Homeowners Insurance Massachusetts

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Average Homeowners Insurance in Massachusetts: $1,050

Median Home Price in Massachusetts: $329,900

Massachusetts homeowners insurance rates in December 2013 stood at an average of $1,050 as compared to $0 in November 2013.

Insurance Premium Saving Tips in Massachusetts

  • Bundle your insurance:

    Bundling home and car insurance in Massachusetts with the same provider will have approximately $105 to $158 of savings in Massachusetts

  • Safety Systems:

    Having safety systems at home can save up to $184 in Massachusetts

  • New Home:

    If your home was built within the past 10 years in Massachusetts, you could save up to $210

  • Senior Discounts:

    Senior citizens (55 or older) in Massachusetts could save approximately $210

Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under364
$50,000 to $74,999500
$75,000 to $99,999657
$100,000 to $124,999691
$125,000 to $149,999746
$150,000 to $174,999784
$175,000 to $199,999822
$200,000 to $299,999978
$300,000 to $399,9991,196
$400,000 to $499,9991,470
$500,000 and Over2,140

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under118
$14,000 to $19,999150
$20,000 to $25,999176
$26,000 to $31,999207
$32,000 to $37,999201
$38,000 to $43,999257
$44,000 to $49,999282
$50,000 to $74,999306
$75,000 to $99,999 399
$100,000 and Over556

Average homeowners insurance by county

CountyHome Insurance Cost
Bristol County$881 to $1192
Norfolk County$910 to $1231
Hampden County$858 to $1161
Barnstable County$905 to $1225
Essex County$899 to $1217
Worcester County$876 to $1185
Suffolk County$901 to $1220
Berkshire County$859 to $1165
Hampshire County$874 to $1184
Dukes County$975 to $1334
Plymouth County$895 to $1211
Franklin County$863 to $1169
Middlesex County$912 to $1234
Nantucket County$1045 to $1448

Recent home insurance reviews

Company: Mapfre insurance,
Location: None

I pay $150/month for full coverage on Mapfre insurance in Arlington, MA 02476. On a scale of 1-5, I would rate them at a 5. We had a bad water leak a few years ago that caused substantial damage, and they were extremely efficient and helpful. The house, which has 5 bedrooms and 2.5 baths, is our primary residence, and we have been with Mapfre for over 10 years. It can be challenging to get hold of insurance agents, but once they are reached they are very easy to work with. The house is approx. 50 years old, with a new shingled roof. We do not have a swimming pool or a security system, and we did bundle home and auto insurance.

Company: Liberty Mutual,
Location: Hull, MA 02045, USA

I pay $105 10 months, for a $1050 yearly premium. My current insurance provider is Liberty Mutual, managed by a local insurance agent. The insurance covers water damage, fire, storm damage, and liability. It covers altogether $50,000. I would give my insurance company a 4 out of 5. I am located in the middle of Hull, MA 02045, USA. I have had the insurance for about 15 years now. I like that I can easily contact the company if I have questions or concerns, and that they cover storm damage. The only issue I've ever hard is with damage by a blizzard took a few months to settle.

Home Insurance Monthly Trends

The below graph compares Massachusettss home median prices against, renters and owners home insurance average rates in Massachusetts.

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