Average Homeowners Insurance in New Jersey: $840
Median Home Price in New Jersey: $275,000
New Jersey homeowners insurance rates in December 2013 stood at an average of $840 as compared to $840 in November 2013.
Bundling home and car insurance in New Jersey with the same provider will have approximately $84 to $126 of savings in New Jersey
Having safety systems at home can save up to $147 in New Jersey
If your home was built within the past 10 years in New Jersey, you could save up to $168
Senior citizens (55 or older) in New Jersey could save approximately $168
| Insurance range | Average homeowners insurance cost($) |
|---|---|
| $49,999 and Under | 1,955 |
| $50,000 to $74,999 | 417 |
| $75,000 to $99,999 | 518 |
| $100,000 to $124,999 | 571 |
| $125,000 to $149,999 | 631 |
| $150,000 to $174,999 | 691 |
| $175,000 to $199,999 | 748 |
| $200,000 to $299,999 | 860 |
| $300,000 to $399,999 | 1,026 |
| $400,000 to $499,999 | 1,197 |
| $500,000 and Over | 1,669 |
| Insurance range | Average renters insurance cost($) |
|---|---|
| $13,999 and Under | 134 |
| $14,000 to $19,999 | 112 |
| $20,000 to $25,999 | 139 |
| $26,000 to $31,999 | 154 |
| $32,000 to $37,999 | 151 |
| $38,000 to $43,999 | 180 |
| $44,000 to $49,999 | 191 |
| $50,000 to $74,999 | 219 |
| $75,000 to $99,999 | 286 |
| $100,000 and Over | 410 |
| County | Home Insurance Cost |
|---|---|
| Bergen County | $762 to $1032 |
| Monmouth County | $747 to $1010 |
| Middlesex County | $731 to $990 |
| Essex County | $740 to $1003 |
| Somerset County | $748 to $1013 |
| Passaic County | $737 to $997 |
| Hudson County | $736 to $997 |
| Ocean County | $714 to $967 |
| Camden County | $699 to $947 |
| Cape May County | $726 to $986 |
| Burlington County | $710 to $962 |
| Gloucester County | $703 to $952 |
| Cumberland County | $688 to $932 |
| Union County | $739 to $1001 |
| Mercer County | $719 to $973 |
| Morris County | $759 to $1027 |
| Salem County | $694 to $940 |
| Warren County | $715 to $970 |
| Sussex County | $720 to $974 |
| Atlantic County | $708 to $957 |
| Hunterdon County | $751 to $1018 |
I am not the primary decision maker for insurance decisions in my family but the policy that we currently have is one the that we have had for about twenty years. We have not had to use it for extreme damages in all the time we have had it. We are happy with the rates, and we are covered in a ll forms, I would rate our insurance policy at 4 out of 5 because we are very happy with our system and have thankfully not had to utilize it. Our house is located in Ridgewood, New Jersey and we have an additional property in Westhampton Beach, New York. The only way to improve our insurance policy would be to eradicate the rates entirley.
I'm a married female age 49. We live in Rockaway, New Jersey in a split level home. We have NJ Manufacturing as our home insurance. Our house is 60 years old in a suburban neighborhood. We bought our house in 1998 for $157,000. It's now worth $360,000. We had a new roof added in 2000 as well as landscaping. We also put on a new deck. We don't have a security system, nor a swimming pool. It's a 4 bedroom houses with 1.5 bathrooms. Our home is located a block and a half away from the fire house. We like our insurance and would rate it a 5. We've been with this company for over 20 years. We are satisfied with our insurance presently. We have coverage worth $300,000 and pay around $400 a month. We don't bundle our auto insurance and home insurance.
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