Average Homeowners Insurance in Louisiana: $1,300

Median Home Price in Louisiana: $165,000

Louisiana homeowners insurance rates in December 2013 stood at an average of $1,300 as compared to $1,280 in November 2013.

Insurance Premium Saving Tips in Louisiana

• Bundle your insurance:

  Bundling home and car insurance in Louisiana with the same provider will have approximately $130 to $195 of savings in Louisiana

• Safety Systems:

  Having safety systems at home can save up to $228 in Louisiana

• New Home:

  If your home was built within the past 10 years in Louisiana, you could save up to $260

• Senior Discounts:

  Senior citizens (55 or older) in Louisiana could save approximately $260

---

Homeowners insurance cost by coverage

Insurance range	Average homeowners insurance cost($)
$49,999 and Under	492
$50,000 to $74,999	778
$75,000 to $99,999	1,052
$100,000 to $124,999	1,270
$125,000 to $149,999	1,439
$150,000 to $174,999	1,570
$175,000 to $199,999	1,696
$200,000 to $299,999	2,004
$300,000 to $399,999	2,467
$400,000 to $499,999	3,213
$500,000 and Over	4,505

---

Renters insurance cost by coverage

Insurance range	Average renters insurance cost($)
$13,999 and Under	159
$14,000 to $19,999	223
$20,000 to $25,999	221
$26,000 to $31,999	264
$32,000 to $37,999	286
$38,000 to $43,999	315
$44,000 to $49,999	344
$50,000 to $74,999	369
$75,000 to $99,999	471
$100,000 and Over	646

Home Insurance Monthly Trends

The below graph compares Louisianas home median prices against, renters and owners home insurance average rates in Louisiana.

View all home insurance agents in louisiana