Homeowners Insurance Nevada

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Average Homeowners Insurance in Nevada: $640

Median Home Price in Nevada: $189,000

Nevada homeowners insurance rates in December 2013 stood at an average of $640 as compared to $640 in November 2013.

Insurance Premium Saving Tips in Nevada

  • Bundle your insurance:

    Bundling home and car insurance in Nevada with the same provider will have approximately $64 to $96 of savings in Nevada

  • Safety Systems:

    Having safety systems at home can save up to $112 in Nevada

  • New Home:

    If your home was built within the past 10 years in Nevada, you could save up to $128

  • Senior Discounts:

    Senior citizens (55 or older) in Nevada could save approximately $128


Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under332
$50,000 to $74,999400
$75,000 to $99,999401
$100,000 to $124,999441
$125,000 to $149,999488
$150,000 to $174,999525
$175,000 to $199,999554
$200,000 to $299,999629
$300,000 to $399,999775
$400,000 to $499,999951
$500,000 and Over1,549

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under150
$14,000 to $19,999161
$20,000 to $25,999176
$26,000 to $31,999198
$32,000 to $37,999190
$38,000 to $43,999219
$44,000 to $49,999218
$50,000 to $74,999259
$75,000 to $99,999 321
$100,000 and Over415

Average homeowners insurance by county

CountyHome Insurance Cost
Lyon County$530 to $720
Washoe County$555 to $751
Douglas County$574 to $784
Pershing County$524 to $722
Clark County$544 to $735
Elko County$541 to $736
Humboldt County$532 to $723
Churchill County$534 to $727
Nye County$524 to $713
Lincoln County$527 to $730
Eureka County$516 to $715
Esmeralda County$503 to $693
White Pine County$520 to $709
Mineral County$513 to $702
Storey County$539 to $746
Lander County$517 to $711

Home Insurance Monthly Trends

The below graph compares Nevadas home median prices against, renters and owners home insurance average rates in Nevada.

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