Average Homeowners Insurance in Oklahoma: $1,490

Median Home Price in Oklahoma: $144,000

Oklahoma homeowners insurance rates in December 2013 stood at an average of $1,490 as compared to $1,490 in November 2013.

Insurance Premium Saving Tips in Oklahoma

• Bundle your insurance:

  Bundling home and car insurance in Oklahoma with the same provider will have approximately $149 to $224 of savings in Oklahoma

• Safety Systems:

  Having safety systems at home can save up to $261 in Oklahoma

• New Home:

  If your home was built within the past 10 years in Oklahoma, you could save up to $298

• Senior Discounts:

  Senior citizens (55 or older) in Oklahoma could save approximately $298

---

Homeowners insurance cost by coverage

Insurance range	Average homeowners insurance cost($)
$49,999 and Under	770
$50,000 to $74,999	921
$75,000 to $99,999	1,142
$100,000 to $124,999	1,347
$125,000 to $149,999	1,493
$150,000 to $174,999	1,610
$175,000 to $199,999	1,717
$200,000 to $299,999	1,933
$300,000 to $399,999	2,380
$400,000 to $499,999	2,891
$500,000 and Over	4,199

---

Renters insurance cost by coverage

Insurance range	Average renters insurance cost($)
$13,999 and Under	178
$14,000 to $19,999	228
$20,000 to $25,999	211
$26,000 to $31,999	250
$32,000 to $37,999	252
$38,000 to $43,999	287
$44,000 to $49,999	282
$50,000 to $74,999	326
$75,000 to $99,999	411
$100,000 and Over	539

Average homeowners insurance by county

County	Home Insurance Cost
Oklahoma County	$1249 to $1692
Marshall County	$1206 to $1641
Payne County	$1247 to $1696
Woods County	$1204 to $1639
Tulsa County	$1257 to $1702
Cotton County	$1202 to $1635
Garfield County	$1216 to $1650
Jefferson County	$1191 to $1621
Seminole County	$1200 to $1629
Logan County	$1248 to $1709
Wagoner County	$1259 to $1709
Garvin County	$1208 to $1640
Stephens County	$1215 to $1647
Adair County	$1204 to $1635
Atoka County	$1200 to $1635
Creek County	$1231 to $1671
Cherokee County	$1223 to $1663
Pottawatomie County	$1223 to $1659
Nowata County	$1200 to $1634
Okfuskee County	$1196 to $1628
Cleveland County	$1262 to $1709
Canadian County	$1261 to $1708
Roger Mills County	$1205 to $1644
Haskell County	$1204 to $1639
Pushmataha County	$1200 to $1631
Texas County	$1213 to $1652
Alfalfa County	$1191 to $1621
Grant County	$1190 to $1619
Mayes County	$1220 to $1660
Rogers County	$1264 to $1714
Beaver County	$1197 to $1634
Tillman County	$1182 to $1612
Lincoln County	$1215 to $1655
Pontotoc County	$1223 to $1662
Noble County	$1210 to $1643
Sequoyah County	$1213 to $1647
Washita County	$1202 to $1633
Jackson County	$1213 to $1646
Le Flore County	$1206 to $1635
Beckham County	$1215 to $1662
Ellis County	$1202 to $1635
Johnston County	$1200 to $1632
Osage County	$1219 to $1656
Ottawa County	$1210 to $1640
Pawnee County	$1208 to $1643
Choctaw County	$1202 to $1631
Pittsburg County	$1213 to $1647
Bryan County	$1213 to $1650
Kingfisher County	$1231 to $1679
Carter County	$1215 to $1652
Craig County	$1213 to $1651
Okmulgee County	$1207 to $1639
Delaware County	$1223 to $1666
Mcclain County	$1244 to $1700
Washington County	$1233 to $1674
Kay County	$1206 to $1635
Caddo County	$1202 to $1631
Latimer County	$1197 to $1634
Dewey County	$1204 to $1635
Custer County	$1226 to $1672
Harper County	$1196 to $1628
Kiowa County	$1182 to $1610
Love County	$1207 to $1643
Cimarron County	$1187 to $1619
Coal County	$1195 to $1627
Muskogee County	$1216 to $1650
Mccurtain County	$1200 to $1629
Woodward County	$1221 to $1668
Murray County	$1207 to $1645
Blaine County	$1196 to $1625
Comanche County	$1236 to $1677
Major County	$1208 to $1646
Mcintosh County	$1204 to $1639
Grady County	$1233 to $1674
Greer County	$1185 to $1624
Harmon County	$1172 to $1599
Hughes County	$1195 to $1621

Home Insurance Monthly Trends

The below graph compares Oklahomas home median prices against, renters and owners home insurance average rates in Oklahoma.

View all home insurance agents in oklahoma