Homeowners Insurance Montana

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Average Homeowners Insurance in Montana: $800

Median Home Price in Montana: $267,000

Montana homeowners insurance rates in December 2013 stood at an average of $800 as compared to $820 in November 2013.

Insurance Premium Saving Tips in Montana

  • Bundle your insurance:

    Bundling home and car insurance in Montana with the same provider will have approximately $80 to $120 of savings in Montana

  • Safety Systems:

    Having safety systems at home can save up to $140 in Montana

  • New Home:

    If your home was built within the past 10 years in Montana, you could save up to $160

  • Senior Discounts:

    Senior citizens (55 or older) in Montana could save approximately $160


Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under441
$50,000 to $74,999528
$75,000 to $99,999630
$100,000 to $124,999708
$125,000 to $149,999770
$150,000 to $174,999824
$175,000 to $199,999870
$200,000 to $299,999998
$300,000 to $399,9991,231
$400,000 to $499,9991,533
$500,000 and Over2,405

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under110
$14,000 to $19,999128
$20,000 to $25,999125
$26,000 to $31,999127
$32,000 to $37,999123
$38,000 to $43,999136
$44,000 to $49,999136
$50,000 to $74,999159
$75,000 to $99,999 214
$100,000 and Over305

Average homeowners insurance by county

CountyHome Insurance Cost
Yellowstone County$658 to $889
Jefferson County$669 to $910
Carbon County$658 to $901
Flathead County$670 to $909
Missoula County$672 to $911
Gallatin County$680 to $922
Sweet Grass County$656 to $898
Musselshell County$636 to $874
Sanders County$652 to $888
Richland County$642 to $880
Granite County$652 to $898
Mccone County$633 to $865
Powell County$641 to $871
Prairie County$629 to $858
Phillips County$632 to $858
Carter County$628 to $860
Wibaux County$624 to $864
Roosevelt County$628 to $851
Lake County$665 to $906
Powder River County$637 to $866
Cascade County$652 to $881
Beaverhead County$654 to $890
Big Horn County$635 to $860
Hill County$641 to $870
Teton County$645 to $880
Daniels County$635 to $862
Park County$662 to $902
Pondera County$635 to $861
Rosebud County$637 to $868
Liberty County$631 to $860
Blaine County$631 to $855
Meagher County$639 to $871
Custer County$638 to $866
Judith Basin County$631 to $868
Lewis And Clark County$663 to $898
Deer Lodge County$639 to $870
Fallon County$634 to $868
Mineral County$652 to $889
Toole County$637 to $867
Silver Bow County$643 to $874
Broadwater County$651 to $888
Madison County$669 to $915
Petroleum County$629 to $865
Sheridan County$635 to $864
Golden Valley County$635 to $861
Stillwater County$656 to $893
Chouteau County$640 to $867
Dawson County$641 to $870
Ravalli County$673 to $914
Glacier County$631 to $858
Garfield County$628 to $864
Fergus County$640 to $870
Wheatland County$631 to $858
Lincoln County$652 to $888
Treasure County$625 to $854
Valley County$635 to $862

Home Insurance Monthly Trends

The below graph compares Montanas home median prices against, renters and owners home insurance average rates in Montana.

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