Homeowners Insurance West Virginia

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Average Homeowners Insurance in West Virginia: $930

Median Home Price in West Virginia: $138,500

West Virginia homeowners insurance rates in December 2013 stood at an average of $930 as compared to $1,010 in November 2013.

Insurance Premium Saving Tips in West Virginia

  • Bundle your insurance:

    Bundling home and car insurance in West Virginia with the same provider will have approximately $93 to $140 of savings in West Virginia

  • Safety Systems:

    Having safety systems at home can save up to $163 in West Virginia

  • New Home:

    If your home was built within the past 10 years in West Virginia, you could save up to $186

  • Senior Discounts:

    Senior citizens (55 or older) in West Virginia could save approximately $186


Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under472
$50,000 to $74,999547
$75,000 to $99,999603
$100,000 to $124,999663
$125,000 to $149,999725
$150,000 to $174,999777
$175,000 to $199,999836
$200,000 to $299,999957
$300,000 to $399,9991,181
$400,000 to $499,9991,433
$500,000 and Over2,062

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under118
$14,000 to $19,999150
$20,000 to $25,999161
$26,000 to $31,999179
$32,000 to $37,999182
$38,000 to $43,999204
$44,000 to $49,999203
$50,000 to $74,999237
$75,000 to $99,999 287
$100,000 and Over381

Average homeowners insurance by county

CountyHome Insurance Cost
Ohio County$765 to $1038
Pleasants County$764 to $1039
Webster County$746 to $1013
Preston County$770 to $1045
Marion County$761 to $1033
Marshall County$759 to $1030
Kanawha County$768 to $1041
Jackson County$771 to $1047
Monroe County$765 to $1047
Pocahontas County$762 to $1048
Pendleton County$761 to $1044
Monongalia County$800 to $1088
Hancock County$760 to $1031
Logan County$754 to $1023
Mcdowell County$731 to $989
Putnam County$790 to $1076
Wood County$770 to $1045
Roane County$754 to $1026
Wirt County$744 to $1023
Wayne County$757 to $1029
Brooke County$758 to $1029
Harrison County$764 to $1037
Grant County$771 to $1050
Jefferson County$834 to $1141
Morgan County$799 to $1088
Upshur County$765 to $1044
Barbour County$757 to $1033
Raleigh County$762 to $1033
Berkeley County$808 to $1097
Cabell County$769 to $1045
Doddridge County$754 to $1026
Lincoln County$752 to $1022
Ritchie County$753 to $1025
Tucker County$765 to $1047
Greenbrier County$765 to $1044
Mingo County$744 to $1015
Calhoun County$752 to $1024
Mercer County$754 to $1025
Wyoming County$742 to $1008
Gilmer County$748 to $1022
Hardy County$782 to $1073
Mason County$756 to $1030
Tyler County$752 to $1026
Hampshire County$781 to $1068
Mineral County$774 to $1054
Clay County$752 to $1033
Boone County$754 to $1026
Taylor County$759 to $1031
Wetzel County$757 to $1029
Nicholas County$754 to $1022
Braxton County$754 to $1028
Randolph County$763 to $1038
Fayette County$752 to $1018
Summers County$756 to $1032
Lewis County$760 to $1036

Home Insurance Monthly Trends

The below graph compares West Virginias home median prices against, renters and owners home insurance average rates in West Virginia.

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