductible 310 5 Fiber-Cement Siding yes
1976 240,000 Metal Roof 3,640 5 > $10,000 Deductible 890 12 Stucco siding No
2014 70,000 Membrane Roof 1,460 3 $500- $1000 Deductible 240 9 Vinyl siding No
2010 135,000 Wood Shake Roof 2,330 3 $500- $1000 Deductible 50 1 Brick siding No
2013 125,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 530 12 Vinyl siding yes
1971 115,000 Tile Roof 1,950 4 $500 Deductible 390 7 Fiber-Cement Siding yes
2000 140,000 Tile Roof 2,170 3 $500- $1000 Deductible 90 2 Stucco siding No
1999 145,000 Composition Roof 2,390 3 $1000-$2500 Deductible 250 5 Brick siding No
1972 115,000 Slate Shingles Roof 2,400 3 $500- $1000 Deductible 160 4 Wood siding yes
2009 170,000 Shingles Roof 3,360 4 $1000-$2500 Deductible 170 3 Wood siding yes
2013 80,000 Membrane Roof 1,450 3 $1000-$2500 Deductible 260 8 Wood siding No
2014 235,000 Wood Shake Roof 4,460 5 $500- $1000 Deductible 250 2 Brick siding yes
2011 105,000 Membrane Roof 1,800 3 $1000-$2500 Deductible 30 1 Vinyl siding yes
2001 150,000 Composition Roof 2,650 5 $500 Deductible 850 12 Brick siding No
1993 105,000 Slate Shingles Roof 2,010 3 $2500-$5000 Deductible 170 5 Fiber-Cement Siding yes
1999 95,000 Asphalt Shingles Roof 2,050 4 $500 Deductible 280 9 Wood siding yes
2010 180,000 Shingles Roof 3,270 5 $1000-$2500 Deductible 350 6 Brick siding No
2012 85,000 Composition Roof 1,220 3 $2500-$5000 Deductible 170 7 Fiber-Cement Siding No
1979 105,000 Asphalt Shingles Roof 1,610 3 $500- $1000 Deductible 160 4 Stone Siding yes
1984 215,000 Slate Shingles Roof 3,600 5 $5000 to $10,000 Deductible 130 2 Stucco siding No
2014 210,000 Tile Roof 4,630 5 $1000-$2500 Deductible 70 1 Stone Siding yes
2010 75,000 Wood Shake Roof 1,570 3 $2500-$5000 Deductible 290 12 Fiber-Cement Siding yes
2002 85,000 Composition Roof 1,510 3 $500 Deductible 120 4 Vinyl siding No