Homeowners Insurance Maine

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Average Homeowners Insurance in Maine: $676

Median Home Price in Maine: $189,900

Maine homeowners insurance rates in December 2013 stood at an average of $676 as compared to $0 in November 2013.

Insurance Premium Saving Tips in Maine

  • Bundle your insurance:

    Bundling home and car insurance in Maine with the same provider will have approximately $68 to $101 of savings in Maine

  • Safety Systems:

    Having safety systems at home can save up to $118 in Maine

  • New Home:

    If your home was built within the past 10 years in Maine, you could save up to $135

  • Senior Discounts:

    Senior citizens (55 or older) in Maine could save approximately $135


Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under345
$50,000 to $74,999405
$75,000 to $99,999478
$100,000 to $124,999553
$125,000 to $149,999600
$150,000 to $174,999636
$175,000 to $199,999668
$200,000 to $299,999757
$300,000 to $399,999936
$400,000 to $499,9991,141
$500,000 and Over1,658

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under92
$14,000 to $19,999123
$20,000 to $25,999127
$26,000 to $31,999142
$32,000 to $37,999145
$38,000 to $43,999157
$44,000 to $49,999166
$50,000 to $74,999187
$75,000 to $99,999 233
$100,000 and Over335

Average homeowners insurance by county

CountyHome Insurance Cost
Kennebec County$563 to $763
Piscataquis County$547 to $744
Hancock County$576 to $784
York County$587 to $795
Androscoggin County$565 to $764
Knox County$578 to $785
Cumberland County$591 to $800
Sagadahoc County$574 to $779
Somerset County$550 to $746
Franklin County$555 to $755
Oxford County$560 to $759
Washington County$548 to $743
Penobscot County$559 to $757
Aroostook County$544 to $738
Lincoln County$578 to $785
Waldo County$563 to $765

Home Insurance Monthly Trends

The below graph compares Maines home median prices against, renters and owners home insurance average rates in Maine.

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